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Heritage Commerce (HTBK) Key Ratios

Stock Card factsheet share-fund-plan-icon

$13.45

$0.00 (0.00%)

As on 21-Apr-2026 09:30EDT

Market cap

info icon

$828 Mln

Revenue (TTM)

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$266 Mln

P/E Ratio

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17.2

P/B Ratio

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1.2

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 4.54 1.34 5.84 10.27 10.66
EBIT 6.39 48.46 19.45 -10.48 6.65
Net Profit 2.85 42.33 18.02 -10.43 6.26
EPS 2.71 42.28 17.76 -10.69 5.74
Book Value -- -- 2.70 3.67 3.67
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsDec-25Dec-24Dec-23
EBIT-Margin info 350.95228.1425.4422.541,004.88
Net Margin info ----------
Return on equity info 4.276.356.845.950.01
Return on Capital info 4.035.976.475.620.01
Return on Assets info 0.530.760.840.750.00
Debt to Equity (x) info ----0.060.060.06

Profitability

View Detailed Peer Comparison

ROCE

6.47

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
6.47
5.62
0.01
10.16
7.60
Peer Median
--
--
--
--
--
ROE

6.84

--

Profit after tax / Average Net worth * 100

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
6.84
5.95
0.01
10.82
8.11
Peer Median
--
--
--
--
--
ROA

0.84

--

Profit after tax / Average Total assets * 100

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
0.84
0.75
0.00
1.25
0.94
Peer Median
--
--
--
--
--
EBIT Margin

25.44

--

Operating profit (EBIT) / Net Sales * 100

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
25.44
22.54
1,004.88
47.43
40.42
Peer Median
--
--
--
--
--
Net Margin

17.97

--

Net profit / Total Income (Net sales plus other income) * 100

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
17.97
16.12
716.19
33.45
29.27
Peer Median
--
--
--
--
--

Growth

View Detailed Peer Comparison

Revenue Growth

0.06

--

Year on year growth in net sales

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
0.06
27,943.77
-1.00
0.22
0.02
Peer Median
--
--
--
--
--
EBIT Growth

19.45

--

Year on year growth in operating profit (EBIT)

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
19.45
62,579.30
-99.90
43.26
34.24
Peer Median
--
--
--
--
--
Net Profit Growth

18.02

--

Year on year growth in profit after tax

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
18.02
62,789.69
-99.90
39.53
35.13
Peer Median
--
--
--
--
--
EPS Growth

0.18

--

Year on year growth in earnings per share

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
0.18
625.38
-1.00
0.38
0.34
Peer Median
--
--
--
--
--

Solvency

View Detailed Peer Comparison

Debt to Equity

0.06

--

Total debt / Net worth

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
0.06
0.06
0.06
0.06
0.07
Peer Median
--
--
--
--
--
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
--
0.00
0.01
0.00
0.00
Peer Median
--
--
--
--
--
Current Ratio

0.27

--

Current Assets / Current Liabilities and Provisions

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
0.27
0.25
0.19
9.25
14.96
Peer Median
--
--
--
--
--
Quick Ratio

--

--

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
--
--
--
12.90
27.86
Peer Median
--
--
--
--
--
Interest Coverage

0.95

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
0.95
0.72
1.77
10.55
9.24
Peer Median
--
--
--
--
--

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

--

--

Debtors outstanding / Net Sales * 100

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
--
--
--
61.64
72.18
Peer Median
--
--
--
--
--
Asset Turnover

0.05

--

Sales / Average Total Assets

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
0.05
0.05
0.00
0.04
0.03
Peer Median
--
--
--
--
--
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
--
--
4,977,880.95
220.54
267.48
Peer Median
--
--
--
--
--
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
--
--
-527.25
-31,362.21
-112,359.47
Peer Median
--
--
--
--
--
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
--
--
139.43
3,663.37
9,322.83
Peer Median
--
--
--
--
--
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
--
--
4,977,214.27
-34,805.03
-121,414.82
Peer Median
--
--
--
--
--

Valuation

View Detailed Peer Comparison

Price / Earnings

15.49

--

Current share price divided by earning per share in the last twelve months

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
15.49
14.28
9,453.58
11.98
15.23
Peer Median
--
--
--
--
--
Price / Book Value

1.05

--

Current share price divided by book value per share in the latest financial year

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
1.05
0.84
0.91
1.26
1.21
Peer Median
--
--
--
--
--
EV/EBITDA

2.33

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
Dec-25
Dec-24
Dec-23
Dec-22
Dec-21
Heritage Commerce (HTBK)
2.33
-10.07
-2,234.55
0.42
-9.18
Peer Median
--
--
--
--
--
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