LM Funding America (LMFA) Key Ratios

$1.76

up-down-arrow $-0.20 (-10.20%)

As on 29-Jul-2026 09:30EDT

Market cap

info icon

$2 Mln

Revenue (TTM)

info icon

$9 Mln

P/E Ratio

info icon

--

P/B Ratio

info icon

0.1

Div. Yield

info icon

0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 0.36 -62.66 -36.48 44.24 -14.74
EBIT 45.12 -8,782.07 -290.94 4.63 -220.39
Net Profit 54.93 -3,344.40 -56.24 38.28 -21.80
EPS 55.79 -1,164.33 -3,689.40 -217.21 -243.51
Book Value -- -- 423.99 33.00 35.28
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info -223.89-209.15-378.27-294.02-73.63
Net Margin info -----429.40----
Return on equity info -45.64-35.39-153.08-79.59-19.98
Return on Capital info -36.90-30.08---56.09-17.91
Return on Assets info -36.48-29.47-83.23-56.46-17.89
Debt to Equity (x) info ----0.000.670.21
ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
-56.09
-17.91
-36.70
-52.74
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

-153.08

Lower than Peers by 163.59

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-153.08
-79.59
-19.98
-37.35
-53.19
Peer Median
10.51
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

-83.23

Lower than Peers by 84.66

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-83.23
-56.46
-17.89
-35.08
-50.72
Peer Median
1.43
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

-378.27

Lower than Peers by 395.81

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-378.27
-294.02
-73.63
-304.00
-412.09
Peer Median
17.55
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

-429.40

Lower than Peers by 438.53

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-429.40
-306.19
-66.51
-257.62
-455.64
Peer Median
9.13
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
0.00
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

-36.48

Lower than Peers by 55.17

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-36.48
-0.20
0.78
-0.04
-0.54
Peer Median
18.69
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-290.94

Lower than Peers by 317.05

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-290.94
-219.18
56.95
28.85
-596.22
Peer Median
26.11
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-56.24

Lower than Peers by 70.46

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-56.24
-267.99
54.12
45.47
-714.39
Peer Median
14.22
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-3,689.40

Lower than Peers by 3,703.26

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-3,689.40
-22.32
0.69
0.52
-4.05
Peer Median
13.85
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

-87.29

Lower than Peers by 94.14

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-87.29
--
--
--
--
Peer Median
6.86
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
0.67
0.21
0.02
0.02
Peer Median
1.59
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
0.59
0.02
0.02
0.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.58

Lower than Peers by 1.74

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
0.58
0.08
2.18
0.87
1.92
Peer Median
2.32
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.58

Lower than Peers by 1.50

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
0.58
--
--
--
-0.40
Peer Median
2.07
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

-11.22

Lower than Peers by 12.93

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
-11.22
-22.98
-18.25
--
-5,988.50
Peer Median
1.71
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

119.31

Higher than Peers by 101.64

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
119.31
0.55
2.10
27.32
64.33
Peer Median
17.66
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.19

Higher than Peers by 0.05

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
0.19
0.18
0.27
0.14
0.11
Peer Median
0.14
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
5.81
31.91
171.70
118.28
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
--
--
115.66
1,568.67
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
23.09
79.79
40.98
75.29
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
--
--
246.38
1,611.66
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Earnings

--

--

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
-0.01
-1.08
-0.10
-0.04
Peer Median
15.21
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.13

Lower than Peers by 1.80

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
0.13
0.01
0.21
0.04
0.02
Peer Median
1.93
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
--
--
--
--
--
Peer Median
1.07
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

33.04

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
33.04
-1.10
-37.42
0.26
0.12
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

2

Lower than Peers by 578

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LM Funding America (LMFA)
2
--
--
--
--
Peer Median
581
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
loading...
loading...