Customers Bancorp (CUBI) Key Ratios

$81.07

up-down-arrow $1.43 (1.80%)

As on 04-Sep-2026 16:23EDT

Market cap

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$2,738 Mln

Revenue (TTM)

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$1,491 Mln

P/E Ratio

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9.8

P/B Ratio

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1.2

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -7.01 -2.52 15.57 8.81 16.30
EBIT -0.95 13.37 131.50 16.27 4.87
Net Profit 2.74 17.43 97.58 14.55 7.32
EPS 3.94 8.91 85.10 12.09 5.95
Book Value -- -- 5.93 12.10 11.32
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 20.8829.4926.8221.9716.49
Net Margin info ----19.55----
Return on equity info 12.7416.0113.4911.3410.44
Return on Capital info 6.958.46--6.345.68
Return on Assets info 0.991.151.090.950.83
Debt to Equity (x) info ----1.060.810.77
ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
--
6.34
5.68
8.84
9.02
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

13.49

Higher than Peers by 3.63

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
13.49
11.34
10.44
16.45
16.47
Peer Median
9.86
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.09

Higher than Peers by 0.13

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
1.09
0.95
0.83
1.19
1.13
Peer Median
0.96
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

26.82

Higher than Peers by 6.13

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
26.82
21.97
16.49
24.19
32.54
Peer Median
20.69
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

19.55

Lower than Peers by 0.47

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
19.55
15.84
13.33
18.29
25.48
Peer Median
20.02
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
--
--
--
--
--
Peer Median
0.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

15.57

Higher than Peers by 4.53

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
15.57
0.04
0.00
0.53
0.06
Peer Median
11.03
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

131.50

Higher than Peers by 143.38

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
131.50
38.51
-32.16
13.54
-33.98
Peer Median
-11.87
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

97.58

Higher than Peers by 90.53

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
97.58
23.49
-27.45
9.70
-27.53
Peer Median
7.06
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

85.10

Higher than Peers by 79.40

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
85.10
0.14
-0.28
0.12
-0.25
Peer Median
5.70
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

9.77

Higher than Peers by 1.06

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
9.77
--
--
--
--
Peer Median
8.71
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Debt to Equity

1.06

Higher than Peers by 0.85

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
1.06
0.81
0.77
0.92
0.79
Peer Median
0.21
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.05

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
0.05
0.00
0.05
0.02
0.21
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.82

Higher than Peers by 1.51

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
1.82
0.01
0.32
0.37
0.19
Peer Median
0.31
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.82

Higher than Peers by 1.46

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
1.82
--
--
1.30
--
Peer Median
0.36
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.62

Lower than Peers by 0.12

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
1.62
0.51
0.33
0.49
1.11
Peer Median
1.75
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

6.92

Lower than Peers by 0.02

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
6.92
7.33
23.75
23.44
13.78
Peer Median
6.93
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.06

Higher than Peers by 0.01

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
0.06
0.06
0.06
0.06
0.04
Peer Median
0.05
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
--
55.11
86.38
59.28
43.99
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
--
--
-8,162.66
-86,396.05
-693.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
--
--
--
1,193.95
273.49
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
--
--
--
-87,530.71
-922.51
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Earnings

9.81

Lower than Peers by 3.03

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
9.81
11.55
8.73
7.49
4.11
Peer Median
12.84
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.22

Lower than Peers by 0.09

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
1.22
1.22
0.86
1.14
0.67
Peer Median
1.31
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
--
--
--
--
--
Peer Median
2.46
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
--
6.52
-10.90
-7.92
-4.40
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

2,738

Higher than Peers by 2,410

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Customers Bancorp (CUBI)
2,738
--
--
--
--
Peer Median
328
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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