United Insurance Holdings (UIHC) Key Ratios
$7.93
As on 14-Aug-2023 16:00EDT
Market cap
$-- Mln
Revenue (TTM)
$467 Mln
P/E Ratio
--
P/B Ratio
0
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.00 | 10.85 | -18.88 | -16.42 | -8.11 |
| EBIT | -- | -547.89 | -303.50 | -273.17 | -299.75 |
| Net Profit | 0.00 | -789.04 | -1,276.17 | -329.88 | -267.86 |
| EPS | 0.06 | -784.28 | -884.11 | -328.46 | -317.93 |
| Book Value | -- | -- | -- | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-22 | Dec-21 |
| EBIT-Margin
| -40.98 | -25.00 | -79.31 | -95.08 | -13.28 |
| Net Margin
| -44.86 | -27.60 | -154.82 | -114.39 | -9.71 |
| Return on equity
| -248.74 | -150.38 | -- | -708.06 | -16.91 |
| Return on Capital
| -79.26 | -48.09 | -- | -210.44 | -11.66 |
| Return on Assets
| -7.55 | -4.84 | -19.74 | -16.91 | -2.16 |
| Debt to Equity (x)
| -- | -- | -0.85 | -0.86 | 0.51 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
-210.44
|
-11.66
|
-15.67
|
-2.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
--
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
-708.06
|
-16.91
|
-21.25
|
-5.76
|
|
Peer Median
|
14.57
|
--
|
--
|
--
|
--
|
ROA
-19.74
Lower than Peers by 22.70
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-19.74
|
-16.91
|
-2.16
|
-3.59
|
-1.58
|
|
Peer Median
|
2.96
|
--
|
--
|
--
|
--
|
EBIT Margin
-79.31
Lower than Peers by 91.69
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-79.31
|
-95.08
|
-13.28
|
-14.58
|
-2.81
|
|
Peer Median
|
12.38
|
--
|
--
|
--
|
--
|
Net Margin
-154.82
Lower than Peers by 165.53
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-154.82
|
-114.39
|
-9.71
|
-10.48
|
-3.45
|
|
Peer Median
|
10.71
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-18.88
Lower than Peers by 28.66
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-18.88
|
-0.28
|
-0.25
|
0.03
|
0.14
|
|
Peer Median
|
9.78
|
--
|
--
|
--
|
--
|
EBIT Growth
-303.50
Lower than Peers by 317.53
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-303.50
|
-413.75
|
31.74
|
-431.95
|
-520.28
|
|
Peer Median
|
14.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
-1,276.17
Lower than Peers by 1,308.79
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-1,276.17
|
-681.90
|
37.31
|
-223.89
|
-10,267.24
|
|
Peer Median
|
32.62
|
--
|
--
|
--
|
--
|
EPS Growth
-884.11
Lower than Peers by 916.11
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-884.11
|
-6.80
|
0.37
|
-2.23
|
-102.41
|
|
Peer Median
|
32.00
|
--
|
--
|
--
|
--
|
Book Value Growth
-169.65
Lower than Peers by 183.48
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-169.65
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.83
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
-0.85
Lower than Peers by 1.08
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-0.85
|
-0.86
|
0.51
|
0.41
|
0.32
|
|
Peer Median
|
0.24
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
--
|
0.51
|
0.40
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
2.35
Higher than Peers by 0.16
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
2.35
|
2.35
|
5.77
|
6.27
|
7.10
|
|
Peer Median
|
2.19
|
--
|
--
|
--
|
--
|
Quick Ratio
2.35
Lower than Peers by 0.65
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
2.35
|
--
|
--
|
--
|
--
|
|
Peer Median
|
3.00
|
--
|
--
|
--
|
--
|
Interest Coverage
-70.57
Lower than Peers by 86.57
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
-70.57
|
-45.04
|
-8.98
|
-12.89
|
-2.37
|
|
Peer Median
|
16.00
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
368.32
Higher than Peers by 338.80
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
368.32
|
377.30
|
169.62
|
107.30
|
77.17
|
|
Peer Median
|
29.52
|
--
|
--
|
--
|
--
|
Asset Turnover
0.13
Lower than Peers by 0.14
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
0.13
|
0.16
|
0.23
|
0.32
|
0.44
|
|
Peer Median
|
0.26
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
1,120.65
|
571.25
|
333.30
|
300.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
121.40
|
246.24
|
157.24
|
176.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
-0.10
|
-3.12
|
-2.57
|
-18.30
|
|
Peer Median
|
10.87
|
--
|
--
|
--
|
--
|
Price / Book Value
--
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
-0.25
|
0.60
|
0.62
|
1.07
|
|
Peer Median
|
1.67
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.65
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
United Insurance Holdings (UIHC)
|
--
|
0.94
|
7.32
|
6.88
|
35.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|