Paymentus Holdings Inc. Class A (PAY) Key Ratios
$36.19
As on 04-Sep-2026 16:00EDT
Market cap
$4,631 Mln
Revenue (TTM)
$1,360 Mln
P/E Ratio
54.9
P/B Ratio
7.2
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.64 | 28.80 | 30.21 | 34.62 | 31.49 |
| EBIT | 22.57 | 94.12 | 70.22 | 134.38 | 45.70 |
| Net Profit | 22.40 | 73.79 | 51.31 | 132.40 | 52.01 |
| EPS | 22.70 | 73.82 | 50.50 | 129.34 | 48.64 |
| Book Value | -- | -- | 14.81 | 10.70 | 42.86 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 5.80 | 3.95 | 8.37 | 7.13 | 6.19 |
| Net Margin
| -- | -- | 6.24 | -- | -- |
| Return on equity
| 9.28 | 6.33 | 14.46 | 12.80 | 9.65 |
| Return on Capital
| 9.09 | 6.19 | -- | 12.56 | 9.46 |
| Return on Assets
| 7.85 | 5.31 | 11.17 | 10.76 | 8.17 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.02 | 0.02 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
12.56
|
9.46
|
5.25
|
-0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
14.46
Higher than Peers by 8.13
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
14.46
|
12.80
|
9.65
|
5.40
|
-0.13
|
|
Peer Median
|
6.34
|
--
|
--
|
--
|
--
|
ROA
11.17
Higher than Peers by 9.51
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
11.17
|
10.76
|
8.17
|
4.62
|
-0.11
|
|
Peer Median
|
1.66
|
--
|
--
|
--
|
--
|
EBIT Margin
8.37
Higher than Peers by 3.66
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
8.37
|
7.13
|
6.19
|
4.09
|
-0.26
|
|
Peer Median
|
4.71
|
--
|
--
|
--
|
--
|
Net Margin
6.24
Lower than Peers by 0.25
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
6.24
|
5.59
|
5.07
|
3.63
|
-0.10
|
|
Peer Median
|
6.49
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
30.21
Lower than Peers by 6.56
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
30.21
|
0.37
|
0.42
|
0.24
|
0.26
|
|
Peer Median
|
36.77
|
--
|
--
|
--
|
--
|
EBIT Growth
70.22
Higher than Peers by 42.24
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
70.22
|
58.08
|
114.71
|
2,020.80
|
-112.61
|
|
Peer Median
|
27.98
|
--
|
--
|
--
|
--
|
Net Profit Growth
51.31
Higher than Peers by 10.49
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
51.31
|
51.55
|
97.87
|
4,451.27
|
-105.52
|
|
Peer Median
|
40.82
|
--
|
--
|
--
|
--
|
EPS Growth
50.50
Lower than Peers by 37.33
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
50.50
|
0.51
|
0.94
|
43.79
|
-1.06
|
|
Peer Median
|
87.83
|
--
|
--
|
--
|
--
|
Book Value Growth
18.74
Higher than Peers by 3.20
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
18.74
|
--
|
--
|
--
|
--
|
|
Peer Median
|
15.55
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
0.02
|
0.02
|
0.02
|
0.03
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.00
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
0.00
|
0.00
|
0.00
|
0.00
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
4.89
Higher than Peers by 2.86
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
4.89
|
4.46
|
4.24
|
4.31
|
4.45
|
|
Peer Median
|
2.03
|
--
|
--
|
--
|
--
|
Quick Ratio
4.89
Higher than Peers by 3.01
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
4.89
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.87
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.29
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.84
Lower than Peers by 4.58
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
7.84
|
8.65
|
14.13
|
12.47
|
13.94
|
|
Peer Median
|
12.43
|
--
|
--
|
--
|
--
|
Asset Turnover
1.79
Higher than Peers by 1.57
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
1.79
|
1.92
|
1.61
|
1.27
|
1.06
|
|
Peer Median
|
0.22
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
34.60
|
41.86
|
43.37
|
42.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
23.10
|
24.52
|
27.22
|
28.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
54.88
Higher than Peers by 4.37
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
54.88
|
61.06
|
95.21
|
101.27
|
-1,942.31
|
|
Peer Median
|
50.51
|
--
|
--
|
--
|
--
|
Price / Book Value
7.21
Higher than Peers by 2.76
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
7.21
|
7.29
|
8.66
|
5.26
|
2.51
|
|
Peer Median
|
4.45
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
28.51
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
28.51
|
29.87
|
44.32
|
37.54
|
106.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
4,631
Higher than Peers by 3,910
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Paymentus Holdings Inc. Class A (PAY)
|
4,631
|
--
|
--
|
--
|
--
|
|
Peer Median
|
720
|
--
|
--
|
--
|
--
|