United Security Bancshares (UBFO) Peer Comparison

$10.51

$0.00 (0.00%)

As on 01-Apr-2026 09:30EDT

Market cap

$185 Mln

Revenue (TTM)

$64 Mln

P/E Ratio

15

P/B Ratio

1.3

Div. Yield

4.6 %

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	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Market cap ($ Mln)	185	489	275
Revenue ($ Mln)	66	588	97
Net Profit ($ Mln)	12.29	-155.16	-10.03
Net Margin (%)	19.12	-28.15	-10.34
RoE (%)	9.10	-15.78	-3.11
Price to Earnings	15.01	--	--
Price-To-Book	1.32	0.59	0.88

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Operating Revenue	65.90	588.36	96.99
Cost of Revenue	17.62	417.89	50.05
Gross Profit	48.28	170.47	46.94
Operating Expenses	31.59	242.02	56.97
Operating Profit (EBIT)	16.70	-71.55	-10.03
Other Income	--	--	--
Profit before Tax	16.70	-71.55	-10.03
Provision for Tax	4.41	83.61	--
Profit after Tax (Net Income)	12.29	-155.16	-10.03
Minority Interest	--	--	--
Consolidated Profit	--	--	--

Liabilities ($ Mln)

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Shareholder's Funds	139.68	912.59	312.74
Minority Interest	--	--	--
Non-Current Liabilities	686.73	10,991.49	345.39
Current Liabilities	421.90	24.79	1,509.88
Total Liabilities	1,248.31	11,904.08	2,168.00

Assets ($ Mln)

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Non-Current Assets	32.54	37.06	2,013.45
Current Assets	267.94	4,101.72	154.55
Total Assets	1,248.31	11,904.08	2,168.00
Total Debt*	13.01	1,604.04	324.43
Net Current Assets	--	--	--

Cashflow ($ Mln)

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Cash From Operating Activities	22.06	-31.91	-8.02
Cash Flow from Investing Activities	25.92	1,221.64	-93.04
Cash from Financing Activities	16.77	-580.99	111.69
Net Cash Inflow / Outflow	--	--	--

Ratios

Profitability Ratios

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
ROCE (%)	8.25	-6.00	-1.50
ROE (%)	9.10	-15.78	-3.11
ROA (%)	1.00	-1.26	-0.47
EBIT Margin (%)	--	--	--
Net Margin (%)	18.65	-26.37	-10.34
Cash Profit Margin (%)	--	--	--

Growth Ratios

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Revenue Growth (%)	0.01	0.22	0.11
EBIT Growth (%)	--	--	--
Net Profit Growth (%)	-16.88	-67.91	15.83
EPS Growth (%)	-0.17	-0.67	0.11
Book Value Growth (%)	--	--	--

Valuation Ratios

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Price / Earnings	14.15	-3.29	-24.36
Price / Book Value	1.24	0.56	0.78
Dividend Yield (%)	--	--	--
EV/EBITDA	-4.42	27.14	-59.86
Market Cap ($ Cr)	--	--	--

Solvency Ratios

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Debt to Equity	0.09	1.76	1.04
Short term debt to equity ratio	--	0.03	0.07
Current Ratio	0.64	165.47	0.10
Quick Ratio	--	--	--
Interest Coverage	--	--	-0.21

Operating Efficiency Ratios

	United Security Bancshares (UBFO)	First Foundation (FFWM)	Blue Foundry Bancorp (BLFY)
Debtors to sales (%)	10.87	7.79	9.58
Asset Turnover	0.05	0.05	0.05
Receivable days	42.30	31.23	32.58
Inventory Days	--	--	--
Payable days	--	--	--
Cash Conversion Cycle	--	--	--

Annual
Quarterly