LM Funding America (LMFA) Financials

$1.76

$-0.20 (-10.20%)

As on 29-Jul-2026 09:30EDT

Market cap

$2 Mln

Revenue (TTM)

$9 Mln

P/E Ratio

--

P/B Ratio

0.1

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	8.54	8.79	11.00	6.19	6.42	14.02
Cost of Revenue	11.88	21.64	6.99	16.20	4.93	-0.21
Gross Profit	-2.17	-12.85	4.01	6.19	1.48	14.23
Operating Expenses	26.63	5.28	10.47	25.00	27.93	8.90
Operating Profit (EBIT)	-28.79	-18.13	-6.46	-18.81	-26.45	5.33
Other Income	--	--	--	--	--	--
Profit before Tax	-36.66	-26.98	-7.66	-18.81	-26.45	5.33
Provision for Tax	--	--	6.45	0.06	1.44	0.33
Profit after Tax (Net Income)	-36.65	-26.92	-7.32	-15.94	-29.24	4.76
Minority Interest	0.00	0.05	0.34	5.14	-1.36	-0.24
Consolidated Profit	--	--	--	--	--	4.76

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	17.26	30.62	37.03	36.19	49.19	60.76
Minority Interest	0.00	--	--	--	--	--
Non-Current Liabilities	2.36	4.32	13.51	0.09	2.39	1.09
Current Liabilities	19.20	18.12	1.56	2.77	2.21	1.09
Total Liabilities	56.28	51.32	44.05	37.71	53.19	62.10

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	15.43	49.81	24.79	26.03	27.46	26.17
Current Assets	11.08	1.51	3.41	2.42	4.24	36.69
Total Assets	48.17	51.32	44.05	37.71	53.19	62.10
Total Debt*	0.41	20.65	7.70	0.76	0.75	0.18
Net Current Assets	--	3.58	11.94	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	-13.99	-11.95	-3.40	-9.14	3.49
Cash Flow from Investing Activities	--	-19.54	0.38	2.30	-18.89	-23.96
Cash from Financing Activities	--	31.58	12.54	-0.73	-0.30	41.48
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	-67.86	-46.63	-2.00	-6.40	-13.40	4.39
Cash EPS ($)	--	-32.48	0.13	-4.82	-13.18	4.39
Adjusted Book Value ($)	--	53.04	10.12	14.52	22.54	56.04
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	-24.23	-3.27	-1.37	-4.19	3.22
Free Cash Flow per Share ($)	--	-28.05	-3.74	-2.02	-11.36	-13.58

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	-56.09	-17.91	-36.70	-52.74	13.06
ROE (%)	-153.08	-79.59	-19.98	-37.35	-53.19	13.18
ROA (%)	-83.23	-56.46	-17.89	-35.08	-50.72	12.79
EBIT Margin (%)	-378.27	-294.02	-73.63	-304.00	-412.09	38.01
Net Margin (%)	-429.40	-306.19	-66.51	-257.62	-455.64	33.94
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	-36.48	-0.20	0.78	-0.04	-0.54	9.84
EBIT Growth (%)	-290.94	-219.18	56.95	28.85	-596.22	231.29
Net Profit Growth (%)	-56.24	-267.99	54.12	45.47	-714.39	217.76
EPS Growth (%)	-3,689.40	-22.32	0.69	0.52	-4.05	2.06
Book Value Growth (%)	-87.29	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	--	-0.01	-1.08	-0.10	-0.04	1.11
Price / Book Value	0.13	0.01	0.21	0.04	0.02	0.09
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	33.04	-1.10	-37.42	0.26	0.12	-5.96
Close Price ($)	3.73	11.10	53.75	92.55	82.80	729.00
High Price ($)	128.50	128.50	152.77	221.85	757.50	2,775.00
Low Price ($)	3.05	10.63	52.75	40.80	82.80	480.75
Market Cap ($ Cr)	2.43	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	--	0.67	0.21	0.02	0.02	0.00
Short term debt to equity ratio	--	0.59	0.02	0.02	0.01	0.00
Current Ratio	0.58	0.08	2.18	0.87	1.92	33.55
Quick Ratio	0.58	--	--	--	-0.40	-0.52
Interest Coverage	-11.22	-22.98	-18.25	--	-5,988.50	8,161.25

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	119.31	0.55	2.10	27.32	64.33	0.20
Asset Turnover	0.19	0.18	0.27	0.14	0.11	0.38
Receivable days	--	5.81	31.91	171.70	118.28	2.57
Inventory Days	--	--	--	115.66	1,568.67	-65,005.80
Payable days	--	23.09	79.79	40.98	75.29	-611.24
Cash Conversion Cycle	--	--	--	246.38	1,611.66	-64,391.99

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.