Market cap
$859 Mln
Revenue (TTM)
$963 Mln
P/E Ratio
12.1
P/B Ratio
1.3
Div. Yield
3.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.17 | -2.44 | -3.10 | 2.66 | 3.86 |
| EBIT | 92.89 | 34.31 | -13.54 | 664.74 | 6.07 |
| Net Profit | 93.78 | 32.25 | -14.17 | 515.85 | 6.01 |
| EPS | 124.38 | 50.68 | -7.94 | 697.46 | 4.67 |
| Book Value | -- | -- | 22.19 | 10.80 | 3.21 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 5.71 | 4.12 | 9.24 | 10.12 | 6.39 |
| Net Margin
| -- | -- | 7.38 | -- | -- |
| Return on equity
| 8.07 | 5.73 | 10.88 | 13.38 | 9.92 |
| Return on Capital
| 7.59 | 5.34 | -- | 12.63 | 9.29 |
| Return on Assets
| 1.92 | 1.36 | 1.89 | 3.36 | 2.21 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.05 | 0.06 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
--
|
12.63
|
9.29
|
0.86
|
-0.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.88
Lower than Peers by 3.69
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
10.88
|
13.38
|
9.92
|
0.92
|
-0.39
|
|
Peer Median
|
14.57
|
--
|
--
|
--
|
--
|
ROA
1.89
Lower than Peers by 1.07
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
1.89
|
3.36
|
2.21
|
0.20
|
-0.09
|
|
Peer Median
|
2.96
|
--
|
--
|
--
|
--
|
EBIT Margin
9.24
Lower than Peers by 3.14
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
9.24
|
10.12
|
6.39
|
0.61
|
-0.36
|
|
Peer Median
|
12.38
|
--
|
--
|
--
|
--
|
Net Margin
7.38
Lower than Peers by 3.33
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
7.38
|
8.11
|
5.14
|
0.48
|
-0.23
|
|
Peer Median
|
10.71
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-3.10
Lower than Peers by 12.88
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
-3.10
|
-0.01
|
0.07
|
0.09
|
0.04
|
|
Peer Median
|
9.78
|
--
|
--
|
--
|
--
|
EBIT Growth
-13.54
Lower than Peers by 27.58
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
-13.54
|
56.35
|
1,013.53
|
288.34
|
-109.66
|
|
Peer Median
|
14.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
-14.17
Lower than Peers by 46.79
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
-14.17
|
55.99
|
1,049.30
|
325.86
|
-107.76
|
|
Peer Median
|
32.62
|
--
|
--
|
--
|
--
|
EPS Growth
-7.94
Lower than Peers by 39.94
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
-7.94
|
0.62
|
10.57
|
3.21
|
-1.07
|
|
Peer Median
|
32.00
|
--
|
--
|
--
|
--
|
Book Value Growth
25.30
Higher than Peers by 11.47
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
25.30
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.83
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
--
|
0.05
|
0.06
|
0.07
|
0.07
|
|
Peer Median
|
0.24
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.05
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
0.05
|
0.05
|
0.06
|
0.07
|
0.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.74
Lower than Peers by 1.45
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
0.74
|
0.74
|
0.84
|
0.82
|
0.81
|
|
Peer Median
|
2.19
|
--
|
--
|
--
|
--
|
Quick Ratio
0.74
Lower than Peers by 2.25
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
0.74
|
--
|
--
|
280.51
|
0.93
|
|
Peer Median
|
3.00
|
--
|
--
|
--
|
--
|
Interest Coverage
65.92
Higher than Peers by 49.92
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
65.92
|
73.26
|
66.90
|
9.17
|
-4.86
|
|
Peer Median
|
16.00
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
67.52
Higher than Peers by 38.00
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
67.52
|
61.11
|
62.72
|
69.28
|
76.36
|
|
Peer Median
|
29.52
|
--
|
--
|
--
|
--
|
Asset Turnover
0.26
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
0.26
|
0.41
|
0.43
|
0.41
|
0.38
|
|
Peer Median
|
0.26
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
--
|
227.49
|
233.10
|
254.09
|
281.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
--
|
--
|
-237,723.24
|
5,681,333,576,166.96
|
-139.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
--
|
1.99
|
3.13
|
-139,877,053.13
|
1.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
--
|
--
|
-237,493.27
|
5,681,473,453,474.18
|
139.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.07
Higher than Peers by 1.19
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
12.07
|
7.08
|
9.18
|
109.34
|
-270.94
|
|
Peer Median
|
10.88
|
--
|
--
|
--
|
--
|
Price / Book Value
1.29
Lower than Peers by 0.45
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
1.29
|
0.88
|
0.86
|
1.01
|
1.10
|
|
Peer Median
|
1.74
|
--
|
--
|
--
|
--
|
Dividend Yield
3.19
Higher than Peers by 1.48
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
3.19
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.71
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
--
|
0.74
|
-2.88
|
-12.64
|
-22.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
859
Higher than Peers by 184
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Donegal Group B Inc (DGICB)
|
859
|
--
|
--
|
--
|
--
|
|
Peer Median
|
675
|
--
|
--
|
--
|
--
|