Central Valley Community Bancorp (CVCY) Financials

$18.35

$-- (--%)

As on 18-Apr-2024 09:30EDT

Market cap

$235 Mln

Revenue (TTM)

$94 Mln

P/E Ratio

9.2

P/B Ratio

1.7

Div. Yield

2.5 %

Annual
Quarterly

Income Statement ($ Mln)	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Operating Revenue	109.04	83.34	80.42	76.75	75.34	71.56
Cost of Revenue	--	--	--	--	--	0.20
Gross Profit	109.04	83.34	80.42	76.75	75.34	71.36
Operating Expenses	17.80	-44.77	-42.40	-49.49	-45.39	-41.97
Operating Profit (EBIT)	-0.89	38.56	38.02	27.26	29.95	29.39
Other Income	--	--	--	--	--	--
Profit before Tax	33.84	35.14	38.02	27.26	29.95	27.91
Provision for Tax	8.30	8.50	9.62	6.91	8.51	6.62
Profit after Tax (Net Income)	25.54	26.65	28.40	20.35	21.44	21.29
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	26.65	28.40	20.35	21.44	21.29

Liabilities ($ Mln)	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Shareholder's Funds	207.06	174.66	247.85	245.02	228.13	219.74
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	319.86	78.61	39.45	5.16	5.16	5.16
Current Liabilities	1,910.95	78.61	40.04	31.21	30.19	30.65
Total Liabilities	2,437.87	2,422.52	2,450.14	2,004.10	1,596.76	1,537.84

Assets ($ Mln)	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Non-Current Assets	2,373.24	1,022.32	1,179.30	780.91	541.49	535.99
Current Assets	64.63	756.86	1,305.39	809.53	555.47	1,001.84
Total Assets	2,437.87	2,422.52	2,450.14	2,004.10	1,596.76	1,537.84
Total Debt*	158.86	115.60	41.43	715.25	5.16	15.16
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Cash From Operating Activities	27.85	24.19	42.86	16.99	21.72	29.91
Cash Flow from Investing Activities	--	-197.60	-365.14	-372.61	-20.93	39.04
Cash from Financing Activities	-29.49	41.11	415.47	373.32	20.06	-137.60
Net Cash Inflow / Outflow	--	-132.30	93.19	17.70	20.85	-68.66

Financials Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Adjusted EPS ($)	2.17	2.28	2.37	1.63	1.62	1.54
Cash EPS ($)	3.01	2.31	2.42	2.06	2.10	2.13
Adjusted Book Value ($)	17.59	14.92	20.66	19.57	17.27	15.88
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	2.37	2.07	3.57	1.36	1.64	2.16
Free Cash Flow per Share ($)	1.53	2.04	3.49	1.24	1.58	2.10

Profitability Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
ROCE (%)	7.78	9.20	4.55	3.41	9.16	9.47
ROE (%)	13.38	12.61	11.52	8.60	9.58	9.92
ROA (%)	1.05	1.09	1.28	1.13	1.37	1.33
EBIT Margin (%)	-0.82	46.27	47.27	35.52	39.76	51.84
Net Margin (%)	23.42	31.97	35.32	26.51	28.46	29.75
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Revenue Growth (%)	0.31	0.04	0.05	0.02	0.05	0.09
EBIT Growth (%)	-102.31	1.44	39.46	-8.98	-19.26	7.00
Net Profit Growth (%)	-4.16	-6.18	39.58	-5.11	0.72	51.78
EPS Growth (%)	-0.05	-0.04	0.46	0.00	0.05	0.51
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Price / Earnings	10.31	9.31	8.77	9.16	13.35	12.26
Price / Book Value	1.27	1.42	1.01	0.76	1.25	1.19
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	-3,366.31	-6.46	-25.39	4.34	-7.57	-5.84
Close Price ($)	22.35	21.18	20.77	14.89	21.67	18.87
High Price ($)	25.99	23.99	23.83	21.69	22.15	22.34
Low Price ($)	12.59	14.16	14.89	10.59	18.10	15.66
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Debt to Equity	0.77	0.66	0.17	2.92	0.02	0.07
Short term debt to equity ratio	0.40	0.26	0.01	2.90	--	0.05
Current Ratio	0.03	9.63	32.60	25.94	18.40	32.69
Quick Ratio	--	10.16	36.92	28.47	20.33	--
Interest Coverage	-0.20	11.27	29.20	17.09	11.70	25.00

Operating Efficiency Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Debtors to sales (%)	--	92.24	40.67	38.00	42.67	35.19
Asset Turnover	0.04	0.03	0.04	0.04	0.05	0.04
Receivable days	257.48	240.13	140.51	145.89	138.96	130.15
Inventory Days	--	--	--	--	--	129.13
Payable days	--	--	--	--	--	38,645.48
Cash Conversion Cycle	--	--	--	--	--	-38,386.20