Erie Indemnity Company Class A (ERIE) Key Ratios

Stock Card

$241.80

$1.40 (0.58%)

As on 11-Sep-2026 13:37EDT

Market cap

$13,219 Mln

Revenue (TTM)

$4,120 Mln

P/E Ratio

22.9

P/B Ratio

5.5

Div. Yield

2.2 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	7.68	2.84	3.71	10.74	9.88
EBIT	19.83	3.32	-1.64	17.72	14.79
Net Profit	19.82	3.21	-7.67	17.70	13.63
EPS	20.71	3.23	-5.95	18.66	14.78
Book Value	--	--	14.08	16.38	13.96

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	TTM	Dec-25	Dec-24
EBIT-Margin	17.70	11.19	17.80	17.47	18.70
Net Margin	--	10.64	14.00	--	--
Return on equity	29.25	26.54	24.29	26.19	32.89
Return on Capital	28.22	25.28	--	26.15	31.85
Return on Assets	19.75	17.25	12.70	17.92	22.40
Debt to Equity (x)	--	--	0.00	--	0.00

Profitability

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ROCE

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	--	26.15	31.85	26.66	19.86	21.90
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROE

24.29

Higher than Peers by 9.72

Profit after tax / Average Net worth * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	24.29	26.19	32.89	28.67	21.40	23.54
Peer Median	14.57	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROA

12.70

Higher than Peers by 9.74

Profit after tax / Average Total assets * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	12.70	17.92	22.40	18.94	13.32	13.67
Peer Median	2.96	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Margin

17.80

Higher than Peers by 5.42

Operating profit (EBIT) / Net Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	17.80	17.47	18.70	16.91	13.46	-10.59
Peer Median	12.38	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Margin

14.00

Higher than Peers by 3.30

Net profit / Total Income (Net sales plus other income) * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	14.00	13.75	15.82	13.65	10.51	10.78
Peer Median	10.71	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

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Revenue Growth

3.71

Lower than Peers by 6.07

Year on year growth in net sales

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	3.71	0.07	0.16	0.15	0.05	0.05
Peer Median	9.78	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Growth

-1.64

Lower than Peers by 15.67

Year on year growth in operating profit (EBIT)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	-1.64	0.11	28.40	44.62	233.60	-7.28
Peer Median	14.04	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Profit Growth

-7.67

Lower than Peers by 40.29

Year on year growth in profit after tax

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	-7.67	-6.83	34.58	49.40	0.24	1.55
Peer Median	32.62	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EPS Growth

-5.95

Lower than Peers by 37.95

Year on year growth in earnings per share

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	-5.95	-0.07	0.36	0.49	0.00	0.02
Peer Median	32.00	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Book Value Growth

12.95

Lower than Peers by 0.88

Year on year growth in book value per share

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	12.95	--	--	--	--	--
Peer Median	13.83	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

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Debt to Equity

Total debt / Net worth

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	--	--	0.00	0.07	0.08	0.07
Peer Median	0.24	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Short term debt to equity ratio

0.03

(Short term borrowings / Net worth)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	0.03	--	0.00	0.32	0.21	0.00
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Current Ratio

1.25

Lower than Peers by 0.95

Current Assets / Current Liabilities and Provisions

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	1.25	1.24	1.43	1.31	1.10	1.21
Peer Median	2.19	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Quick Ratio

1.25

Lower than Peers by 1.75

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	1.25	--	--	1.31	1.11	1.31
Peer Median	3.00	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Interest Coverage

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	--	--	--	--	190.27	-69.25
Peer Median	16.00	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

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Debtors to sales

18.63

Lower than Peers by 10.90

Debtors outstanding / Net Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	18.63	18.44	18.92	19.42	18.48	17.74
Peer Median	29.52	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Asset Turnover

0.91

Higher than Peers by 0.64

Sales / Average Total Assets

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	0.91	1.30	1.42	1.39	1.27	1.24
Peer Median	0.26	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Receivable days

Average Debtors / Sales * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	--	65.92	65.10	64.79	64.56	65.83
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Inventory Days

Average Inventory / Sales * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	--	--	--	-0.65	-5.35	-8.48
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Payable days

Average Creditors / Cost of goods sold * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	--	20.56	20.84	22.20	22.35	20.22
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Conversion Cycle

Receivable Days + Inventory Days - Payable Days

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	--	--	44.26	41.95	36.86	37.13
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

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Price / Earnings

22.94

Higher than Peers by 12.07

Current share price divided by earning per share in the last twelve months

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	22.94	27.00	35.92	39.56	43.88	33.83
Peer Median	10.87	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Price / Book Value

5.47

Higher than Peers by 3.80

Current share price divided by book value per share in the latest financial year

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	5.47	6.61	10.85	10.61	9.05	7.51
Peer Median	1.67	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Dividend Yield

2.23

Higher than Peers by 0.58

Dividend per share in the past twelve months divided by current share price

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	2.23	--	--	--	--	--
Peer Median	1.65	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EV/EBITDA

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	--	18.73	27.73	29.21	30.48	-34.77
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Market Cap

13,219

Higher than Peers by 12,541

Current Share price multiplied by latest total number of shares outstanding

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Erie Indemnity Company Class A (ERIE)	13,219	--	--	--	--	--
Peer Median	677	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly