Market cap
$274 Mln
Revenue (TTM)
$345 Mln
P/E Ratio
9
P/B Ratio
0.7
Div. Yield
4.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 9.05 | 8.35 | 7.80 | 17.33 | 16.50 |
| EBIT | 13.65 | 113.78 | 98.57 | 23.43 | 60.58 |
| Net Profit | 95.26 | -39.68 | 8.37 | 13.54 | 13.62 |
| EPS | 51.96 | -33.58 | -16.64 | -12.50 | 97.73 |
| Book Value | -- | -- | 6.63 | 7.76 | 11.92 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 35.28 | 37.14 | 41.59 | 50.47 | 21.57 |
| Net Margin
| -- | -- | 10.38 | -- | -- |
| Return on equity
| 12.73 | 14.79 | 6.51 | 11.05 | 10.06 |
| Return on Capital
| 7.24 | 8.17 | -- | 6.22 | 5.72 |
| Return on Assets
| 1.69 | 2.05 | 0.62 | 1.48 | 1.32 |
| Debt to Equity (x)
| -- | -- | 0.71 | 0.77 | 0.78 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
--
|
6.22
|
5.72
|
9.77
|
8.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
6.51
Lower than Peers by 3.35
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
6.51
|
11.05
|
10.06
|
17.09
|
14.89
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.62
Lower than Peers by 0.34
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
0.62
|
1.48
|
1.32
|
2.27
|
2.12
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
41.59
Higher than Peers by 20.80
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
41.59
|
50.47
|
21.57
|
33.80
|
34.19
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
10.38
Lower than Peers by 9.65
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
10.38
|
12.18
|
12.30
|
21.64
|
22.09
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
7.80
Lower than Peers by 3.31
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
7.80
|
0.21
|
0.15
|
0.28
|
0.11
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
98.57
Higher than Peers by 110.07
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
98.57
|
183.32
|
-26.85
|
26.80
|
-17.13
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
8.37
Higher than Peers by 1.10
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
8.37
|
19.97
|
-34.86
|
25.64
|
-18.98
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
-16.64
Lower than Peers by 22.42
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
-16.64
|
0.16
|
-0.35
|
0.20
|
-0.11
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
2.84
Lower than Peers by 5.93
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
2.84
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.71
Higher than Peers by 0.50
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
0.71
|
0.77
|
0.78
|
0.74
|
0.76
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.13
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
0.13
|
0.23
|
0.14
|
0.03
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
50.49
Higher than Peers by 50.19
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
50.49
|
27.10
|
0.05
|
0.06
|
0.06
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
50.49
Higher than Peers by 50.14
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
50.49
|
--
|
--
|
0.01
|
-1.07
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.65
Lower than Peers by 0.10
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
1.65
|
1.81
|
0.71
|
1.37
|
1.88
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
773.35
Higher than Peers by 766.46
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
773.35
|
695.22
|
5.98
|
5.58
|
7.41
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
0.06
|
0.12
|
0.11
|
0.11
|
0.10
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
--
|
1,278.67
|
19.81
|
20.75
|
24.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
--
|
--
|
237.05
|
3,548.76
|
5,477.76
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
--
|
862.55
|
72.22
|
110.00
|
117.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
--
|
--
|
184.64
|
3,459.51
|
5,384.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
8.99
Lower than Peers by 3.80
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
8.99
|
5.88
|
6.22
|
4.25
|
3.70
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.67
Lower than Peers by 0.66
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
0.67
|
0.62
|
0.60
|
0.68
|
0.54
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
4.23
Higher than Peers by 1.75
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
4.23
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
--
|
1.65
|
5.94
|
4.17
|
4.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
274
Lower than Peers by 39
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Medallion Financial (MFIN)
|
274
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|