SLM Corp (SLM) Financials

$17.37

up-down-arrow $-0.51 (-2.85%)

As on 03-Nov-2026 11:40EST

Market cap

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$3,346 Mln

Revenue (TTM)

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$2,891 Mln

P/E Ratio

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6.5

P/B Ratio

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1.7

Div. Yield

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2.9 %

Income Statement ($ Mln)

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Operating Revenue
2,890.72
3,109.82
2,987.31
1,809.33
2,366.22
2,409.29
Cost of Revenue
1,409.15
1,458.12
1,546.78
573.44
1,176.25
349.12
Gross Profit
1,481.57
1,651.71
1,440.54
2,018.86
1,189.97
2,060.17
Operating Expenses
743.67
659.14
641.90
619.21
559.24
519.91
Operating Profit (EBIT)
737.90
992.56
798.64
1,399.66
630.73
1,540.26
Other Income
--
--
--
--
--
--
Profit before Tax
737.90
992.56
798.64
778.30
630.73
1,540.26
Provision for Tax
170.50
247.72
190.31
196.91
161.71
379.75
Profit after Tax (Net Income)
567.40
744.85
608.33
563.69
469.01
1,160.51
Minority Interest
--
--
--
--
--
--
Consolidated Profit
--
--
--
--
459.99
1,155.78

Liabilities ($ Mln)

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Shareholder's Funds
2,255.51
2,451.36
2,159.92
1,880.80
1,726.97
23,290.91
Minority Interest
--
--
--
--
--
--
Non-Current Liabilities
5,925.85
5,736.37
6,843.62
5,635.48
5,235.11
5,930.99
Current Liabilities
21,659.63
21,558.57
21,068.57
21,653.19
32,319.17
33,003.18
Total Liabilities
51,500.63
29,746.30
30,072.11
29,169.47
28,811.03
29,221.90

Assets ($ Mln)

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Non-Current Assets
21,390.87
23,715.71
21,664.77
20,861.86
259.00
2,855.63
Current Assets
8,450.13
6,030.59
8,407.34
8,307.61
6,254.14
8,305.85
Total Assets
38,291.12
29,746.30
30,072.11
29,169.47
28,811.03
29,221.90
Total Debt*
6,434.65
5,860.91
6,440.35
5,227.51
5,235.11
5,930.99
Net Current Assets
--
--
--
--
--
--

Cashflow ($ Mln)

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Cash From Operating Activities
--
575.52
-329.40
-144.64
4.99
-49.52
Cash Flow from Investing Activities
--
--
675.99
-12.46
1,077.39
2,604.67
Cash from Financing Activities
--
-500.21
228.16
-316.23
-854.89
-2,619.52
Net Cash Inflow / Outflow
--
--
--
--
227.49
-64.37

Financials Ratios

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Adjusted EPS ($) info
2.82
3.60
2.81
2.49
1.92
3.96
Cash EPS ($) info
--
3.67
2.90
2.61
1.95
4.02
Adjusted Book Value ($) info
--
11.83
9.99
8.30
7.06
79.56
Dividend per Share ($) info
--
--
--
--
--
--
Cash Flow per Share ($) info
--
2.78
-1.52
-0.64
0.02
-0.17
Free Cash Flow per Share ($) info
--
2.78
-1.52
-0.64
0.02
-0.17

Profitability Ratios

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
ROCE (%) info
--
8.81
7.75
8.01
2.59
3.87
ROE (%) info
24.18
32.31
30.11
31.25
3.75
4.75
ROA (%) info
1.55
2.49
2.05
1.94
1.62
3.87
EBIT Margin (%) info
35.11
31.92
26.73
77.36
26.66
63.93
Net Margin (%) info
19.63
23.95
20.36
31.15
19.82
48.17
Cash Profit Margin (%) info
0.00
--
--
--
--
--

Growth Ratios

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Revenue Growth (%) info
-5.69
0.04
0.65
-0.24
-0.02
0.03
EBIT Growth (%) info
25.51
24.28
-42.94
121.91
-59.05
33.47
Net Profit Growth (%) info
-6.75
22.44
7.92
20.19
-59.59
31.77
EPS Growth (%) info
-3.77
0.28
0.13
0.30
-0.52
0.71
Book Value Growth (%) info
7.54
--
--
--
--
--

Valuation Ratios

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Price / Earnings info
6.54
7.53
9.80
7.68
8.66
4.96
Price / Book Value info
1.71
2.29
2.76
2.30
2.35
0.25
Dividend Yield (%) info
2.85
--
--
--
--
--
EV/EBITDA info
--
7.11
7.00
2.14
3.56
3.11
Close Price ($) info
22.63
27.06
27.58
19.12
16.60
19.67
High Price ($) info
31.06
34.97
28.24
19.36
20.88
21.40
Low Price ($) info
17.77
23.81
18.04
10.81
13.72
12.03
Market Cap ($ Cr) info
3,346.40
--
--
--
--
--

Solvency Ratios

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Debt to Equity info
2.45
2.39
2.98
2.78
3.03
0.25
Short term debt to equity ratio info
0.40
0.20
--
2.78
3.03
0.25
Current Ratio info
0.39
0.28
0.40
0.38
0.19
0.25
Quick Ratio info
0.39
--
--
0.19
0.00
0.07
Interest Coverage info
1.67
0.88
0.70
103.67
1.16
4.03

Operating Efficiency Ratios

TTM Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16
Debtors to sales (%) info
58.14
50.25
51.77
96.51
66.98
60.32
Asset Turnover info
0.08
0.10
0.10
0.06
0.08
0.08
Receivable days info
--
182.60
201.30
336.22
234.49
245.12
Inventory Days info
--
--
979.93
3,349.04
1,921.25
6,508.08
Payable days info
--
--
--
13,661.25
6,563.81
22,751.77
Cash Conversion Cycle info
--
--
--
-9,975.98
-4,408.06
-15,998.57
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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