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Village Bank and Trust Financial (VBFC) Key Ratios

Stock Card factsheet share-fund-plan-icon

$80.21

$0.00 (0.00%)

As on 01-Apr-2025 09:30EDT

Market cap

info icon

$120 Mln

Revenue (TTM)

info icon

$39 Mln

P/E Ratio

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17.1

P/B Ratio

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1.6

Div. Yield

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0.9 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 4.35 -14.19 42.55 1.43 8.66
EBIT -- -- 2,443.21 -49.36 -27.04
Net Profit -29.44 -12.17 265.85 -17.40 9.40
EPS -29.72 -12.65 264.88 -17.91 8.71
Book Value -- -- 8.56 4.38 10.65
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsDec-24Dec-23Dec-22
EBIT-Margin info 19.1928.46--6.5131.87
Net Margin info ----------
Return on equity info 8.7513.179.932.9813.34
Return on Capital info 5.637.775.581.729.58
Return on Assets info 0.781.080.940.261.13
Debt to Equity (x) info ----0.690.880.56

Profitability

View Detailed Peer Comparison

ROCE

5.58

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
5.58
1.72
9.58
13.38
8.56
Peer Median
--
--
--
--
--
ROE

9.93

--

Profit after tax / Average Net worth * 100

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
9.93
2.98
13.34
21.58
18.03
Peer Median
--
--
--
--
--
ROA

0.94

--

Profit after tax / Average Total assets * 100

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
0.94
0.26
1.13
1.71
1.37
Peer Median
--
--
--
--
--
EBIT Margin

--

--

Operating profit (EBIT) / Net Sales * 100

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
--
6.51
31.87
41.95
33.51
Peer Median
--
--
--
--
--
Net Margin

21.08

--

Net profit / Total Income (Net sales plus other income) * 100

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
21.08
5.76
25.71
32.91
25.97
Peer Median
--
--
--
--
--

Growth

View Detailed Peer Comparison

Revenue Growth

0.00

--

Year on year growth in net sales

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
0.00
0.03
-0.15
0.15
0.26
Peer Median
--
--
--
--
--
EBIT Growth

--

--

Year on year growth in operating profit (EBIT)

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
--
-78.97
-35.14
43.79
95.10
Peer Median
--
--
--
--
--
Net Profit Growth

265.85

--

Year on year growth in profit after tax

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
265.85
-76.91
-33.31
45.58
91.07
Peer Median
--
--
--
--
--
EPS Growth

2.64

--

Year on year growth in earnings per share

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
2.64
-0.77
-0.34
0.46
0.89
Peer Median
--
--
--
--
--

Solvency

View Detailed Peer Comparison

Debt to Equity

0.69

--

Total debt / Net worth

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
0.69
0.88
0.56
0.23
1.08
Peer Median
--
--
--
--
--
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
--
--
0.33
0.05
0.81
Peer Median
--
--
--
--
--
Current Ratio

--

--

Current Assets / Current Liabilities and Provisions

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
--
102.58
2,136.66
1,617.87
301.53
Peer Median
--
--
--
--
--
Quick Ratio

--

--

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
--
-162.36
2,427.07
3,027.59
552.71
Peer Median
--
--
--
--
--
Interest Coverage

--

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
--
0.27
5.78
7.31
2.15
Peer Median
--
--
--
--
--

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

10.54

--

Debtors outstanding / Net Sales * 100

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
10.54
11.50
11.30
8.58
15.01
Peer Median
--
--
--
--
--
Asset Turnover

0.04

--

Sales / Average Total Assets

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
0.04
0.05
0.04
0.05
0.05
Peer Median
--
--
--
--
--
Receivable days

40.24

--

Average Debtors / Sales * 365

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
40.24
41.04
38.98
39.52
41.80
Peer Median
--
--
--
--
--
Inventory Days

135,475.19

--

Average Inventory / Sales * 365

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
135,475.19
798.83
--
--
-13,209,996.75
Peer Median
--
--
--
--
--
Payable days

807.20

--

Average Creditors / Cost of goods sold * 365

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
807.20
6.33
--
--
75,789.38
Peer Median
--
--
--
--
--
Cash Conversion Cycle

134,708.23

--

Receivable Days + Inventory Days - Payable Days

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
134,708.23
833.53
--
--
-13,285,744.32
Peer Median
--
--
--
--
--

Valuation

View Detailed Peer Comparison

Price / Earnings

16.65

--

Current share price divided by earning per share in the last twelve months

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
16.65
31.03
9.27
6.82
5.90
Peer Median
--
--
--
--
--
Price / Book Value

1.58

--

Current share price divided by book value per share in the latest financial year

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
1.58
0.88
1.26
1.34
0.97
Peer Median
--
--
--
--
--
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
Dec-24
Dec-23
Dec-22
Dec-21
Dec-20
Village Bank and Trust Financial (VBFC)
--
1.08
-3.18
-0.45
4.57
Peer Median
--
--
--
--
--
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