Paymentus Holdings Inc. Class A (PAY) Financials

$35.45

$-0.21 (-0.58%)

As on 09-Sep-2026 10:39EDT

Market cap

$4,631 Mln

Revenue (TTM)

$1,360 Mln

P/E Ratio

54.9

P/B Ratio

7.2

Div. Yield

0 %

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	1,360.37	1,196.51	871.75	614.49	497.00	395.52
Cost of Revenue	1,020.99	900.17	633.58	432.15	347.32	274.14
Gross Profit	339.38	296.34	238.17	182.34	149.68	121.38
Operating Expenses	236.28	220.80	193.31	164.25	152.65	111.01
Operating Profit (EBIT)	103.10	75.54	44.86	18.09	-2.98	10.37
Other Income	--	--	--	--	--	--
Profit before Tax	113.85	85.28	53.94	25.12	-1.31	10.37
Provision for Tax	29.00	18.34	9.78	2.80	-0.80	1.07
Profit after Tax (Net Income)	84.88	66.94	44.17	22.32	-0.51	9.30
Minority Interest	--	--	--	--	--	--
Consolidated Profit	38.42	66.94	44.17	22.32	-0.51	--

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	613.42	560.39	485.60	429.62	397.18	386.13
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	10.76	8.65	9.10	12.46	12.86	12.38
Current Liabilities	101.20	98.85	81.55	62.79	51.50	74.43
Total Liabilities	826.57	667.89	576.25	504.86	461.54	472.94

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	230.91	226.55	230.61	234.52	232.58	216.51
Current Assets	494.47	441.33	345.64	270.35	228.96	256.44
Total Assets	826.57	667.89	576.25	504.86	461.54	472.94
Total Debt*	8.83	11.41	8.41	10.51	12.63	11.18
Net Current Assets	393.27	342.48	264.09	207.56	177.47	182.00

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	162.13	63.63	68.83	19.87	19.49
Cash Flow from Investing Activities	--	-36.52	-36.76	-34.30	-34.56	-77.81
Cash from Financing Activities	--	-10.58	-0.21	-1.20	-37.28	213.49
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	0.66	0.52	0.34	0.18	0.00	0.07
Cash EPS ($)	--	0.83	0.63	0.42	0.19	0.18
Adjusted Book Value ($)	--	4.33	3.77	3.40	3.19	3.06
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	1.25	0.49	0.54	0.16	0.15
Free Cash Flow per Share ($)	--	1.25	0.49	0.27	-0.09	-0.01

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	12.56	9.46	5.25	-0.13	3.78
ROE (%)	14.46	12.80	9.65	5.40	-0.13	3.95
ROA (%)	11.17	10.76	8.17	4.62	-0.11	3.11
EBIT Margin (%)	8.37	7.13	6.19	4.09	-0.26	2.62
Net Margin (%)	6.24	5.59	5.07	3.63	-0.10	2.35
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	30.21	0.37	0.42	0.24	0.26	0.31
EBIT Growth (%)	70.22	58.08	114.71	2,020.80	-112.61	-43.72
Net Profit Growth (%)	51.31	51.55	97.87	4,451.27	-105.52	-32.17
EPS Growth (%)	50.50	0.51	0.94	43.79	-1.06	-0.38
Book Value Growth (%)	18.74	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	54.88	61.06	95.21	101.27	-1,942.31	474.56
Price / Book Value	7.21	7.29	8.66	5.26	2.51	11.43
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	28.51	29.87	44.32	37.54	106.98	179.84
Close Price ($)	24.16	31.59	32.67	17.87	8.01	34.98
High Price ($)	39.38	40.43	38.94	18.79	36.79	39.23
Low Price ($)	20.11	22.65	14.77	7.02	6.75	22.53
Market Cap ($ Cr)	4,630.80	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	--	0.02	0.02	0.02	0.03	0.03
Short term debt to equity ratio	0.00	0.00	0.00	0.00	0.01	0.01
Current Ratio	4.89	4.46	4.24	4.31	4.45	3.45
Quick Ratio	4.89	--	--	--	--	--
Interest Coverage	--	--	--	--	--	1,728.67

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	7.84	8.65	14.13	12.47	13.94	11.74
Asset Turnover	1.79	1.92	1.61	1.27	1.06	1.32
Receivable days	--	34.60	41.86	43.37	42.52	35.40
Inventory Days	--	--	--	--	--	--
Payable days	--	23.10	24.52	27.22	28.38	27.69
Cash Conversion Cycle	--	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)