First Savings Financial Group (FSFG) Key Ratios

$32.43

up-down-arrow $-0.17 (-0.51%)

As on 04-Feb-2026 09:30EDT

Market cap

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$238 Mln

Revenue (TTM)

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$146 Mln

P/E Ratio

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10.2

P/B Ratio

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1.2

Div. Yield

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1.9 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 1.30 5.04 8.87 6.18 -5.19
EBIT -7.80 72.20 83.87 12.59 -10.49
Net Profit -14.52 43.55 70.40 12.09 -7.43
EPS -14.76 41.07 67.45 13.10 -6.68
Book Value -- -- 7.36 9.22 4.54
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsSep-25Sep-24Sep-23
EBIT-Margin info 12.8814.8618.3610.879.41
Net Margin info ----------
Return on equity info 8.7310.5912.508.295.40
Return on Capital info 2.633.453.912.491.47
Return on Assets info 0.630.880.960.570.37
Debt to Equity (x) info ----2.401.982.73
ROCE

3.91

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
3.91
2.49
1.47
3.09
6.30
Peer Median
--
--
--
--
--
ROE

12.50

--

Profit after tax / Average Net worth * 100

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
12.50
8.29
5.40
9.27
17.50
Peer Median
--
--
--
--
--
ROA

0.96

--

Profit after tax / Average Total assets * 100

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
0.96
0.57
0.37
0.81
1.70
Peer Median
--
--
--
--
--
EBIT Margin

18.36

--

Operating profit (EBIT) / Net Sales * 100

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
18.36
10.87
9.41
14.14
21.53
Peer Median
--
--
--
--
--
Net Margin

15.83

--

Net profit / Total Income (Net sales plus other income) * 100

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
15.83
10.11
9.40
12.57
15.93
Peer Median
--
--
--
--
--
Revenue Growth

0.09

--

Year on year growth in net sales

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
0.09
0.55
-0.29
-0.34
-0.03
Peer Median
--
--
--
--
--
EBIT Growth

83.87

--

Year on year growth in operating profit (EBIT)

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
83.87
78.56
-52.73
-56.69
-14.50
Peer Median
--
--
--
--
--
Net Profit Growth

70.40

--

Year on year growth in profit after tax

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
70.40
66.32
-46.89
-47.96
-11.35
Peer Median
--
--
--
--
--
EPS Growth

0.67

--

Year on year growth in earnings per share

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
0.67
0.65
-0.44
-0.48
-0.12
Peer Median
--
--
--
--
--
Debt to Equity

2.40

--

Total debt / Net worth

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
2.40
1.98
2.73
2.61
1.50
Peer Median
--
--
--
--
--
Short term debt to equity ratio

1.32

--

(Short term borrowings / Net worth)

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
1.32
0.38
0.32
0.94
0.06
Peer Median
--
--
--
--
--
Current Ratio

0.17

--

Current Assets / Current Liabilities and Provisions

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
0.17
0.17
0.16
0.24
0.20
Peer Median
--
--
--
--
--
Quick Ratio

--

--

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
--
--
--
0.24
0.23
Peer Median
--
--
--
--
--
Interest Coverage

0.43

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
0.43
0.23
0.20
1.64
4.94
Peer Median
--
--
--
--
--

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

7.77

--

Debtors outstanding / Net Sales * 100

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
7.77
8.46
11.69
6.81
3.36
Peer Median
--
--
--
--
--
Asset Turnover

0.06

--

Sales / Average Total Assets

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
0.06
0.06
0.04
0.06
0.11
Peer Median
--
--
--
--
--
Receivable days

28.39

--

Average Debtors / Sales * 365

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
28.39
29.26
38.86
21.74
12.50
Peer Median
--
--
--
--
--
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
--
--
1.67
-636.88
-2,557.36
Peer Median
--
--
--
--
--
Payable days

53.81

--

Average Creditors / Cost of goods sold * 365

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
53.81
60.80
42.20
22.88
27.19
Peer Median
--
--
--
--
--
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
--
--
-1.66
-638.02
-2,572.05
Peer Median
--
--
--
--
--
Price / Earnings

9.50

--

Current share price divided by earning per share in the last twelve months

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
9.50
12.05
12.28
10.67
6.81
Peer Median
--
--
--
--
--
Price / Book Value

1.14

--

Current share price divided by book value per share in the latest financial year

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
1.14
0.92
0.66
1.08
1.12
Peer Median
--
--
--
--
--
EV/EBITDA

22.33

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
Sep-25
Sep-24
Sep-23
Sep-22
Sep-21
First Savings Financial Group (FSFG)
22.33
12.52
30.91
10.11
5.41
Peer Median
--
--
--
--
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