Market cap
$1,658 Mln
Revenue (TTM)
$781 Mln
P/E Ratio
14.4
P/B Ratio
1.1
Div. Yield
2.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.32 | -6.41 | -0.98 | 26.18 | 14.45 |
| EBIT | 4.86 | 11.29 | 26.19 | -5.63 | 7.55 |
| Net Profit | 6.32 | 13.62 | 32.44 | -6.43 | 6.49 |
| EPS | 6.66 | 13.37 | 31.70 | -8.49 | 5.26 |
| Book Value | -- | -- | 3.52 | 3.59 | 4.93 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-24 | Dec-23 |
| EBIT-Margin
| 24.69 | 29.14 | 19.10 | 17.43 | 19.85 |
| Net Margin
| -- | -- | 14.83 | -- | -- |
| Return on equity
| 8.23 | 8.39 | 7.13 | 6.85 | 7.26 |
| Return on Capital
| 5.35 | 5.13 | -- | 5.81 | 4.59 |
| Return on Assets
| 1.02 | 1.09 | 0.85 | 0.85 | 0.88 |
| Debt to Equity (x)
| -- | -- | 0.20 | 0.14 | 0.22 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
--
|
5.81
|
4.59
|
5.66
|
6.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.13
Lower than Peers by 2.74
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
7.13
|
6.85
|
7.26
|
10.58
|
11.08
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.85
Lower than Peers by 0.11
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
0.85
|
0.85
|
0.88
|
1.34
|
1.50
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
19.10
Lower than Peers by 1.70
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
19.10
|
17.43
|
19.85
|
36.78
|
47.76
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
14.83
Lower than Peers by 5.20
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
14.83
|
13.45
|
14.89
|
28.84
|
37.81
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.98
Lower than Peers by 12.09
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
-0.98
|
0.10
|
0.43
|
0.37
|
0.00
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
26.19
Higher than Peers by 37.69
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
26.19
|
-3.67
|
-22.69
|
5.86
|
100.15
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
32.44
Higher than Peers by 25.17
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
32.44
|
-0.94
|
-26.01
|
4.82
|
88.93
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
31.70
Higher than Peers by 25.91
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
31.70
|
-0.02
|
-0.26
|
-0.03
|
0.87
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
6.26
Lower than Peers by 2.51
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
6.26
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.20
Lower than Peers by 0.01
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
0.20
|
0.14
|
0.22
|
0.97
|
0.76
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
--
|
--
|
0.07
|
0.74
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.01
Lower than Peers by 0.30
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
0.01
|
0.17
|
0.14
|
0.17
|
0.19
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.01
Lower than Peers by 0.35
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
0.01
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.44
Lower than Peers by 0.31
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
1.44
|
0.37
|
0.44
|
2.20
|
4.94
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
--
|
--
|
--
|
0.34
|
1,979.60
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
0.06
|
0.06
|
0.06
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
--
|
--
|
0.87
|
2,630.82
|
6,919.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
--
|
--
|
--
|
--
|
27.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
--
|
--
|
1,305.20
|
400.46
|
775.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
--
|
--
|
--
|
--
|
6,171.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
14.41
Higher than Peers by 1.62
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
14.41
|
13.99
|
11.76
|
10.51
|
14.38
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.10
Lower than Peers by 0.23
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
1.10
|
0.94
|
0.83
|
1.06
|
1.53
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.78
Higher than Peers by 0.30
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
2.78
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
--
|
-0.89
|
1.07
|
6.87
|
8.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,658
Higher than Peers by 1,344
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Veritex Holdings (VBTX)
|
1,658
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|