Market cap
$66 Mln
Revenue (TTM)
$54 Mln
P/E Ratio
--
P/B Ratio
0.3
Div. Yield
0.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.27 | -54.72 | 0.64 | -3.88 | -4.14 |
| EBIT | -131.21 | -1,229.11 | -203.27 | -167.98 | -176.63 |
| Net Profit | -30.80 | -616.17 | -185.52 | -162.71 | -172.15 |
| EPS | -30.62 | -614.58 | -186.48 | -163.87 | -173.26 |
| Book Value | -- | -- | -1.39 | 0.47 | 1.92 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-24 | Dec-23 | Dec-22 |
| EBIT-Margin
| 11.78 | 22.80 | -15.79 | 15.16 | 35.97 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 2.19 | 4.20 | -1.72 | 1.98 | 6.30 |
| Return on Capital
| 1.36 | 2.59 | -0.94 | 1.09 | 3.94 |
| Return on Assets
| 0.26 | 0.50 | -0.20 | 0.23 | 0.75 |
| Debt to Equity (x)
| -- | -- | 0.64 | 1.03 | 0.61 |
Profitability
ROCE
-0.94
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-0.94
|
1.09
|
3.94
|
4.30
|
4.57
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-1.72
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-1.72
|
1.98
|
6.30
|
6.90
|
7.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
-0.20
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-0.20
|
0.23
|
0.75
|
0.82
|
0.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
-15.79
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-15.79
|
15.16
|
35.97
|
39.35
|
39.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
-11.81
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-11.81
|
11.15
|
27.06
|
28.81
|
28.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.19
--
Year on year growth in net sales
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-0.19
|
-0.24
|
-0.01
|
-0.06
|
-0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
-184.07
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-184.07
|
-68.16
|
-9.78
|
-5.99
|
-10.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-185.52
--
Year on year growth in profit after tax
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-185.52
|
-68.88
|
-7.31
|
-6.32
|
-15.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
-1.85
--
Year on year growth in earnings per share
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-1.85
|
-0.68
|
-0.05
|
-0.05
|
-0.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.64
--
Total debt / Net worth
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
0.64
|
1.03
|
0.61
|
0.59
|
0.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
--
|
0.56
|
0.06
|
0.01
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.07
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
0.07
|
12.76
|
22.35
|
4.67
|
12.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
--
|
131.92
|
22.34
|
5.44
|
13.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
-0.14
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-0.14
|
0.26
|
2.98
|
3.79
|
2.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
21.65
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
21.65
|
14.30
|
2,179.17
|
9.56
|
10.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.02
--
Sales / Average Total Assets
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
0.02
|
0.02
|
0.03
|
0.03
|
0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
71.90
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
71.90
|
5,293.57
|
3,997.42
|
37.13
|
33.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
--
|
71,970,381.88
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
--
|
-2,892,414.75
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
--
|
74,868,090.20
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
-19.53
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-19.53
|
19.08
|
13.16
|
13.08
|
11.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
0.34
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
0.34
|
0.38
|
0.83
|
0.89
|
0.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
-88.89
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Territorial Bancorp (TBNK)
|
-88.89
|
19.39
|
12.02
|
-12.72
|
0.23
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|