Market cap
$89 Mln
Revenue (TTM)
$48 Mln
P/E Ratio
16.2
P/B Ratio
1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -1.99 | -3.03 | -1.20 | 14.28 | 8.77 |
| EBIT | -- | -- | 31.71 | -11.15 | -5.22 |
| Net Profit | -4.60 | 8.94 | 72.92 | -2.39 | 0.78 |
| EPS | -4.74 | 8.34 | 72.02 | -2.93 | -0.37 |
| Book Value | -- | -- | 10.11 | 3.52 | -1.43 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Jun-25 | Jun-24 |
| EBIT-Margin
| 13.81 | 18.28 | 11.06 | 12.23 | 5.19 |
| Net Margin
| -- | -- | 10.82 | -- | -- |
| Return on equity
| 4.83 | 5.64 | 6.11 | 5.53 | 2.46 |
| Return on Capital
| 2.98 | 3.74 | -- | 2.83 | 1.42 |
| Return on Assets
| 0.41 | 0.53 | 0.49 | 0.48 | 0.21 |
| Debt to Equity (x)
| -- | -- | 0.76 | 0.89 | 1.03 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
--
|
2.83
|
1.42
|
4.71
|
5.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
6.11
Lower than Peers by 3.75
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
6.11
|
5.53
|
2.46
|
6.50
|
7.37
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.49
Lower than Peers by 0.47
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
0.49
|
0.48
|
0.21
|
0.55
|
0.70
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
11.06
Lower than Peers by 9.73
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
11.06
|
12.23
|
5.19
|
24.02
|
25.84
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
10.82
Lower than Peers by 9.22
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
10.82
|
8.90
|
3.95
|
17.88
|
19.10
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-1.20
Lower than Peers by 12.31
Year on year growth in net sales
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
-1.20
|
0.07
|
0.74
|
-0.14
|
-0.01
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
31.71
Higher than Peers by 43.20
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
31.71
|
151.25
|
-62.38
|
-20.02
|
6.04
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
72.92
Higher than Peers by 65.65
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
72.92
|
140.45
|
-61.59
|
-19.43
|
8.17
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
72.02
Higher than Peers by 66.24
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
72.02
|
1.39
|
-0.61
|
-0.22
|
0.07
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
14.42
Higher than Peers by 5.65
Year on year growth in book value per share
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
14.42
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.76
Higher than Peers by 0.55
Total debt / Net worth
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
0.76
|
0.89
|
1.03
|
0.42
|
0.34
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.19
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
0.19
|
0.30
|
0.24
|
0.15
|
0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
11.55
Higher than Peers by 11.24
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
11.55
|
0.00
|
0.27
|
0.29
|
0.39
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
11.55
Higher than Peers by 11.19
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
11.55
|
--
|
--
|
0.31
|
0.39
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.22
Lower than Peers by 0.53
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
1.22
|
0.26
|
0.10
|
0.62
|
3.09
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.81
Higher than Peers by 0.91
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
7.81
|
7.33
|
7.62
|
10.67
|
6.68
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Lower than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
0.05
|
0.05
|
0.05
|
0.03
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
--
|
26.44
|
25.11
|
33.66
|
23.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
--
|
--
|
-279.67
|
-328.47
|
-4,051.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
--
|
40.61
|
36.66
|
34.16
|
22.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
--
|
--
|
-291.23
|
-328.98
|
-4,050.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
16.19
Higher than Peers by 3.40
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
16.19
|
18.29
|
29.07
|
10.10
|
10.32
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.99
Lower than Peers by 0.34
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
0.99
|
0.96
|
0.70
|
0.66
|
0.83
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
--
|
20.12
|
-23.87
|
-19.67
|
-25.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
89
Lower than Peers by 225
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
IF Bancorp (IROQ)
|
89
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|