Paysign Inc (PAYS) Financials

$12.90

$-0.55 (-4.09%)

As on 08-Sep-2026 12:37EDT

Market cap

$759 Mln

Revenue (TTM)

$101 Mln

P/E Ratio

51.7

P/B Ratio

12.2

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	100.64	82.03	58.38	47.27	38.03	29.46
Cost of Revenue	44.10	41.63	26.19	23.14	17.08	14.75
Gross Profit	56.54	40.40	32.20	24.14	20.95	14.71
Operating Expenses	39.43	33.15	31.18	24.30	20.61	17.45
Operating Profit (EBIT)	17.12	7.24	1.02	-0.17	0.34	-2.74
Other Income	--	--	--	--	0.79	--
Profit before Tax	20.11	10.03	4.14	2.36	1.14	-2.71
Provision for Tax	4.34	2.48	0.32	-4.09	0.11	0.01
Profit after Tax (Net Income)	15.77	7.55	3.82	6.46	1.03	-2.72
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	1.03	-2.72

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	60.16	48.49	30.44	24.49	16.29	12.99
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	8.38	11.41	2.48	2.93	3.31	3.67
Current Liabilities	248.45	216.35	146.11	119.18	88.64	67.39
Total Liabilities	565.44	276.25	179.03	146.60	108.24	84.05

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	33.96	36.20	20.19	17.42	10.53	9.72
Current Assets	283.03	240.06	158.84	129.18	97.72	74.33
Total Assets	565.44	276.25	179.03	146.60	108.24	84.05
Total Debt*	5.71	14.03	2.93	3.31	3.67	4.01
Net Current Assets	34.58	23.71	12.73	10.00	9.08	6.94

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	52.45	22.95	27.62	25.32	15.23
Cash Flow from Investing Activities	--	-10.09	-9.49	-7.05	-4.09	-2.68
Cash from Financing Activities	--	0.28	-0.47	-1.12	-0.67	0.19
Net Cash Inflow / Outflow	--	--	--	--	21.23	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	0.26	0.12	0.07	0.12	0.02	-0.05
Cash EPS ($)	--	0.26	0.18	0.19	0.07	0.00
Adjusted Book Value ($)	--	0.79	0.55	0.46	0.30	0.25
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	0.85	0.41	0.51	0.47	0.29
Free Cash Flow per Share ($)	--	0.83	0.24	0.38	0.39	0.24

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	15.75	12.48	27.04	5.56	-15.74
ROE (%)	29.04	19.13	13.89	31.68	7.02	-20.75
ROA (%)	3.49	3.32	2.34	5.07	1.07	-3.58
EBIT Margin (%)	19.99	12.23	7.09	5.00	-0.30	-12.27
Net Margin (%)	15.67	9.21	6.54	13.66	2.65	-9.24
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	46.84	0.40	0.24	0.24	0.29	0.22
EBIT Growth (%)	150.78	142.45	75.06	2,148.01	96.81	54.30
Net Profit Growth (%)	132.52	97.90	-40.92	528.42	137.77	70.23
EPS Growth (%)	111.26	0.78	-0.43	5.28	1.37	0.72
Book Value Growth (%)	33.09	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	51.73	42.03	43.95	23.31	134.99	-30.78
Price / Book Value	12.16	6.54	5.51	6.15	8.51	6.45
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	26.80	16.91	15.78	21.42	47.49	-71.91
Close Price ($)	8.19	5.15	3.02	2.80	2.58	1.60
High Price ($)	8.88	8.88	5.59	3.99	3.27	5.69
Low Price ($)	3.08	1.80	2.40	1.67	1.15	1.37
Market Cap ($ Cr)	759.42	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	--	0.29	0.10	0.14	0.23	0.31
Short term debt to equity ratio	0.01	0.05	0.01	0.02	0.02	0.03
Current Ratio	1.14	1.11	1.09	1.08	1.10	1.10
Quick Ratio	1.14	--	--	--	0.20	0.19
Interest Coverage	--	--	--	--	-0.15	-127.78

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	102.85	89.14	58.66	34.32	12.31	11.52
Asset Turnover	0.22	0.36	0.36	0.37	0.40	0.39
Receivable days	--	239.03	157.86	80.75	38.77	24.21
Inventory Days	--	--	--	1,265.84	1,512.76	1,354.05
Payable days	--	460.06	424.34	273.14	148.14	98.14
Cash Conversion Cycle	--	--	--	1,073.45	1,403.39	1,280.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.