Market cap
$5,386 Mln
Revenue (TTM)
$2,770 Mln
P/E Ratio
8.2
P/B Ratio
0.9
Div. Yield
3.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 1.72 | -3.82 | -0.40 | 15.63 | 18.68 |
| EBIT | 1.02 | -10.80 | -28.57 | -6.02 | -0.43 |
| Net Profit | 2.45 | -8.52 | -3.75 | 2.76 | 5.02 |
| EPS | 3.59 | -5.13 | -1.69 | 4.40 | 8.74 |
| Book Value | -- | -- | 9.31 | 11.30 | 10.62 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 35.13 | 44.22 | 24.10 | 33.30 | 33.57 |
| Net Margin
| -- | -- | 24.95 | -- | -- |
| Return on equity
| 13.12 | 12.78 | 11.14 | 12.09 | 13.21 |
| Return on Capital
| 11.07 | 10.58 | -- | 10.86 | 11.02 |
| Return on Assets
| 2.01 | 2.05 | 1.60 | 1.81 | 1.98 |
| Debt to Equity (x)
| -- | -- | 0.07 | 0.08 | 0.15 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
10.86
|
11.02
|
11.34
|
9.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.14
Higher than Peers by 1.28
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
11.14
|
12.09
|
13.21
|
14.06
|
11.84
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.60
Higher than Peers by 0.64
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
1.60
|
1.81
|
1.98
|
2.23
|
2.08
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
24.10
Higher than Peers by 3.31
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
24.10
|
33.30
|
33.57
|
38.52
|
52.26
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
24.95
Higher than Peers by 4.92
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
24.95
|
25.50
|
25.83
|
30.69
|
40.86
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.40
Lower than Peers by 11.51
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
-0.40
|
0.01
|
0.23
|
0.63
|
0.16
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-28.57
Lower than Peers by 17.07
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
-28.57
|
0.32
|
7.42
|
20.16
|
-4.17
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
-3.75
Lower than Peers by 11.02
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
-3.75
|
-0.14
|
3.72
|
22.45
|
-2.57
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
-1.69
Lower than Peers by 7.47
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
-1.69
|
0.02
|
0.03
|
0.27
|
0.07
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
9.89
Higher than Peers by 1.12
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
9.89
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.07
Lower than Peers by 0.13
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
0.07
|
0.08
|
0.15
|
0.25
|
0.23
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.00
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
0.00
|
--
|
--
|
0.16
|
0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
0.80
|
0.11
|
0.20
|
0.21
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
--
|
--
|
0.13
|
0.27
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.87
Higher than Peers by 0.12
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
1.87
|
0.87
|
0.83
|
1.26
|
5.83
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.33
Lower than Peers by 0.56
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
6.33
|
6.12
|
6.27
|
7.56
|
9.06
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
0.06
|
0.07
|
0.08
|
0.07
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
22.49
|
22.66
|
23.96
|
27.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
--
|
559.84
|
172.20
|
-2,934.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
--
|
--
|
100.00
|
370.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
--
|
--
|
96.15
|
-3,277.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
8.15
Lower than Peers by 4.64
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
8.15
|
7.21
|
7.09
|
8.21
|
8.39
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.91
Lower than Peers by 0.42
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
0.91
|
0.84
|
0.89
|
1.10
|
1.01
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
3.68
Higher than Peers by 1.20
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
3.68
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
--
|
2.25
|
2.56
|
1.66
|
1.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
5,386
Higher than Peers by 5,073
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bank Ozk (OZK)
|
5,386
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|