EZCORP Inc. Class A Non Voting (EZPW) Peer Comparison

$34.41

$0.51 (1.50%)

As on 27-Aug-2026 16:13EDT

Market cap

$1,980 Mln

Revenue (TTM)

$1,584 Mln

P/E Ratio

14.4

P/B Ratio

1.5

Div. Yield

0 %

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	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Market cap ($ Mln)	1,980	12,865	9,771	7,098	5,911
Revenue ($ Mln)	1,584	15,841	4,120	6,418	3,011
Net Profit ($ Mln)	158.31	1,454.00	388.15	781.00	355.45
Net Margin (%)	9.99	9.18	9.42	12.17	11.81
RoE (%)	14.10	9.38	16.88	23.02	25.09
Price to Earnings	14.45	9.95	23.42	9.31	18.90
Price-To-Book	1.52	0.97	3.84	2.18	4.23

Income Statement ($ Mln)

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Operating Revenue	1,584.46	15,841.00	4,120.34	6,418.00	3,010.90
Cost of Revenue	666.29	7,968.00	2,104.65	2,334.00	784.24
Gross Profit	746.07	6,318.00	1,891.51	2,973.00	1,579.96
Operating Expenses	697.92	6,037.00	1,351.92	2,428.00	1,396.34
Operating Profit (EBIT)	220.26	1,836.00	663.77	1,656.00	830.33
Other Income	0.00	0.00	0.00	0.00	0.00
Profit before Tax	212.93	1,836.00	527.40	1,004.00	461.93
Provision for Tax	54.14	382.00	139.25	223.00	106.47
Profit after Tax (Net Income)	158.31	1,454.00	388.15	781.00	355.45
Minority Interest	-0.78	0.00	0.00	0.00	0.00
Consolidated Profit	0.00	671.00	0.00	403.00	0.00

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Shareholder's Funds	1,164.58	15,491.00	2,321.79	3,383.00	1,497.10
Minority Interest	-0.78	0.00	0.00	0.00	0.00
Non-Current Liabilities	766.43	17,295.00	2,750.66	24,040.00	5,358.64
Current Liabilities	232.10	167,228.00	413.12	1.00	366.44
Total Liabilities	1,951.21	196,002.00	5,300.76	27,388.00	6,468.43

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Non-Current Assets	1,049.69	50,000.00	3,466.86	1,753.00	470.94
Current Assets	1,116.54	149,722.00	2,018.71	2,216.00	6,751.29
Total Assets	1,951.21	196,002.00	5,300.76	27,388.00	6,468.43
Total Debt*	810.75	22,969.00	2,703.02	22,769.00	5,045.46
Net Current Assets	884.44	0.00	0.00	0.00	6,416.36

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Cash From Operating Activities	148.99	3,628.00	585.94	3,130.00	1,819.12
Cash Flow from Investing Activities	-117.86	-5,163.00	-828.05	-3,161.00	-2,445.78
Cash from Financing Activities	274.42	1,956.00	176.41	520.00	711.82
Net Cash Inflow / Outflow	--	--	--	--	--

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
ROCE (%)	6.94	2.42	7.18	3.09	5.77
ROE (%)	14.10	9.38	16.88	23.02	25.09
ROA (%)	7.11	0.51	6.29	2.68	5.25
EBIT Margin (%)	15.10	8.20	16.24	25.74	24.65
Net Margin (%)	9.99	9.18	9.42	12.17	11.81
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Revenue Growth (%)	28.61	2.04	21.61	6.97	2.79
EBIT Growth (%)	54.54	131.96	35.05	92.09	113.46
Net Profit Growth (%)	61.37	145.61	33.03	17.80	38.74
EPS Growth (%)	61.13	145.37	34.70	19.90	43.76
Book Value Growth (%)	17.01	6.97	10.26	4.88	25.17

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Price / Earnings	14.46	16.71	21.37	10.21	13.44
Price / Book Value	1.55	0.92	3.10	2.35	3.10
Dividend Yield (%)	--	--	--	--	--
EV/EBITDA	9.29	2.74	9.75	22.79	16.30
Market Cap ($ Cr)	--	--	--	--	--

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Debt to Equity	0.45	1.10	0.00	6.73	3.35
Short term debt to equity ratio	0.06	0.38	0.05	0.00	0.02
Current Ratio	4.81	0.90	4.89	2,216.00	18.42
Quick Ratio	3.45	0.90	3.51	2,216.00	18.42
Interest Coverage	7.45	1.30	4.83	1.78	-28.08

	EZCORP Inc. Class A Non Voting (EZPW)	Ally Financial (ALLY)	FirstCash Holdings (FCFS)	OneMain Holdings (OMF)	Enova International (ENVA)
Debtors to sales (%)	30.05	890.39	24.72	0.00	206.08
Asset Turnover	0.71	0.06	0.67	0.22	0.44
Receivable days	107.77	2,074.31	91.60	1,207.54	323.12
Inventory Days	152.26	--	84.82	--	--
Payable days	15.13	4,789.18	5.95	--	16.02
Cash Conversion Cycle	244.89	--	170.47	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.