Market cap
$2 Mln
Revenue (TTM)
$9 Mln
P/E Ratio
--
P/B Ratio
0.1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.36 | -62.66 | -36.48 | 44.24 | -14.74 |
| EBIT | 45.12 | -8,782.07 | -290.94 | 4.63 | -220.39 |
| Net Profit | 54.93 | -3,344.40 | -56.24 | 38.28 | -21.80 |
| EPS | 55.79 | -1,164.33 | -3,689.40 | -217.21 | -243.51 |
| Book Value | -- | -- | 423.99 | 33.00 | 35.28 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -223.89 | -209.15 | -378.27 | -294.02 | -73.63 |
| Net Margin
| -- | -- | -429.40 | -- | -- |
| Return on equity
| -45.64 | -35.39 | -153.08 | -79.59 | -19.98 |
| Return on Capital
| -36.90 | -30.08 | -- | -56.09 | -17.91 |
| Return on Assets
| -36.48 | -29.47 | -83.23 | -56.46 | -17.89 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.67 | 0.21 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
-56.09
|
-17.91
|
-36.70
|
-52.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-153.08
Lower than Peers by 163.59
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-153.08
|
-79.59
|
-19.98
|
-37.35
|
-53.19
|
|
Peer Median
|
10.51
|
--
|
--
|
--
|
--
|
ROA
-83.23
Lower than Peers by 84.66
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-83.23
|
-56.46
|
-17.89
|
-35.08
|
-50.72
|
|
Peer Median
|
1.43
|
--
|
--
|
--
|
--
|
EBIT Margin
-378.27
Lower than Peers by 395.81
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-378.27
|
-294.02
|
-73.63
|
-304.00
|
-412.09
|
|
Peer Median
|
17.55
|
--
|
--
|
--
|
--
|
Net Margin
-429.40
Lower than Peers by 438.53
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-429.40
|
-306.19
|
-66.51
|
-257.62
|
-455.64
|
|
Peer Median
|
9.13
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-36.48
Lower than Peers by 55.17
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-36.48
|
-0.20
|
0.78
|
-0.04
|
-0.54
|
|
Peer Median
|
18.69
|
--
|
--
|
--
|
--
|
EBIT Growth
-290.94
Lower than Peers by 317.05
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-290.94
|
-219.18
|
56.95
|
28.85
|
-596.22
|
|
Peer Median
|
26.11
|
--
|
--
|
--
|
--
|
Net Profit Growth
-56.24
Lower than Peers by 70.46
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-56.24
|
-267.99
|
54.12
|
45.47
|
-714.39
|
|
Peer Median
|
14.22
|
--
|
--
|
--
|
--
|
EPS Growth
-3,689.40
Lower than Peers by 3,703.26
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-3,689.40
|
-22.32
|
0.69
|
0.52
|
-4.05
|
|
Peer Median
|
13.85
|
--
|
--
|
--
|
--
|
Book Value Growth
-87.29
Lower than Peers by 94.14
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-87.29
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.86
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
0.67
|
0.21
|
0.02
|
0.02
|
|
Peer Median
|
1.59
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
0.59
|
0.02
|
0.02
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.58
Lower than Peers by 1.74
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
0.58
|
0.08
|
2.18
|
0.87
|
1.92
|
|
Peer Median
|
2.32
|
--
|
--
|
--
|
--
|
Quick Ratio
0.58
Lower than Peers by 1.50
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
0.58
|
--
|
--
|
--
|
-0.40
|
|
Peer Median
|
2.07
|
--
|
--
|
--
|
--
|
Interest Coverage
-11.22
Lower than Peers by 12.93
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
-11.22
|
-22.98
|
-18.25
|
--
|
-5,988.50
|
|
Peer Median
|
1.71
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
119.31
Higher than Peers by 101.64
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
119.31
|
0.55
|
2.10
|
27.32
|
64.33
|
|
Peer Median
|
17.66
|
--
|
--
|
--
|
--
|
Asset Turnover
0.19
Higher than Peers by 0.05
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
0.19
|
0.18
|
0.27
|
0.14
|
0.11
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
5.81
|
31.91
|
171.70
|
118.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
--
|
--
|
115.66
|
1,568.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
23.09
|
79.79
|
40.98
|
75.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
--
|
--
|
246.38
|
1,611.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
-0.01
|
-1.08
|
-0.10
|
-0.04
|
|
Peer Median
|
15.21
|
--
|
--
|
--
|
--
|
Price / Book Value
0.13
Lower than Peers by 1.80
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
0.13
|
0.01
|
0.21
|
0.04
|
0.02
|
|
Peer Median
|
1.93
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.07
|
--
|
--
|
--
|
--
|
EV/EBITDA
33.04
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
33.04
|
-1.10
|
-37.42
|
0.26
|
0.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2
Lower than Peers by 578
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
LM Funding America (LMFA)
|
2
|
--
|
--
|
--
|
--
|
|
Peer Median
|
581
|
--
|
--
|
--
|
--
|