Washington Federal (WAFD) Financials

$32.79

$-0.22 (-0.67%)

As on 16-Sep-2026 16:00EDT

Market cap

$2,508 Mln

Revenue (TTM)

$1,388 Mln

P/E Ratio

10.7

P/B Ratio

0.9

Div. Yield

3.1 %

Income Statement ($ Mln)	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Operating Revenue	1,388.45	1,410.07	1,432.71	742.61	733.38	652.60
Cost of Revenue	627.46	692.96	728.38	394.22	74.77	87.00
Gross Profit	761.67	717.73	704.33	742.61	658.61	565.60
Operating Expenses	432.91	427.46	448.27	-417.54	358.58	332.46
Operating Profit (EBIT)	328.08	289.64	256.06	325.08	300.04	233.14
Other Income	--	--	--	--	--	--
Profit before Tax	328.08	289.64	256.06	325.08	300.04	233.14
Provision for Tax	71.61	63.57	56.02	67.65	63.71	49.52
Profit after Tax (Net Income)	256.47	226.07	200.04	257.43	236.33	183.62
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	257.43	221.71	173.58

Liabilities ($ Mln)	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Shareholder's Funds	3,022.57	3,039.58	3,000.30	2,426.43	2,274.26	2,126.06
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	24,574.40	475.45	3,686.06	3,702.55	2,178.36	1,767.02
Current Liabilities	110.62	23,184.68	21,373.97	16,345.70	16,319.51	15,757.49
Total Liabilities	27,707.59	26,699.70	28,060.33	22,474.68	20,772.13	19,650.57

Assets ($ Mln)	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Non-Current Assets	26,821.38	23,215.88	22,884.44	19,403.45	17,973.26	15,366.99
Current Assets	775.59	3,483.82	5,175.89	3,071.23	2,798.87	4,283.58
Total Assets	28,372.56	26,699.70	28,060.33	22,474.68	20,772.13	19,650.57
Total Debt*	3,315.70	1,817.25	3,318.31	3,650.00	2,125.00	1,720.00
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Cash From Operating Activities	--	236.95	439.23	213.96	268.47	314.45
Cash Flow from Investing Activities	--	-318.41	3,287.22	-1,377.92	-2,493.16	-579.75
Cash from Financing Activities	--	-1,642.33	-2,326.00	1,460.64	817.86	653.12
Net Cash Inflow / Outflow	--	--	--	--	-1,406.84	387.83

Financials Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Adjusted EPS ($)	3.37	2.88	2.46	3.98	3.61	2.73
Cash EPS ($)	--	3.00	4.11	4.48	4.59	3.24
Adjusted Book Value ($)	--	38.69	36.88	37.48	34.76	31.62
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	3.02	5.40	3.31	4.10	4.68
Free Cash Flow per Share ($)	--	2.65	5.10	3.07	3.92	4.24

Profitability Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
ROCE (%)	--	4.05	3.23	4.91	5.73	4.29
ROE (%)	8.48	7.49	7.37	10.95	10.74	8.87
ROA (%)	0.86	0.83	0.79	1.19	1.17	0.96
EBIT Margin (%)	17.55	20.54	17.87	43.77	40.91	35.72
Net Margin (%)	18.47	16.03	13.96	34.66	32.22	28.14
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Revenue Growth (%)	-4.62	-0.02	0.93	0.01	0.12	-0.08
EBIT Growth (%)	-16.73	13.12	-21.23	8.35	28.70	6.37
Net Profit Growth (%)	13.18	13.01	-22.29	8.93	28.71	5.87
EPS Growth (%)	20.15	0.17	-0.38	0.10	0.32	0.19
Book Value Growth (%)	8.21	--	--	--	--	--

Valuation Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Price / Earnings	10.69	10.53	14.17	6.44	8.30	12.56
Price / Book Value	0.92	0.78	0.94	0.68	0.86	1.09
Dividend Yield (%)	3.14	--	--	--	--	--
EV/EBITDA	--	3.09	3.07	7.18	3.71	-0.76
Close Price ($)	38.37	30.29	34.85	25.62	29.98	34.31
High Price ($)	38.40	38.62	37.50	39.17	38.06	35.04
Low Price ($)	26.31	23.75	23.36	23.90	29.46	20.45
Market Cap ($ Cr)	2,507.51	--	--	--	--	--

Solvency Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Debt to Equity	1.10	0.60	1.11	1.50	0.93	0.81
Short term debt to equity ratio	--	0.57	0.00	1.51	0.89	0.62
Current Ratio	7.01	0.15	0.24	0.19	0.17	0.27
Quick Ratio	7.01	--	--	0.25	-0.77	0.41
Interest Coverage	1.54	0.42	0.36	0.92	4.18	2.70

Operating Efficiency Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Debtors to sales (%)	7.14	14.99	15.50	12.86	8.71	8.35
Asset Turnover	0.05	0.05	0.06	0.03	0.04	0.03
Receivable days	--	56.14	40.48	39.19	29.48	31.91
Inventory Days	--	--	-544.33	6,581.36	32,076.13	-8,244.19
Payable days	--	--	8,058.57	14,870.45	77,113.53	33,151.20
Cash Conversion Cycle	--	--	-8,562.42	-8,249.90	-45,007.92	-41,363.48

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)