Market cap
$10 Mln
Revenue (TTM)
$41 Mln
P/E Ratio
--
P/B Ratio
5.7
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -3.77 | 10.46 | 9.76 | 8.44 | 8.93 |
| EBIT | -- | -- | 73.75 | 5.68 | 1.44 |
| Net Profit | 10.48 | 59.45 | 50.20 | -23.67 | -24.64 |
| EPS | 18.05 | 63.26 | 52.15 | -8.37 | -1.17 |
| Book Value | -- | -- | -24.37 | -26.19 | -24.75 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Mar-26 | Mar-25 | Mar-24 |
| EBIT-Margin
| -20.31 | -15.56 | -16.84 | -36.78 | -7.31 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| -23.42 | -16.12 | -25.23 | -38.24 | -6.80 |
| Return on Capital
| -10.12 | -7.15 | -10.13 | -17.38 | -2.85 |
| Return on Assets
| -1.08 | -0.79 | -0.98 | -1.85 | -0.40 |
| Debt to Equity (x)
| -- | -- | 2.10 | 0.98 | 1.35 |
Profitability
ROCE
-10.13
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
-10.13
|
-17.38
|
-2.85
|
-4.52
|
-0.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-25.23
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
-25.23
|
-38.24
|
-6.80
|
-8.77
|
-1.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
-0.98
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
-0.98
|
-1.85
|
-0.40
|
-0.60
|
-0.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
-16.84
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
-16.84
|
-36.78
|
-7.31
|
-14.06
|
-2.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
-16.84
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
-16.84
|
-36.78
|
-7.31
|
-14.06
|
-2.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.09
--
Year on year growth in net sales
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
0.09
|
-0.08
|
0.30
|
0.04
|
0.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
50.20
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
50.20
|
-361.67
|
32.36
|
-419.60
|
78.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
50.20
--
Year on year growth in profit after tax
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
50.20
|
-361.67
|
32.36
|
-419.60
|
78.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
0.55
--
Year on year growth in earnings per share
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
0.55
|
-3.49
|
0.43
|
-4.10
|
0.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
2.10
--
Total debt / Net worth
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
2.10
|
0.98
|
1.35
|
1.42
|
0.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.37
--
(Short term borrowings / Net worth)
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
0.37
|
0.16
|
0.73
|
0.07
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
5.33
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
5.33
|
0.15
|
0.17
|
0.16
|
0.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
--
|
--
|
0.18
|
0.24
|
0.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
-0.51
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
-0.51
|
-0.91
|
-0.26
|
-0.90
|
-0.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.85
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
7.85
|
7.97
|
8.99
|
6.11
|
7.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
--
Sales / Average Total Assets
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
0.06
|
0.05
|
0.06
|
0.04
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
27.72
--
Average Debtors / Sales * 365
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
27.72
|
32.46
|
24.98
|
25.24
|
30.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
--
|
-137.60
|
-832.07
|
-4,006.23
|
-8,625.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
155.76
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
155.76
|
101.05
|
75.56
|
71.94
|
496.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
--
|
-206.19
|
-882.65
|
-4,052.94
|
-9,090.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
-1.28
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
-1.28
|
-0.54
|
-2.64
|
-3.89
|
-34.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
0.35
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
0.35
|
0.25
|
0.19
|
0.38
|
0.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
1.14
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Carver Bancorp (CARV)
|
1.14
|
4.44
|
20.89
|
4.48
|
-377.77
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|