Southern Missouri Bancorp (SMBC) Key Ratios
$73.52
As on 08-Sep-2026 16:00EDT
Market cap
$817 Mln
Revenue (TTM)
$309 Mln
P/E Ratio
11.4
P/B Ratio
1.4
Div. Yield
1.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -6.64 | -6.61 | 1.31 | 15.14 | 19.02 |
| EBIT | 4.94 | 20.32 | 19.99 | 21.53 | 8.26 |
| Net Profit | 14.18 | 28.46 | 22.78 | 22.34 | 8.77 |
| EPS | 14.86 | 31.51 | 24.27 | 18.21 | 4.27 |
| Book Value | -- | -- | 11.01 | 10.73 | 11.00 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Jun-26 | Jun-25 | Jun-24 |
| EBIT-Margin
| 23.67 | 28.78 | -- | 24.24 | 23.10 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 11.56 | 12.10 | 12.65 | 11.29 | 10.74 |
| Return on Capital
| 9.01 | 9.56 | 9.95 | 8.90 | 8.19 |
| Return on Assets
| 1.24 | 1.27 | 1.40 | 1.21 | 1.12 |
| Debt to Equity (x)
| -- | -- | 0.28 | 0.26 | 0.28 |
Profitability
ROCE
9.95
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
9.95
|
8.90
|
8.19
|
7.97
|
12.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
12.65
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
12.65
|
11.29
|
10.74
|
10.23
|
15.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
1.40
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
1.40
|
1.21
|
1.12
|
1.04
|
1.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
--
|
24.24
|
23.10
|
24.41
|
43.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
22.70
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
22.70
|
19.10
|
18.37
|
19.36
|
34.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.04
--
Year on year growth in net sales
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
0.04
|
0.12
|
0.35
|
0.47
|
0.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
--
|
17.25
|
27.59
|
-17.43
|
0.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
23.19
--
Year on year growth in profit after tax
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
23.19
|
16.21
|
27.89
|
-16.82
|
-0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
0.26
--
Year on year growth in earnings per share
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
0.26
|
0.16
|
0.28
|
-0.32
|
-0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.28
--
Total debt / Net worth
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
0.28
|
0.26
|
0.28
|
0.35
|
0.19
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.03
--
(Short term borrowings / Net worth)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
0.03
|
0.03
|
0.02
|
0.11
|
0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.12
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
0.12
|
1.09
|
0.13
|
0.13
|
0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
--
|
--
|
0.12
|
0.16
|
0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
--
|
0.60
|
0.58
|
1.00
|
4.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
1,370.08
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
1,370.08
|
1,326.17
|
8.72
|
9.31
|
8.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
--
Sales / Average Total Assets
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
0.06
|
0.06
|
0.06
|
0.05
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
4,837.59
--
Average Debtors / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
4,837.59
|
2,436.17
|
28.54
|
26.97
|
27.95
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
--
|
106.15
|
-95.78
|
-258.28
|
-1,663.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
40.61
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
40.61
|
38.22
|
28.56
|
15.12
|
19.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
--
|
2,504.09
|
-95.80
|
-246.43
|
-1,654.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.68
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
11.68
|
10.59
|
10.12
|
11.06
|
8.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
1.42
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
1.42
|
1.13
|
1.04
|
0.97
|
1.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
5.32
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Southern Missouri Bancorp (SMBC)
|
5.32
|
1.26
|
2.09
|
2.07
|
2.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|