Northeast Community Bancorp Inc (NECB) Key Ratios
$27.05
As on 04-Sep-2026 13:36EDT
Market cap
$364 Mln
Revenue (TTM)
$152 Mln
P/E Ratio
8.5
P/B Ratio
1
Div. Yield
3.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -0.17 | -3.74 | -4.40 | 12.56 | 25.02 |
| EBIT | -- | -- | -25.58 | -4.98 | 21.87 |
| Net Profit | -1.58 | -12.31 | -4.96 | 3.61 | 25.62 |
| EPS | -1.69 | -12.15 | -5.31 | 7.12 | 26.10 |
| Book Value | -- | -- | 9.77 | 14.61 | 21.99 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 43.04 | 41.32 | 30.38 | 39.56 | 41.15 |
| Net Margin
| -- | -- | 27.87 | -- | -- |
| Return on equity
| 15.37 | 12.33 | 11.88 | 13.26 | 15.75 |
| Return on Capital
| 13.48 | 10.86 | -- | 11.84 | 14.02 |
| Return on Assets
| 2.53 | 2.11 | 2.03 | 2.18 | 2.49 |
| Debt to Equity (x)
| -- | -- | 0.52 | 0.21 | 0.01 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
--
|
11.84
|
14.02
|
14.59
|
8.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.88
Higher than Peers by 2.01
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
11.88
|
13.26
|
15.75
|
17.10
|
9.68
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
2.03
Higher than Peers by 1.07
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
2.03
|
2.18
|
2.49
|
2.90
|
1.87
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
30.38
Higher than Peers by 9.58
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
30.38
|
39.56
|
41.15
|
48.42
|
46.79
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
27.87
Higher than Peers by 7.84
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
27.87
|
28.22
|
29.45
|
34.61
|
33.76
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-4.40
Lower than Peers by 15.51
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
-4.40
|
-0.02
|
0.20
|
0.82
|
0.45
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-25.58
Lower than Peers by 14.08
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
-25.58
|
-5.35
|
1.59
|
88.04
|
121.07
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
-4.96
Lower than Peers by 12.24
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
-4.96
|
-5.65
|
1.72
|
86.27
|
108.68
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
-5.31
Lower than Peers by 11.10
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
-5.31
|
-0.06
|
0.11
|
0.93
|
1.11
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
7.89
Lower than Peers by 0.88
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
7.89
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.52
Higher than Peers by 0.32
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
0.52
|
0.21
|
0.01
|
0.25
|
0.09
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
--
|
--
|
0.00
|
0.03
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.01
Lower than Peers by 0.29
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
0.01
|
0.06
|
0.05
|
0.06
|
0.09
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.01
Lower than Peers by 0.34
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
0.01
|
--
|
--
|
0.06
|
0.26
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.21
Higher than Peers by 0.46
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
2.21
|
1.17
|
1.15
|
1.83
|
4.24
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.01
Higher than Peers by 1.11
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
8.01
|
7.73
|
8.43
|
9.21
|
11.68
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.07
Higher than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
0.07
|
0.08
|
0.08
|
0.08
|
0.06
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
--
|
29.75
|
29.47
|
28.56
|
31.97
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
--
|
--
|
6.82
|
-939.46
|
-7,383.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
--
|
118.76
|
--
|
148.58
|
20,370.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
--
|
--
|
--
|
-1,059.49
|
-27,721.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
8.50
Lower than Peers by 4.29
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
8.50
|
6.96
|
7.06
|
5.67
|
9.21
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.00
Lower than Peers by 0.32
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
1.00
|
0.88
|
1.04
|
0.94
|
0.87
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
3.22
Higher than Peers by 0.74
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
3.22
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
--
|
4.78
|
3.84
|
3.98
|
4.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
364
Higher than Peers by 50
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northeast Community Bancorp Inc (NECB)
|
364
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|