Heartland Financial USA (HTLF) Peer Comparison

$64.67

$-1.43 (-2.16%)

As on 31-Jan-2025 16:25EDT

Market cap

$2,849 Mln

Revenue (TTM)

$894 Mln

P/E Ratio

37.3

P/B Ratio

1.4

Div. Yield

1.8 %

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	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Market cap ($ Mln)	2,849	440,823
Revenue ($ Mln)	894	195,191
Net Profit ($ Mln)	85.24	33,655.00
Net Margin (%)	9.54	17.24
RoE (%)	4.14	11.14
Price to Earnings	37.32	14.46
Price-To-Book	1.37	1.57

Income Statement ($ Mln)

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Operating Revenue	893.61	98,581.00
Cost of Revenue	-69.30	4,394.00
Gross Profit	553.28	94,187.00
Operating Expenses	327.97	65,845.00
Operating Profit (EBIT)	48.86	28,342.00
Other Income	0.00	--
Profit before Tax	105.99	28,342.00
Provision for Tax	20.75	1,827.00
Profit after Tax (Net Income)	85.24	26,515.00
Minority Interest	0.00	--
Consolidated Profit	0.00	24,866.00

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Shareholder's Funds	2,140.37	291,646.00
Minority Interest	0.00	--
Non-Current Liabilities	11,576.48	553,163.00
Current Liabilities	4,555.44	2,335,342.00
Total Liabilities	19,411.71	3,180,151.00

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Non-Current Assets	17,676.04	2,475,386.00
Current Assets	588.39	704,765.00
Total Assets	19,411.71	3,180,151.00
Total Debt*	240.98	618,189.00
Net Current Assets	0.00	--

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Cash From Operating Activities	280.31	44,982.00
Cash Flow from Investing Activities	--	-35,387.00
Cash from Financing Activities	-1,122.58	93,345.00
Net Cash Inflow / Outflow	--	-114,895.00

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
ROCE (%)	2.94	3.57
ROE (%)	4.14	9.39
ROA (%)	0.43	0.85
EBIT Margin (%)	6.76	--
Net Margin (%)	9.54	26.90
Cash Profit Margin (%)	0.00	--

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Revenue Growth (%)	22.26	0.04
EBIT Growth (%)	-83.74	--
Net Profit Growth (%)	-59.59	-3.68
EPS Growth (%)	-60.12	-0.03
Book Value Growth (%)	16.21	--

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Price / Earnings	20.13	10.24
Price / Book Value	0.83	0.93
Dividend Yield (%)	--	--
EV/EBITDA	17.82	9.27
Market Cap ($ Cr)	--	--

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Debt to Equity	0.10	2.12
Short term debt to equity ratio	0.26	1.08
Current Ratio	0.13	0.30
Quick Ratio	2.67	0.33
Interest Coverage	1.49	0.39

	Heartland Financial USA (HTLF)	Bank of America Corp (BAC)
Debtors to sales (%)	1,268.35	98.09
Asset Turnover	0.05	0.03
Receivable days	7,679.22	304.05
Inventory Days	203,522.22	-2,852.63
Payable days	-4,284.67	18,626.00
Cash Conversion Cycle	215,486.12	-21,174.59

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.