Market cap
$4,974 Mln
Revenue (TTM)
$3,068 Mln
P/E Ratio
7.2
P/B Ratio
2.2
Div. Yield
2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -19.61 | -1.93 | 5.37 | 5.74 | 5.85 |
| EBIT | -23.36 | 250.11 | 58.51 | 19.71 | -13.31 |
| Net Profit | -81.00 | -17.89 | 33.74 | 10.09 | 4.61 |
| EPS | -80.06 | -8.87 | 76.84 | 32.07 | -0.72 |
| Book Value | -- | -- | 18.46 | 18.79 | -29.34 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 45.34 | 45.32 | 29.10 | 31.92 | 26.73 |
| Net Margin
| -- | -- | 23.97 | -- | -- |
| Return on equity
| 31.22 | 20.43 | 29.86 | 32.31 | 30.11 |
| Return on Capital
| 8.19 | 6.21 | -- | 8.81 | 7.75 |
| Return on Assets
| 2.16 | 2.39 | 1.63 | 2.49 | 2.05 |
| Debt to Equity (x)
| -- | -- | 2.36 | 2.39 | 2.98 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
--
|
8.81
|
7.75
|
8.01
|
2.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
29.86
Higher than Peers by 19.35
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
29.86
|
32.31
|
30.11
|
31.25
|
3.75
|
|
Peer Median
|
10.51
|
--
|
--
|
--
|
--
|
ROA
1.63
Higher than Peers by 0.20
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
1.63
|
2.49
|
2.05
|
1.94
|
1.62
|
|
Peer Median
|
1.43
|
--
|
--
|
--
|
--
|
EBIT Margin
29.10
Higher than Peers by 11.56
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
29.10
|
31.92
|
26.73
|
77.36
|
26.66
|
|
Peer Median
|
17.55
|
--
|
--
|
--
|
--
|
Net Margin
23.97
Higher than Peers by 14.84
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
23.97
|
23.95
|
20.36
|
31.15
|
19.82
|
|
Peer Median
|
9.13
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
5.37
Lower than Peers by 13.32
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
5.37
|
0.04
|
0.65
|
-0.24
|
-0.02
|
|
Peer Median
|
18.69
|
--
|
--
|
--
|
--
|
EBIT Growth
58.51
Higher than Peers by 32.40
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
58.51
|
24.28
|
-42.94
|
121.91
|
-59.05
|
|
Peer Median
|
26.11
|
--
|
--
|
--
|
--
|
Net Profit Growth
33.74
Higher than Peers by 19.52
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
33.74
|
22.44
|
7.92
|
20.19
|
-59.59
|
|
Peer Median
|
14.22
|
--
|
--
|
--
|
--
|
EPS Growth
76.84
Higher than Peers by 62.99
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
76.84
|
0.28
|
0.13
|
0.30
|
-0.52
|
|
Peer Median
|
13.85
|
--
|
--
|
--
|
--
|
Book Value Growth
15.64
Higher than Peers by 8.78
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
15.64
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.86
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
2.36
Higher than Peers by 0.77
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
2.36
|
2.39
|
2.98
|
2.78
|
3.03
|
|
Peer Median
|
1.59
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
--
|
0.20
|
--
|
2.78
|
3.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.31
Lower than Peers by 1.01
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
1.31
|
0.28
|
0.40
|
0.38
|
0.19
|
|
Peer Median
|
2.32
|
--
|
--
|
--
|
--
|
Quick Ratio
1.31
Lower than Peers by 0.76
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
1.31
|
--
|
--
|
0.19
|
0.00
|
|
Peer Median
|
2.07
|
--
|
--
|
--
|
--
|
Interest Coverage
2.37
Higher than Peers by 0.67
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
2.37
|
0.88
|
0.70
|
103.67
|
1.16
|
|
Peer Median
|
1.70
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
688.76
Higher than Peers by 671.10
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
688.76
|
50.25
|
51.77
|
96.51
|
66.98
|
|
Peer Median
|
17.66
|
--
|
--
|
--
|
--
|
Asset Turnover
0.07
Lower than Peers by 0.07
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
0.07
|
0.10
|
0.10
|
0.06
|
0.08
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
--
|
182.60
|
201.30
|
336.22
|
234.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
--
|
--
|
979.93
|
3,349.04
|
1,921.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
--
|
--
|
--
|
13,661.25
|
6,563.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
--
|
--
|
--
|
-9,975.98
|
-4,408.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
7.19
Lower than Peers by 7.61
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
7.19
|
7.53
|
9.80
|
7.68
|
8.66
|
|
Peer Median
|
14.80
|
--
|
--
|
--
|
--
|
Price / Book Value
2.19
Higher than Peers by 0.16
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
2.19
|
2.29
|
2.76
|
2.30
|
2.35
|
|
Peer Median
|
2.03
|
--
|
--
|
--
|
--
|
Dividend Yield
2.01
Higher than Peers by 0.97
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
2.01
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.04
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
--
|
7.21
|
7.00
|
2.14
|
3.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
4,974
Higher than Peers by 4,383
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
SLM Corp (SLM)
|
4,974
|
--
|
--
|
--
|
--
|
|
Peer Median
|
591
|
--
|
--
|
--
|
--
|