Market cap
$2,738 Mln
Revenue (TTM)
$1,491 Mln
P/E Ratio
9.8
P/B Ratio
1.2
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -7.01 | -2.52 | 15.57 | 8.81 | 16.30 |
| EBIT | -0.95 | 13.37 | 131.50 | 16.27 | 4.87 |
| Net Profit | 2.74 | 17.43 | 97.58 | 14.55 | 7.32 |
| EPS | 3.94 | 8.91 | 85.10 | 12.09 | 5.95 |
| Book Value | -- | -- | 5.93 | 12.10 | 11.32 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.88 | 29.49 | 26.82 | 21.97 | 16.49 |
| Net Margin
| -- | -- | 19.55 | -- | -- |
| Return on equity
| 12.74 | 16.01 | 13.49 | 11.34 | 10.44 |
| Return on Capital
| 6.95 | 8.46 | -- | 6.34 | 5.68 |
| Return on Assets
| 0.99 | 1.15 | 1.09 | 0.95 | 0.83 |
| Debt to Equity (x)
| -- | -- | 1.06 | 0.81 | 0.77 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
--
|
6.34
|
5.68
|
8.84
|
9.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.49
Higher than Peers by 3.63
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
13.49
|
11.34
|
10.44
|
16.45
|
16.47
|
|
Peer Median
|
9.86
|
--
|
--
|
--
|
--
|
ROA
1.09
Higher than Peers by 0.13
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
1.09
|
0.95
|
0.83
|
1.19
|
1.13
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
26.82
Higher than Peers by 6.13
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
26.82
|
21.97
|
16.49
|
24.19
|
32.54
|
|
Peer Median
|
20.69
|
--
|
--
|
--
|
--
|
Net Margin
19.55
Lower than Peers by 0.47
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
19.55
|
15.84
|
13.33
|
18.29
|
25.48
|
|
Peer Median
|
20.02
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
15.57
Higher than Peers by 4.53
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
15.57
|
0.04
|
0.00
|
0.53
|
0.06
|
|
Peer Median
|
11.03
|
--
|
--
|
--
|
--
|
EBIT Growth
131.50
Higher than Peers by 143.38
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
131.50
|
38.51
|
-32.16
|
13.54
|
-33.98
|
|
Peer Median
|
-11.87
|
--
|
--
|
--
|
--
|
Net Profit Growth
97.58
Higher than Peers by 90.53
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
97.58
|
23.49
|
-27.45
|
9.70
|
-27.53
|
|
Peer Median
|
7.06
|
--
|
--
|
--
|
--
|
EPS Growth
85.10
Higher than Peers by 79.40
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
85.10
|
0.14
|
-0.28
|
0.12
|
-0.25
|
|
Peer Median
|
5.70
|
--
|
--
|
--
|
--
|
Book Value Growth
9.77
Higher than Peers by 1.06
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
9.77
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.71
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
1.06
Higher than Peers by 0.85
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
1.06
|
0.81
|
0.77
|
0.92
|
0.79
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.05
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
0.05
|
0.00
|
0.05
|
0.02
|
0.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.82
Higher than Peers by 1.51
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
1.82
|
0.01
|
0.32
|
0.37
|
0.19
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
1.82
Higher than Peers by 1.46
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
1.82
|
--
|
--
|
1.30
|
--
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.62
Lower than Peers by 0.12
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
1.62
|
0.51
|
0.33
|
0.49
|
1.11
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.92
Lower than Peers by 0.02
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
6.92
|
7.33
|
23.75
|
23.44
|
13.78
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
0.06
|
0.06
|
0.06
|
0.06
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
--
|
55.11
|
86.38
|
59.28
|
43.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
--
|
--
|
-8,162.66
|
-86,396.05
|
-693.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
--
|
--
|
--
|
1,193.95
|
273.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
--
|
--
|
--
|
-87,530.71
|
-922.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.81
Lower than Peers by 3.03
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
9.81
|
11.55
|
8.73
|
7.49
|
4.11
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
1.22
Lower than Peers by 0.09
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
1.22
|
1.22
|
0.86
|
1.14
|
0.67
|
|
Peer Median
|
1.31
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
--
|
6.52
|
-10.90
|
-7.92
|
-4.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,738
Higher than Peers by 2,410
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp (CUBI)
|
2,738
|
--
|
--
|
--
|
--
|
|
Peer Median
|
328
|
--
|
--
|
--
|
--
|