Market cap
$588 Mln
Revenue (TTM)
$152 Mln
P/E Ratio
11.8
P/B Ratio
1.6
Div. Yield
1.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 8.13 | 9.11 | 38.08 | 37.41 | 28.21 |
| EBIT | -4.43 | 11.30 | 179.58 | 96.99 | 52.08 |
| Net Profit | -4.12 | 6.19 | 143.30 | 80.93 | 45.40 |
| EPS | 1.87 | 15.25 | 98.18 | 42.34 | 21.89 |
| Book Value | -- | -- | -1.07 | 4.73 | 4.53 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-20 | Dec-19 |
| EBIT-Margin
| 52.30 | 43.59 | 55.47 | 46.75 | 61.54 |
| Net Margin
| -- | -- | 33.28 | -- | -- |
| Return on equity
| 9.03 | 8.35 | 14.96 | 11.51 | 7.50 |
| Return on Capital
| 4.01 | 3.59 | -- | 6.46 | 2.84 |
| Return on Assets
| 1.98 | 1.55 | 1.67 | 3.67 | 1.06 |
| Debt to Equity (x)
| -- | -- | 0.20 | 0.26 | 1.53 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
--
|
6.46
|
2.84
|
2.73
|
2.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
14.96
Higher than Peers by 5.09
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
14.96
|
11.51
|
7.50
|
8.08
|
5.87
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.67
Higher than Peers by 0.70
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
1.67
|
3.67
|
1.06
|
1.22
|
0.80
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
55.47
Higher than Peers by 34.68
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
55.47
|
46.75
|
61.54
|
48.62
|
36.64
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
33.28
Higher than Peers by 13.25
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
33.28
|
24.24
|
23.90
|
22.19
|
17.87
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
38.08
Higher than Peers by 26.98
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
38.08
|
0.91
|
0.07
|
0.57
|
-0.02
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
179.58
Higher than Peers by 191.08
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
179.58
|
45.24
|
35.17
|
107.64
|
46.97
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
143.30
Higher than Peers by 136.03
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
143.30
|
93.95
|
14.99
|
94.38
|
-18.91
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
98.18
Higher than Peers by 92.39
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
98.18
|
0.33
|
0.15
|
0.41
|
-0.19
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
16.03
Higher than Peers by 7.26
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
16.03
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.20
Lower than Peers by 0.01
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
0.20
|
0.26
|
1.53
|
1.75
|
2.26
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
--
|
0.01
|
0.03
|
0.26
|
0.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.01
Lower than Peers by 0.30
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
0.01
|
0.01
|
0.03
|
0.02
|
0.02
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.00
Lower than Peers by 0.35
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
0.00
|
0.00
|
0.03
|
0.02
|
-0.03
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
4.19
Higher than Peers by 2.44
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
4.19
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
9.43
Higher than Peers by 2.54
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
9.43
|
11.49
|
10.49
|
12.94
|
14.17
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
0.05
|
0.15
|
0.04
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
--
|
31.01
|
41.30
|
40.17
|
42.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
--
|
--
|
--
|
514.85
|
1,493.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
--
|
--
|
--
|
15.20
|
55.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
--
|
--
|
--
|
539.82
|
1,481.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.77
Lower than Peers by 1.02
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
11.77
|
9.48
|
15.10
|
17.99
|
28.31
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.55
Higher than Peers by 0.23
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
1.55
|
0.93
|
1.09
|
1.22
|
1.46
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
1.35
Lower than Peers by 1.13
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
1.35
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
--
|
0.48
|
6.30
|
8.84
|
17.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
588
Higher than Peers by 275
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Reliant Bancorp Inc (RBNC)
|
588
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|