Peapack-Gladstone Financial (PGC) Key Ratios
$46.32
As on 04-Sep-2026 13:36EDT
Market cap
$800 Mln
Revenue (TTM)
$467 Mln
P/E Ratio
15.7
P/B Ratio
1.2
Div. Yield
0.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.99 | 11.21 | 11.17 | 12.00 | 15.56 |
| EBIT | 13.03 | 97.98 | 62.49 | -10.21 | 3.54 |
| Net Profit | 12.85 | 101.13 | 60.41 | -10.41 | 3.28 |
| EPS | 10.04 | 96.55 | 59.33 | -9.73 | 4.93 |
| Book Value | -- | -- | 9.04 | 8.64 | 6.40 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 2.03 | 15.46 | 15.54 | 11.85 | 11.16 |
| Net Margin
| -- | -- | 11.11 | -- | -- |
| Return on equity
| 6.73 | 8.90 | 7.56 | 5.91 | 5.55 |
| Return on Capital
| 4.12 | 5.74 | -- | 4.50 | 3.43 |
| Return on Assets
| 0.59 | 0.78 | 0.61 | 0.51 | 0.49 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.33 | 0.29 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
--
|
4.50
|
3.43
|
4.44
|
8.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.56
Lower than Peers by 2.31
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
7.56
|
5.91
|
5.55
|
8.75
|
13.76
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.61
Lower than Peers by 0.35
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
0.61
|
0.51
|
0.49
|
0.76
|
1.19
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
15.54
Lower than Peers by 5.25
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
15.54
|
11.85
|
11.16
|
-16.93
|
37.25
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
11.11
Lower than Peers by 8.92
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
11.11
|
8.46
|
8.19
|
21.27
|
27.03
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
11.17
Higher than Peers by 0.06
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
11.17
|
0.10
|
0.75
|
-0.16
|
0.20
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
62.49
Higher than Peers by 73.98
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
62.49
|
16.37
|
215.60
|
-138.00
|
31.78
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
60.41
Higher than Peers by 53.14
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
60.41
|
13.15
|
-32.48
|
-34.20
|
31.13
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
59.33
Higher than Peers by 53.55
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
59.33
|
0.14
|
-0.32
|
-0.33
|
0.36
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
11.07
Higher than Peers by 2.30
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
11.07
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
--
|
0.33
|
0.29
|
0.95
|
1.00
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.10
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
0.10
|
0.11
|
0.07
|
0.69
|
0.71
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
10.62
Higher than Peers by 10.31
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
10.62
|
0.07
|
0.08
|
0.13
|
0.14
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
10.62
Higher than Peers by 10.26
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
10.62
|
--
|
--
|
0.14
|
0.17
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.48
Lower than Peers by 0.27
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
1.48
|
0.32
|
0.25
|
-0.26
|
2.86
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.29
Higher than Peers by 0.39
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
7.29
|
7.24
|
7.42
|
13.36
|
9.16
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
0.05
|
0.06
|
0.06
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
--
|
25.60
|
27.46
|
44.40
|
31.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
--
|
--
|
-48.60
|
-366.33
|
-1,688.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
--
|
18.26
|
18.15
|
104.93
|
23,117.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
--
|
--
|
-39.29
|
-426.87
|
-24,774.71
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.66
Higher than Peers by 2.87
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
15.66
|
13.21
|
17.27
|
10.96
|
9.22
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.17
Lower than Peers by 0.16
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
1.17
|
0.75
|
0.94
|
0.92
|
1.28
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
0.44
Lower than Peers by 2.04
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
0.44
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
--
|
4.76
|
6.18
|
-9.02
|
4.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
800
Higher than Peers by 486
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Peapack-Gladstone Financial (PGC)
|
800
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|