Community Bankers Trust Corporation (ESXB) Peer Comparison

$11.30

$0.00 (0.00%)

As on 06-Dec-2021EDT

Market cap

$254 Mln

Revenue (TTM)

$63 Mln

P/E Ratio

10.7

P/B Ratio

1.4

Div. Yield

2.4 %

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	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Market cap ($ Mln)	254	17,698	11,593	10,594	10,277
Revenue ($ Mln)	63	4,716	4,633	4,560	3,248
Net Profit ($ Mln)	24.07	1,446.16	1,057.00	942.68	950.21
Net Margin (%)	38.37	30.67	22.81	20.67	29.26
RoE (%)	13.49	15.94	11.56	11.99	10.45
Price to Earnings	10.66	12.42	11.76	11.59	11.12
Price-To-Book	1.38	1.92	1.38	1.37	1.12

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Operating Revenue	62.75	1,817.06	2,801.00	1,295.49	1,209.88
Cost of Revenue	0.00	428.50	739.00	207.76	319.55
Gross Profit	63.62	1,388.56	2,062.00	1,087.73	890.33
Operating Expenses	13.05	702.79	1,129.00	748.84	786.36
Operating Profit (EBIT)	23.49	685.77	933.00	338.89	103.97
Other Income	0.00	--	--	--	--
Profit before Tax	30.22	685.77	933.00	338.89	103.97
Provision for Tax	6.14	117.97	76.00	52.39	-16.66
Profit after Tax (Net Income)	24.07	567.80	845.00	286.50	120.63
Minority Interest	0.00	--	295.00	--	--
Consolidated Profit	24.07	567.80	822.00	286.50	120.63

Liabilities ($ Mln)

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Shareholder's Funds	184.34	5,269.18	8,306.00	32,857.91	4,647.88
Minority Interest	0.00	--	295.00	--	--
Non-Current Liabilities	85.46	804.35	1,670.00	269.60	1,668.45
Current Liabilities	1,501.50	46,083.39	2,198.00	12,205.47	31,473.55
Total Liabilities	1,644.81	52,156.91	84,209.00	33,127.50	37,789.87

Assets ($ Mln)

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Non-Current Assets	1,319.28	41,784.56	11,856.00	11,137.78	33,432.36
Current Assets	452.02	10,372.36	17,601.00	12,980.26	4,357.52
Total Assets	1,644.81	52,156.91	84,209.00	33,127.50	37,789.87
Total Debt*	76.50	1,228.19	4,221.00	2,592.90	1,159.54
Net Current Assets	0.00	--	--	--	--

Cashflow ($ Mln)

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Cash From Operating Activities	21.56	693.33	172.00	373.60	536.94
Cash Flow from Investing Activities	-180.47	-6,848.72	-4,967.00	-4,491.09	1,229.78
Cash from Financing Activities	193.42	6,908.79	5,176.00	5,945.89	2,153.83
Net Cash Inflow / Outflow	34.50	753.40	381.00	1,828.40	3,920.55

Ratios

Profitability Ratios

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
ROCE (%)	4.81	8.91	7.96	0.90	2.60
ROE (%)	13.49	11.04	12.63	0.97	3.44
ROA (%)	1.25	1.18	1.33	0.96	0.45
EBIT Margin (%)	59.64	--	--	--	--
Net Margin (%)	38.37	31.25	30.17	22.12	9.97
Cash Profit Margin (%)	0.00	--	--	--	--

Growth Ratios

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Revenue Growth (%)	14.28	-0.13	0.25	0.06	0.66
EBIT Growth (%)	84.36	--	--	--	--
Net Profit Growth (%)	70.30	-15.76	91.61	17.61	-35.31
EPS Growth (%)	69.60	-0.14	0.08	0.20	-0.69
Book Value Growth (%)	7.36	--	--	--	--

Valuation Ratios

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Price / Earnings	9.80	12.73	8.41	11.62	42.73
Price / Book Value	0.90	1.37	0.86	0.10	1.11
Dividend Yield (%)	--	--	--	--	--
EV/EBITDA	-3.49	-2.38	-6.30	-17.22	13.01
Market Cap ($ Cr)	--	--	--	--	--

Solvency Ratios

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Debt to Equity	0.02	0.23	0.51	0.08	0.25
Short term debt to equity ratio	0.00	0.08	0.26	0.07	0.17
Current Ratio	0.30	0.23	8.01	1.06	0.14
Quick Ratio	0.30	0.22	8.00	1.51	0.14
Interest Coverage	5.19	3.15	3.95	4.39	1.24

Operating Efficiency Ratios

	Community Bankers Trust Corporation (ESXB)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	South State Corp (SSB)
Debtors to sales (%)	0.00	2,078.69	2,044.59	10.80	2,038.55
Asset Turnover	0.03	0.04	0.04	0.04	0.05
Receivable days	--	7,592.40	3,736.55	37.27	7,445.82
Inventory Days	--	8.46	-774.35	-7,852.23	10.92
Payable days	--	603.52	17,306.51	485.11	24,500.83
Cash Conversion Cycle	--	6,997.34	-14,344.31	-8,300.07	-17,044.08

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly