Lake Shore Bancorp Inc. (LSBK)

Name: Lake Shore Bancorp Inc. (LSBK) Share Price Today, Stock Analysis, Annual Report | Value Research
Brand: Lake Shore Bancorp Inc. (LSBK)

Stock Card

$17.42

$0.19 (1.10%)

As on 03-Sep-2026 16:00EDT

Market cap

$135 Mln

Revenue (TTM)

$40 Mln

P/E Ratio

15.1

P/B Ratio

0.9

Div. Yield

2.1 %

Lake Shore Bancorp (LSBK) Share Price

Compare

High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 17.28 High: 17.47

52 Week Range

Low: 12.50 High: 17.96

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

$0 Mln
ROE

0.1 %
ROCE

-- %
Industry P/E

12.79
EV/EBITDA

0
Debt to Equity

0
Book Value

$--
EPS

$1.1
Face value

--
Shares outstanding

7,853,788

10 Years Aggregate

CFO

$59.88 Mln

EBITDA

$59.10 Mln

Net Profit

$42.75 Mln

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
Lake Shore Bancorp (LSBK)	18.8	1.5	10.5	31.1	31.4	9.7	5.7
BSE Sensex^*	-9.4	-2.4	3.2	-4.8	5.5	5.7	10.4
S&P Small-Cap 600^#	-5.8	-5.3	-13.7	-6.3	5.3	3.0	5.5

As on 03-Sep-2026 | *As on 04-Sep-2026 | #As on 26-Oct-2023

Company	2025	2024	2023	2022	2021	2020	2019
Lake Shore Bancorp (LSBK)	44.4	17.2	-3.0	-19.0	14.6	-15.0	1.6
S&P Small-Cap 600	4.0	7.0	13.9	-17.4	25.3	9.6	20.9
BSE Sensex	9.1	8.1	18.7	4.4	22.0	15.8	14.4

Financials

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Key Ratios

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Peers

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Company	Price ($)	Market Cap ($ Mln)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
Lake Shore Bancorp (LSBK)	17.4	134.9	40.5	8.4	18.6	5.9	15.1	0.9
Banco Santander - Chile ADS - ADR	35.9	16,286.5	4,850,848.0	1,127,054.0	28.3	20.8	13.4	3.0
Cullen/Frost Bankers (CFR)	162.7	10,242.7	2,643.3	683.7	30.8	14.9	15.6	2.3
First Horizon National Corporation (FHN)	25.0	11,669.1	4,633.0	1,057.0	22.5	11.6	11.8	1.4
Old National Bancorp (ONB)	26.0	9,889.4	4,032.4	886.3	28.7	10.4	11.4	1.2
Prosperity Bancshares (PB)	72.4	8,722.4	1,779.2	562.3	40.5	7.1	12.6	1.1
South State Corp (SSB)	107.1	10,277.4	3,247.6	950.2	16.0	10.4	11.1	1.1
UMB Financial (UMBF)	143.4	10,981.2	4,560.4	942.7	22.1	12	12	1.4
Wintrust Financial (WTFC)	153.5	10,317.3	4,345.8	900.4	20.7	12.2	12.3	1.5
Woori Financial Group Inc (WF)	77.4	16,213.4	9,224,158.7	3,289,261.2	27.9	8.5	7.6	0.6

Shareholding Pattern

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About Lake Shore Bancorp (LSBK)

Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and... statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium-sized businesses. Its loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial business loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal unsecured consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured loans, and property improvement loans, as well as loans secured by certificates of deposit. In addition, it offers debit and credit cards, mobile and online banking, direct deposit, safe deposit boxes, overdraft protection, wire services, notary services, money orders, direct access service hotline (DASH), and e-services. Lake Shore Bancorp, Inc. was founded in 1891 and is headquartered in Dunkirk, New York. Read more

Executive Vice President of Commercial Division

Mr. Jeffrey M. Werdein
Executive Vice President of Commercial Division

Mr. Jeffrey M. Werdein
Headquarters

Dunkirk, NY
Website

https://mylsbank.com

FAQs for Lake Shore Bancorp (LSBK)

What is the current share price of Lake Shore Bancorp Inc (LSBK) Today?

The share price of Lake Shore Bancorp Inc (LSBK) is $17.42 (NASDAQ) as of 03-Sep-2026 16:00 EDT. Lake Shore Bancorp Inc (LSBK) has given a return of 31.43% in the last 3 years.

What is the current PB & PE ratio of Lake Shore Bancorp Inc (LSBK)?

The P/E ratio of Lake Shore Bancorp Inc (LSBK) is 15.07 times as on 28-Aug-2026, a 18 premium to its peers’ median range of 12.79 times.
The P/B ratio of Lake Shore Bancorp Inc (LSBK) is 0.93 times as on 28-Aug-2026, a 30 discount to its peers’ median range of 1.32 times.

PE & PB ratio at the end of financial year.

Year	P/E Ratio	P/B Ratio
2025	15.00	0.77
2024	21.66	1.19
2023	18.72	1.05
2022	16.35	1.15
2021	18.58	1.31

What is the 52 Week High and Low of Lake Shore Bancorp Inc (LSBK)?

The 52-week high and low of Lake Shore Bancorp Inc (LSBK) are Rs 17.96 and Rs 12.50 as of 04-Sep-2026.

What is the market cap of Lake Shore Bancorp Inc (LSBK)?

Lake Shore Bancorp Inc (LSBK) has a market capitalisation of $ 135 Mln as on 28-Aug-2026. As per SEBI classification, it is a Small Cap company.

Should I invest in Lake Shore Bancorp Inc (LSBK)?

Before investing in Lake Shore Bancorp Inc (LSBK), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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