Market cap
$3,123 Mln
Revenue (TTM)
$1,065 Mln
P/E Ratio
10.4
P/B Ratio
1.1
Div. Yield
2.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -5.73 | 0.04 | 4.66 | 8.66 | 8.05 |
| EBIT | -3.93 | -7.53 | 46.13 | 19.95 | 21.73 |
| Net Profit | -3.73 | -1.49 | 32.67 | 12.14 | 27.62 |
| EPS | -- | -- | -- | -- | -- |
| Book Value | -- | -- | -- | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-20 | Dec-19 |
| EBIT-Margin
| 41.41 | 37.50 | 42.90 | 38.55 | 45.62 |
| Net Margin
| -- | -- | 28.05 | -- | -- |
| Return on equity
| 9.72 | 9.18 | 10.21 | 8.28 | 9.58 |
| Return on Capital
| 4.60 | 5.23 | -- | 4.31 | 3.77 |
| Return on Assets
| 1.18 | 1.10 | 0.80 | 1.01 | 1.20 |
| Debt to Equity (x)
| -- | -- | 0.10 | 0.11 | 1.78 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
--
|
4.31
|
3.77
|
5.73
|
5.97
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.21
Higher than Peers by 0.32
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
10.21
|
8.28
|
9.58
|
11.29
|
8.90
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
0.80
Lower than Peers by 0.16
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
0.80
|
1.01
|
1.20
|
1.33
|
1.02
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
42.90
Higher than Peers by 22.05
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
42.90
|
38.55
|
45.62
|
40.06
|
36.46
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
28.05
Higher than Peers by 7.94
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
28.05
|
22.20
|
25.17
|
25.82
|
20.62
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
4.66
Lower than Peers by 6.44
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
4.66
|
0.10
|
0.09
|
0.16
|
0.01
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
46.13
Higher than Peers by 57.62
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
46.13
|
-6.72
|
23.64
|
26.91
|
37.74
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
32.67
Higher than Peers by 25.39
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
32.67
|
-2.65
|
5.85
|
44.62
|
15.30
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.10
Lower than Peers by 0.11
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
0.10
|
0.11
|
1.78
|
1.25
|
0.62
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
--
|
--
|
--
|
0.00
|
0.60
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.04
Lower than Peers by 0.27
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
0.04
|
0.05
|
1.09
|
1.08
|
1.08
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.04
Lower than Peers by 0.32
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
0.04
|
0.05
|
1.09
|
1.08
|
1.08
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
5.76
Higher than Peers by 4.01
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
5.76
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
9.17
Higher than Peers by 2.24
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
9.17
|
10.35
|
7.00
|
6.66
|
6.15
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
0.03
|
0.05
|
0.05
|
0.05
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
--
|
30.48
|
23.99
|
21.88
|
21.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
--
|
--
|
--
|
33.79
|
60.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
--
|
--
|
--
|
29.62
|
50,898.30
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
--
|
--
|
--
|
26.05
|
-50,816.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.42
Lower than Peers by 2.53
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
10.42
|
--
|
--
|
--
|
--
|
|
Peer Median
|
12.95
|
--
|
--
|
--
|
--
|
Price / Book Value
1.13
Lower than Peers by 0.18
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
1.13
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.65
Higher than Peers by 0.20
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
2.65
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.45
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
--
|
-15.64
|
-0.07
|
-0.93
|
-7.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
3,123
Higher than Peers by 2,806
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
BancorpSouth Bank (BXS)
|
3,123
|
--
|
--
|
--
|
--
|
|
Peer Median
|
317
|
--
|
--
|
--
|
--
|