Market cap
$2,002 Mln
Revenue (TTM)
$1,178 Mln
P/E Ratio
7.6
P/B Ratio
0.8
Div. Yield
0.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 6.45 | -24.81 | -27.01 | 7.81 | 11.16 |
| EBIT | 36.56 | -40.09 | -50.53 | -2.89 | 13.41 |
| Net Profit | 21.67 | -51.97 | -54.98 | 8.19 | 15.99 |
| EPS | 21.67 | -51.97 | -54.58 | 10.42 | 16.44 |
| Book Value | -- | -- | 30.35 | 22.97 | 16.92 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-21 | Dec-20 |
| EBIT-Margin
| 50.16 | 50.11 | 35.99 | 49.83 | 49.88 |
| Net Margin
| -- | -- | 23.01 | -- | -- |
| Return on equity
| 20.54 | 15.77 | 10.13 | 21.67 | 26.97 |
| Return on Capital
| 6.02 | 4.39 | -- | 7.44 | 7.15 |
| Return on Assets
| 1.64 | 1.27 | 0.68 | 1.89 | 1.98 |
| Debt to Equity (x)
| -- | -- | 0.15 | 1.35 | 2.61 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
--
|
7.44
|
7.15
|
3.47
|
2.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.13
Higher than Peers by 0.27
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
10.13
|
21.67
|
26.97
|
12.98
|
12.60
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.68
Lower than Peers by 0.28
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
0.68
|
1.89
|
1.98
|
1.04
|
1.06
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
35.99
Higher than Peers by 15.20
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
35.99
|
49.83
|
49.88
|
50.76
|
52.45
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
23.01
Higher than Peers by 2.97
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
23.01
|
35.27
|
32.02
|
22.22
|
23.46
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-27.01
Lower than Peers by 38.12
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
-27.01
|
-0.10
|
0.71
|
0.23
|
0.09
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-50.53
Lower than Peers by 39.03
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
-50.53
|
-10.14
|
68.27
|
19.14
|
20.11
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
-54.98
Lower than Peers by 62.26
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
-54.98
|
-0.93
|
146.79
|
16.58
|
196.83
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
-54.58
Lower than Peers by 60.37
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
-54.58
|
0.05
|
1.47
|
0.19
|
1.97
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
-1.10
Lower than Peers by 9.87
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
-1.10
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.15
Lower than Peers by 0.06
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
0.15
|
1.35
|
2.61
|
2.97
|
2.48
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
1.32
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
1.32
|
0.69
|
1.77
|
2.33
|
2.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.15
Lower than Peers by 0.16
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
0.15
|
12.01
|
7.14
|
4.72
|
4.57
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.15
Lower than Peers by 0.21
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
0.15
|
12.00
|
7.13
|
4.72
|
4.57
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
5.44
Higher than Peers by 3.69
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
5.44
|
11.95
|
6.25
|
2.15
|
2.25
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
87.10
Higher than Peers by 80.20
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
87.10
|
25.94
|
1,120.24
|
29.66
|
36.39
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
0.03
|
0.05
|
0.06
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
--
|
2,322.03
|
2,077.47
|
108.16
|
133.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
--
|
--
|
--
|
--
|
15.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
--
|
--
|
--
|
--
|
21,867.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
--
|
--
|
--
|
--
|
-21,719.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
7.57
Lower than Peers by 5.22
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
7.57
|
4.86
|
4.32
|
10.00
|
8.19
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.76
Lower than Peers by 0.57
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
0.76
|
0.95
|
1.06
|
1.22
|
0.98
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
0.65
Lower than Peers by 1.83
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
0.65
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
--
|
4.07
|
6.01
|
8.71
|
6.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,002
Higher than Peers by 1,688
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Flagstar Bancorp (FBC)
|
2,002
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|