Sandy Spring Bancorp (SASR) Peer Comparison

$27.95

$0.35 (1.27%)

As on 31-Mar-2025 16:01EDT

Market cap

$1,262 Mln

Revenue (TTM)

$672 Mln

P/E Ratio

63.5

P/B Ratio

0.8

Div. Yield

4.9 %

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	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Market cap ($ Mln)	1,262	1,056	120
Revenue ($ Mln)	672	46	33
Net Profit ($ Mln)	19.94	77.19	7.02
Net Margin (%)	2.97	27.87	17.77
RoE (%)	1.27	7.90	9.93
Price to Earnings	63.52	13.86	17.10
Price-To-Book	0.81	1.05	1.63

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Operating Revenue	672.27	46.39	33.29
Cost of Revenue	--	--	0.15
Gross Profit	672.27	46.39	33.13
Operating Expenses	26.57	276.99	0.36
Operating Profit (EBIT)	645.70	-243.74	33.13
Other Income	--	--	--
Profit before Tax	48.96	97.97	8.66
Provision for Tax	29.03	20.77	1.65
Profit after Tax (Net Income)	19.94	77.19	7.02
Minority Interest	--	--	--
Consolidated Profit	--	--	--

Liabilities ($ Mln)

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Shareholder's Funds	1,558.01	1,005.43	73.74
Minority Interest	--	--	--
Non-Current Liabilities	621.40	341.56	682.43
Current Liabilities	--	13.86	--
Total Liabilities	14,127.48	8,004.78	756.17

Assets ($ Mln)

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Non-Current Assets	395.79	1,977.89	756.17
Current Assets	126.33	116.46	78.89
Total Assets	14,127.48	8,004.78	756.17
Total Debt*	621.40	341.56	50.70
Net Current Assets	--	--	--

Cashflow ($ Mln)

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Cash From Operating Activities	38.29	85.51	4.64
Cash Flow from Investing Activities	--	--	--
Cash from Financing Activities	79.67	-71.95	13.00
Net Cash Inflow / Outflow	--	--	--

Ratios

Profitability Ratios

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
ROCE (%)	0.85	6.34	5.58
ROE (%)	1.27	7.90	9.93
ROA (%)	0.14	0.96	0.94
EBIT Margin (%)	--	--	--
Net Margin (%)	2.97	166.40	21.08
Cash Profit Margin (%)	--	--	--

Growth Ratios

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Revenue Growth (%)	0.60	-0.84	0.00
EBIT Growth (%)	--	--	--
Net Profit Growth (%)	-83.77	2.30	265.85
EPS Growth (%)	-0.84	0.02	2.64
Book Value Growth (%)	--	--	--

Valuation Ratios

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Price / Earnings	76.51	14.38	16.65
Price / Book Value	0.98	1.10	1.58
Dividend Yield (%)	--	--	--
EV/EBITDA	--	--	--
Market Cap ($ Cr)	--	--	--

Solvency Ratios

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Debt to Equity	0.40	0.34	0.69
Short term debt to equity ratio	--	--	--
Current Ratio	--	8.40	--
Quick Ratio	--	--	--
Interest Coverage	--	--	--

Operating Efficiency Ratios

	Sandy Spring Bancorp (SASR)	First Bancshares (FBMS)	Village Bank and Trust Financial (VBFC)
Debtors to sales (%)	6.79	73.29	10.54
Asset Turnover	0.05	0.01	0.04
Receivable days	25.05	264.94	40.24
Inventory Days	--	--	135,475.19
Payable days	--	--	807.20
Cash Conversion Cycle	--	--	134,708.23

Annual
Quarterly