Business First Bancshares (BFST) Key Ratios
$31.84
As on 04-Sep-2026 16:00EDT
Market cap
$1,016 Mln
Revenue (TTM)
$455 Mln
P/E Ratio
11.1
P/B Ratio
1.1
Div. Yield
1.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -54.23 | -51.45 | -7.59 | 10.77 | 17.05 |
| EBIT | -200.00 | -205.25 | -39.17 | -11.04 | -2.07 |
| Net Profit | 2.59 | 9.37 | 20.76 | 11.79 | 11.81 |
| EPS | 2.59 | -1.43 | 10.26 | 3.23 | 3.07 |
| Book Value | -- | -- | 11.67 | 8.85 | 8.86 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 21.26 | 24.31 | 13.08 | 22.15 | 18.14 |
| Net Margin
| -- | -- | 20.42 | -- | -- |
| Return on equity
| 10.33 | 10.81 | 9.76 | 10.36 | 9.02 |
| Return on Capital
| 5.80 | 6.54 | -- | 6.43 | 5.08 |
| Return on Assets
| 1.04 | 1.06 | 1.00 | 1.09 | 0.90 |
| Debt to Equity (x)
| -- | -- | 0.30 | 0.61 | 0.60 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
--
|
6.43
|
5.08
|
5.87
|
6.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.76
Lower than Peers by 0.10
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
9.76
|
10.36
|
9.02
|
11.60
|
10.70
|
|
Peer Median
|
9.86
|
--
|
--
|
--
|
--
|
ROA
1.00
Higher than Peers by 0.04
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
1.00
|
1.09
|
0.90
|
1.13
|
1.01
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
13.08
Lower than Peers by 7.61
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
13.08
|
22.15
|
18.14
|
23.49
|
25.97
|
|
Peer Median
|
20.69
|
--
|
--
|
--
|
--
|
Net Margin
20.42
Higher than Peers by 0.39
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
20.42
|
17.16
|
14.22
|
18.42
|
20.55
|
|
Peer Median
|
20.02
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-7.59
Lower than Peers by 18.63
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
-7.59
|
0.12
|
0.19
|
0.46
|
0.30
|
|
Peer Median
|
11.03
|
--
|
--
|
--
|
--
|
EBIT Growth
-39.17
Lower than Peers by 27.30
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
-39.17
|
36.55
|
-8.32
|
32.06
|
6.25
|
|
Peer Median
|
-11.87
|
--
|
--
|
--
|
--
|
Net Profit Growth
20.76
Higher than Peers by 13.70
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
20.76
|
34.95
|
-8.36
|
30.94
|
4.06
|
|
Peer Median
|
7.06
|
--
|
--
|
--
|
--
|
EPS Growth
10.26
Higher than Peers by 4.56
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
10.26
|
0.34
|
-0.21
|
0.28
|
-0.14
|
|
Peer Median
|
5.70
|
--
|
--
|
--
|
--
|
Book Value Growth
7.13
Lower than Peers by 1.59
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
7.13
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.71
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.30
Higher than Peers by 0.09
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
0.30
|
0.61
|
0.60
|
0.99
|
0.96
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.29
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
0.29
|
0.31
|
0.03
|
0.03
|
0.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
2.05
Higher than Peers by 1.75
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
2.05
|
0.15
|
0.06
|
0.21
|
0.22
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
2.05
Higher than Peers by 1.70
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
2.05
|
--
|
--
|
1.12
|
0.26
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.61
Lower than Peers by 0.14
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
1.61
|
0.59
|
0.44
|
0.66
|
1.88
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.56
Higher than Peers by 1.63
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
8.56
|
7.52
|
7.84
|
7.76
|
9.72
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
0.05
|
0.06
|
0.06
|
0.06
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
--
|
26.53
|
26.25
|
26.32
|
31.30
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
--
|
--
|
-8,762.46
|
-6,337.77
|
-1,971.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
--
|
9.25
|
19.17
|
21.67
|
13.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
--
|
--
|
-8,755.39
|
-6,333.12
|
-1,953.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.11
Lower than Peers by 1.73
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
11.11
|
8.82
|
11.65
|
8.79
|
10.10
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
1.09
Lower than Peers by 0.22
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
1.09
|
0.86
|
0.95
|
0.97
|
0.94
|
|
Peer Median
|
1.31
|
--
|
--
|
--
|
--
|
Dividend Yield
1.92
Lower than Peers by 0.54
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
1.92
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
--
|
2.72
|
10.13
|
1.62
|
0.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,016
Higher than Peers by 688
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Business First Bancshares (BFST)
|
1,016
|
--
|
--
|
--
|
--
|
|
Peer Median
|
328
|
--
|
--
|
--
|
--
|