Market cap
$524 Mln
Revenue (TTM)
$483 Mln
P/E Ratio
15.5
P/B Ratio
0.8
Div. Yield
5.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -3.50 | -5.64 | 15.69 | 10.98 | 10.72 |
| EBIT | 4.56 | 238.14 | 182.17 | -17.15 | -7.80 |
| Net Profit | 44.88 | 159.54 | 177.01 | -18.08 | -8.94 |
| EPS | 47.07 | 159.47 | 170.41 | -21.12 | -11.48 |
| Book Value | -- | -- | -13.53 | -2.66 | 0.30 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 1.73 | 14.90 | 10.08 | 7.62 | -11.83 |
| Net Margin
| -- | -- | 7.15 | -- | -- |
| Return on equity
| 0.80 | 5.27 | 4.90 | 2.64 | -4.49 |
| Return on Capital
| 0.35 | 2.14 | -- | 1.26 | -1.93 |
| Return on Assets
| 0.06 | 0.43 | 0.35 | 0.21 | -0.36 |
| Debt to Equity (x)
| -- | -- | 0.60 | 0.84 | 1.33 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
--
|
1.26
|
-1.93
|
1.72
|
4.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.90
Lower than Peers by 4.96
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
4.90
|
2.64
|
-4.49
|
4.26
|
11.34
|
|
Peer Median
|
9.86
|
--
|
--
|
--
|
--
|
ROA
0.35
Lower than Peers by 0.61
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
0.35
|
0.21
|
-0.36
|
0.34
|
0.93
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
10.08
Lower than Peers by 10.61
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
10.08
|
7.62
|
-11.83
|
9.39
|
31.93
|
|
Peer Median
|
20.69
|
--
|
--
|
--
|
--
|
Net Margin
7.15
Lower than Peers by 12.87
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
7.15
|
4.17
|
-7.68
|
6.76
|
23.56
|
|
Peer Median
|
20.02
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
15.69
Higher than Peers by 4.65
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
15.69
|
0.11
|
-0.04
|
0.30
|
0.12
|
|
Peer Median
|
11.03
|
--
|
--
|
--
|
--
|
EBIT Growth
182.17
Higher than Peers by 194.05
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
182.17
|
171.52
|
-221.17
|
-61.81
|
-4.55
|
|
Peer Median
|
-11.87
|
--
|
--
|
--
|
--
|
Net Profit Growth
177.01
Higher than Peers by 169.95
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
177.01
|
160.26
|
-209.31
|
-62.75
|
-5.93
|
|
Peer Median
|
7.06
|
--
|
--
|
--
|
--
|
EPS Growth
170.41
Higher than Peers by 164.71
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
170.41
|
1.53
|
-2.06
|
-0.62
|
-0.03
|
|
Peer Median
|
5.70
|
--
|
--
|
--
|
--
|
Book Value Growth
-0.90
Lower than Peers by 9.62
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
-0.90
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.71
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.60
Higher than Peers by 0.39
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
0.60
|
0.84
|
1.33
|
1.32
|
1.62
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.01
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
0.01
|
--
|
0.63
|
0.23
|
0.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
32.60
Higher than Peers by 32.30
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
32.60
|
3.45
|
0.23
|
0.13
|
0.11
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
32.60
Higher than Peers by 32.25
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
32.60
|
--
|
--
|
0.11
|
0.14
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.20
Lower than Peers by 0.55
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
1.20
|
0.14
|
-0.17
|
0.18
|
1.43
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
12.52
Higher than Peers by 5.59
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
12.52
|
13.11
|
15.20
|
13.92
|
13.79
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
0.05
|
0.05
|
0.05
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
--
|
48.95
|
54.17
|
44.82
|
46.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
--
|
--
|
141.08
|
-65.62
|
-741.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
--
|
--
|
--
|
10,097.71
|
29,865.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
--
|
--
|
--
|
-10,118.51
|
-30,560.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.47
Higher than Peers by 2.63
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
15.47
|
27.71
|
-13.91
|
17.05
|
7.66
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
0.75
Lower than Peers by 0.55
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
0.75
|
0.74
|
0.60
|
0.73
|
0.87
|
|
Peer Median
|
1.31
|
--
|
--
|
--
|
--
|
Dividend Yield
5.69
Higher than Peers by 3.23
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
5.69
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
--
|
-7.14
|
3.78
|
12.26
|
9.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
524
Higher than Peers by 196
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Flushing Financial (FFIC)
|
524
|
--
|
--
|
--
|
--
|
|
Peer Median
|
328
|
--
|
--
|
--
|
--
|