PRA Group (PRAA) Peer Comparison

$19.95

$0.52 (2.68%)

As on 29-Oct-2026 10:34EDT

Market cap

$718 Mln

Revenue (TTM)

$1,364 Mln

P/E Ratio

--

P/B Ratio

0.7

Div. Yield

0 %

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	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Market cap ($ Mln)	718	5,914	1,529	2,186	2,073
Revenue ($ Mln)	1,364	2,052	1,403	1,403	1,899
Net Profit ($ Mln)	-265.05	368.10	228.98	228.98	301.56
Net Margin (%)	-19.43	17.94	16.32	16.32	15.88
RoE (%)	-27.26	13.53	12.82	12.82	29.34
Price to Earnings	--	16.58	7.71	11.02	7.42
Price-To-Book	0.74	2.35	1.30	1.89	1.97

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Operating Revenue	1,363.83	2,052.10	1,402.63	1,402.63	1,898.71
Cost of Revenue	-28.94	1,104.70	978.73	978.73	683.64
Gross Profit	1,229.80	845.50	388.56	388.56	1,215.78
Operating Expenses	936.87	351.20	150.40	150.40	715.03
Operating Profit (EBIT)	526.28	596.20	273.49	273.49	716.45
Other Income	0.00	0.00	0.00	0.00	0.00
Profit before Tax	-188.88	442.00	280.43	280.43	392.26
Provision for Tax	65.16	72.70	51.45	51.45	90.70
Profit after Tax (Net Income)	-265.05	368.10	228.98	228.98	301.56
Minority Interest	-11.01	6.40	0.00	0.00	0.00
Consolidated Profit	0.00	0.00	0.00	89.34	0.00

Liabilities ($ Mln)

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Shareholder's Funds	1,045.47	2,784.40	1,854.43	1,854.43	1,078.72
Minority Interest	-11.01	6.40	0.00	0.00	0.00
Non-Current Liabilities	4,058.83	13,851.80	24,516.29	24,516.29	4,296.18
Current Liabilities	67.04	279.20	12,919.47	12,919.47	190.81
Total Liabilities	5,103.32	18,305.10	35,512.49	35,512.49	5,339.80

Assets ($ Mln)

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Non-Current Assets	141.86	1,627.00	10.60	10.60	772.63
Current Assets	132.43	747.10	20,837.37	20,837.37	4,792.64
Total Assets	5,103.32	18,305.10	35,370.16	35,370.16	5,339.80
Total Debt*	30.68	12,477.10	34,693.92	34,693.92	4,871.16
Net Current Assets	4,748.67	0.00	0.00	0.00	-630.94

Cashflow ($ Mln)

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Cash From Operating Activities	-85.54	648.10	80.06	80.06	153.20
Cash Flow from Investing Activities	-55.72	-117.80	-3,812.77	-3,812.77	-242.59
Cash from Financing Activities	111.75	4,045.80	3,639.77	3,639.77	44.85
Net Cash Inflow / Outflow	--	--	--	--	--

Ratios

Profitability Ratios

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
ROCE (%)	-11.08	2.52	0.65	0.65	5.38
ROE (%)	-27.26	13.53	12.82	12.82	29.34
ROA (%)	-8.30	2.30	0.48	0.48	3.47
EBIT Margin (%)	10.79	23.13	5.83	5.83	35.94
Net Margin (%)	-19.43	17.94	16.32	16.32	15.88
Cash Profit Margin (%)	0.00	0.00	--	--	0.00

Growth Ratios

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Revenue Growth (%)	19.39	22.81	-12.59	-12.59	29.38
EBIT Growth (%)	-37.19	-28.97	20.47	20.47	190.80
Net Profit Growth (%)	-389.22	15.18	8.61	8.61	438.27
EPS Growth (%)	-391.17	15.59	1.23	1.23	451.06
Book Value Growth (%)	-19.28	4.88	20.98	20.98	24.55

Valuation Ratios

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Price / Earnings	-2.27	18.22	8.25	10.93	4.82
Price / Book Value	0.71	2.21	1.00	1.32	1.27
Dividend Yield (%)	--	--	--	--	--
EV/EBITDA	29.27	10.95	54.96	57.13	7.99
Market Cap ($ Cr)	--	--	--	--	--

Solvency Ratios

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Debt to Equity	3.60	0.00	12.94	12.94	3.23
Short term debt to equity ratio	0.03	0.02	6.97	6.97	0.64
Current Ratio	1.98	2.68	1.61	1.61	25.12
Quick Ratio	1.98	2.68	1.61	1.61	25.12
Interest Coverage	0.15	1.50	1.24	1.24	2.35

Operating Efficiency Ratios

	PRA Group (PRAA)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)	Encore Capital Group (ECPG)
Debtors to sales (%)	345.88	16.69	26.67	26.67	242.78
Asset Turnover	0.43	0.13	0.03	0.03	0.22
Receivable days	1,302.91	42.63	107.42	107.42	6.64
Inventory Days	--	31.79	--	--	--
Payable days	--	109.28	6,134.22	6,134.22	141.66
Cash Conversion Cycle	--	-34.85	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly