Market cap
$241 Mln
Revenue (TTM)
$138 Mln
P/E Ratio
--
P/B Ratio
1.7
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -0.30 | -5.31 | -4.27 | -5.75 | 4.19 |
| EBIT | -50.97 | 71.22 | -3.47 | 13.29 | -188.92 |
| Net Profit | -64.78 | 56.18 | -0.99 | 13.43 | -14.06 |
| EPS | -61.81 | 57.63 | 1.44 | 15.19 | -167.55 |
| Book Value | -- | -- | -0.07 | 6.27 | 33.34 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -11.35 | -10.04 | -7.39 | -11.47 | -0.59 |
| Net Margin
| -- | -- | -11.31 | -- | -- |
| Return on equity
| -22.35 | -25.60 | -11.69 | -16.39 | -8.78 |
| Return on Capital
| -17.11 | -16.29 | -- | -15.66 | -7.59 |
| Return on Assets
| -13.02 | -12.56 | -6.72 | -11.89 | -5.74 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.04 | 0.05 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
-15.66
|
-7.59
|
-28.07
|
-17.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-11.69
Lower than Peers by 22.78
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-11.69
|
-16.39
|
-8.78
|
-41.88
|
-31.07
|
|
Peer Median
|
11.09
|
--
|
--
|
--
|
--
|
ROA
-6.72
Lower than Peers by 10.34
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-6.72
|
-11.89
|
-5.74
|
-21.42
|
-13.73
|
|
Peer Median
|
3.62
|
--
|
--
|
--
|
--
|
EBIT Margin
-7.39
Lower than Peers by 16.24
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-7.39
|
-11.47
|
-0.59
|
-22.00
|
-8.99
|
|
Peer Median
|
8.85
|
--
|
--
|
--
|
--
|
Net Margin
-11.31
Lower than Peers by 20.39
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-11.31
|
-15.05
|
-7.22
|
-27.51
|
-15.93
|
|
Peer Median
|
9.08
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-4.27
Lower than Peers by 19.51
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-4.27
|
0.02
|
-0.08
|
-0.11
|
0.19
|
|
Peer Median
|
15.24
|
--
|
--
|
--
|
--
|
EBIT Growth
-3.47
Lower than Peers by 32.97
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-3.47
|
-1,886.95
|
97.53
|
-117.63
|
-48.58
|
|
Peer Median
|
29.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
-0.99
Lower than Peers by 31.44
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-0.99
|
-112.72
|
75.75
|
-53.49
|
-99.21
|
|
Peer Median
|
30.45
|
--
|
--
|
--
|
--
|
EPS Growth
1.44
Lower than Peers by 56.42
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
1.44
|
-1.05
|
0.77
|
-0.50
|
0.35
|
|
Peer Median
|
57.87
|
--
|
--
|
--
|
--
|
Book Value Growth
-1.31
Lower than Peers by 22.33
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-1.31
|
--
|
--
|
--
|
--
|
|
Peer Median
|
21.02
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
0.04
|
0.05
|
0.29
|
0.70
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
0.01
|
0.01
|
0.23
|
0.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
3.50
Higher than Peers by 1.92
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
3.50
|
3.30
|
3.60
|
2.02
|
3.10
|
|
Peer Median
|
1.58
|
--
|
--
|
--
|
--
|
Quick Ratio
3.50
Higher than Peers by 1.93
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
3.50
|
--
|
--
|
--
|
2.95
|
|
Peer Median
|
1.56
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
--
|
-0.52
|
-6.22
|
-2.82
|
|
Peer Median
|
13.50
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.09
Lower than Peers by 10.09
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
8.09
|
9.23
|
9.43
|
11.17
|
11.16
|
|
Peer Median
|
18.18
|
--
|
--
|
--
|
--
|
Asset Turnover
0.59
Higher than Peers by 0.16
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
0.59
|
0.79
|
0.79
|
0.78
|
0.86
|
|
Peer Median
|
0.44
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
33.73
|
39.29
|
43.32
|
43.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
--
|
--
|
48.19
|
47.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
1.26
|
4.61
|
6.78
|
14.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
--
|
--
|
84.73
|
76.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
-6.55
|
-29.84
|
-4.99
|
-26.67
|
|
Peer Median
|
51.41
|
--
|
--
|
--
|
--
|
Price / Book Value
1.69
Lower than Peers by 6.11
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
1.69
|
1.06
|
2.34
|
2.05
|
7.41
|
|
Peer Median
|
7.80
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
-67.91
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
-67.91
|
-10.57
|
43.01
|
-6.75
|
-74.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
241
Lower than Peers by 879
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Expensify Inc (EXFY)
|
241
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,120
|
--
|
--
|
--
|
--
|