PRA Group (PRAA) Key Ratios
$18.61
$0.27
(1.47%)
As on 02-Sep-2026 12:34EDT
Market cap
$721 Mln
Revenue (TTM)
$1,364 Mln
P/E Ratio
--
P/B Ratio
0.7
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 18.56 | 28.13 | 19.42 | 17.44 | 4.07 |
| EBIT | 42.77 | 77.46 | -38.59 | 36.51 | -13.43 |
| Net Profit | 130.82 | 45.75 | 9.57 | 13.71 | 1.12 |
| EPS | 105.86 | 40.70 | -391.35 | -315.77 | -210.74 |
| Book Value | -- | -- | -12.55 | -7.24 | -3.49 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 5.78 | 11.26 | 10.55 | 0.69 | 17.65 |
| Net Margin
| -- | 16.72 | -19.43 | -- | -- |
| Return on equity
| -9.90 | -1.39 | -27.26 | -28.86 | 6.13 |
| Return on Capital
| -3.76 | -1.10 | -- | -11.08 | 1.40 |
| Return on Assets
| -2.17 | 0.08 | -8.30 | -6.08 | 1.49 |
| Debt to Equity (x)
| -- | -- | 3.60 | 0.03 | 2.96 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
--
|
-11.08
|
1.40
|
-1.60
|
2.36
|
3.42
|
|
|
|
|
|
|
Peer Median
|
ROE
-27.26
Lower than Peers by 39.67
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
-27.26
|
-28.86
|
6.13
|
-6.97
|
9.18
|
13.58
|
|
|
|
|
|
|
Peer Median
|
12.41
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
ROA
-8.30
Lower than Peers by 9.23
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
-8.30
|
-6.08
|
1.49
|
-1.92
|
2.74
|
4.15
|
|
|
|
|
|
|
Peer Median
|
0.94
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
EBIT Margin
10.55
Lower than Peers by 17.01
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
10.55
|
0.69
|
17.65
|
-1.00
|
16.05
|
22.89
|
|
|
|
|
|
|
Peer Median
|
27.55
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Net Margin
-19.43
Lower than Peers by 35.50
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
-19.43
|
-24.60
|
6.28
|
-10.24
|
12.12
|
16.72
|
|
|
|
|
|
|
Peer Median
|
16.07
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Cash Profit Margin
0.00
Lower than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
0.00
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Revenue Growth
19.42
Higher than Peers by 4.50
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
19.42
|
0.10
|
0.38
|
-0.16
|
-0.12
|
0.03
|
|
|
|
|
|
|
Peer Median
|
14.92
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
EBIT Growth
-38.59
Lower than Peers by 32.26
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
-38.59
|
-95.69
|
2,540.46
|
-105.24
|
-38.16
|
20.61
|
|
|
|
|
|
|
Peer Median
|
-6.33
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Net Profit Growth
9.57
Lower than Peers by 5.63
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
9.57
|
-532.21
|
184.58
|
-171.26
|
-36.04
|
22.65
|
|
|
|
|
|
|
Peer Median
|
15.20
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
EPS Growth
-391.35
Lower than Peers by 406.25
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
-391.35
|
-5.38
|
1.84
|
-1.71
|
-0.29
|
0.29
|
|
|
|
|
|
|
Peer Median
|
14.90
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Book Value Growth
-19.50
Lower than Peers by 24.80
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
-19.50
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
|
Peer Median
|
5.29
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Solvency
Debt to Equity
3.60
Higher than Peers by 0.32
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
3.60
|
0.03
|
2.96
|
3.77
|
2.94
|
2.85
|
|
|
|
|
|
|
Peer Median
|
3.28
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Short term debt to equity ratio
0.03
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
0.03
|
0.03
|
0.01
|
1.23
|
0.86
|
0.88
|
|
|
|
|
|
|
Peer Median
|
Current Ratio
1.98
Lower than Peers by 0.09
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
1.98
|
1.68
|
12.97
|
14.19
|
13.51
|
2.46
|
|
|
|
|
|
|
Peer Median
|
2.06
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Quick Ratio
1.98
Lower than Peers by 0.09
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
1.98
|
--
|
--
|
14.27
|
0.25
|
0.00
|
|
|
|
|
|
|
Peer Median
|
2.06
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Interest Coverage
0.14
Lower than Peers by 1.21
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
0.14
|
0.03
|
2.24
|
-0.11
|
3.00
|
6.44
|
|
|
|
|
|
|
Peer Median
|
1.35
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Operating Efficiency
Debtors to sales
345.79
Higher than Peers by 324.87
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
345.79
|
377.99
|
370.19
|
451.79
|
344.20
|
316.63
|
|
|
|
|
|
|
Peer Median
|
20.92
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Asset Turnover
0.43
Higher than Peers by 0.31
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
0.43
|
0.25
|
0.24
|
0.19
|
0.23
|
0.25
|
|
|
|
|
|
|
Peer Median
|
0.11
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
--
|
1,302.91
|
1,274.77
|
1,570.09
|
1,284.15
|
1,167.71
|
|
|
|
|
|
|
Peer Median
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
--
|
--
|
-18.15
|
1,549.73
|
3,058.29
|
3,098.35
|
|
|
|
|
|
|
Peer Median
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
--
|
--
|
5.27
|
6.24
|
4.89
|
3.91
|
|
|
|
|
|
|
Peer Median
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
--
|
--
|
1,251.35
|
3,113.57
|
4,337.55
|
4,262.15
|
|
|
|
|
|
|
Peer Median
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
--
|
-2.27
|
11.74
|
-12.32
|
11.30
|
11.94
|
|
|
|
|
|
|
Peer Median
|
12.41
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Price / Book Value
0.69
Lower than Peers by 0.70
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
0.69
|
0.71
|
0.73
|
0.88
|
1.08
|
1.65
|
|
|
|
|
|
|
Peer Median
|
1.39
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
--
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
|
Peer Median
|
2.73
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
EV/EBITDA
16.40
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
16.40
|
29.27
|
19.27
|
501.38
|
28.10
|
22.06
|
|
|
|
|
|
|
Peer Median
|
Market Cap
721
Higher than Peers by 551
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
Dec-16
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
PRA Group (PRAA)
|
721
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
|
Peer Median
|
169
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
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