Market cap
$3,784 Mln
Revenue (TTM)
$1,264 Mln
P/E Ratio
11.8
P/B Ratio
1.1
Div. Yield
0.8 %
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
3,784 | 10,840 | 4,367 | 3,189 | 2,545 |
Revenue ($ Mln) |
1,264 | 4,143 | 878 | 1,372 | 1,032 |
Net Profit ($ Mln) |
326.84 | 712.00 | 291.06 | 260.43 | 233.35 |
Net Margin (%) |
25.85 | 17.19 | 33.16 | 18.97 | 22.62 |
RoE (%) |
9.35 | 7.78 | 15.41 | 7.67 | 11.94 |
Price to Earnings |
11.76 | 16.58 | 15.71 | -- | 11.34 |
Price-To-Book |
1.08 | 1.29 | 2.29 | 0.95 | 1.36 |
Income Statement ($ Mln)
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
1,264.21 | 4,143.00 | 877.74 | 1,372.47 | 1,031.62 |
|
Cost of Revenue
|
331.45 | 1,090.00 | 207.75 | 471.72 | 347.24 |
|
Gross Profit
|
792.88 | 3,356.00 | 593.11 | 36.36 | 516.73 |
|
Operating Expenses
|
575.98 | 2,109.00 | 314.09 | 609.88 | 390.23 |
|
Operating Profit (EBIT)
|
356.79 | 944.00 | 355.91 | 290.88 | 294.16 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
422.94 | 929.00 | 355.91 | 320.45 | 294.16 |
|
Provision for Tax
|
96.10 | 202.00 | 64.85 | 60.03 | 60.79 |
|
Profit after Tax (Net Income)
|
326.84 | 712.00 | 291.06 | 260.43 | 233.35 |
|
Minority Interest
|
0.00 | -12.00 | 0.00 | 0.00 | -0.02 |
|
Consolidated Profit
|
0.00 | 257.00 | 0.00 | 0.00 | 114.50 |
Liabilities ($ Mln)
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
3,452.34 | 8,830.00 | 1,832.56 | 3,349.80 | 1,933.65 |
|
Minority Interest
|
0.00 | -12.00 | 0.00 | 0.00 | -0.02 |
|
Non-Current Liabilities
|
915.09 | 72,389.00 | -43.09 | 2,009.09 | 15,160.25 |
|
Current Liabilities
|
20,644.67 | 2,804.00 | 43.09 | 18,715.59 | 0.00 |
|
Total Liabilities
|
24,912.90 | 83,876.00 | 15,446.48 | 24,540.88 | 16,300.29 |
Assets ($ Mln)
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
20,836.29 | 83,388.00 | 14,984.05 | 20,441.61 | 657.15 |
|
Current Assets
|
4,175.81 | 930.00 | 178.82 | 3,632.87 | 1,756.31 |
|
Total Assets
|
24,912.90 | 83,876.00 | 15,446.48 | 24,540.88 | 16,300.29 |
|
Total Debt*
|
627.15 | 4,123.00 | 64.94 | 1,767.08 | 321.61 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
251.16 | 988.00 | 320.58 | 461.19 | 155.86 |
|
Cash Flow from Investing Activities
|
5.05 | -1,454.00 | -1,037.36 | 1,560.47 | -32.48 |
|
Cash from Financing Activities
|
295.80 | 524.00 | 1,031.35 | -1,997.13 | -9.98 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
5.03 | 7.33 | 13.55 | -9.10 | 6.06 |
|
ROE (%)
|
9.35 | 7.78 | 15.41 | 7.67 | 11.94 |
|
ROA (%)
|
1.18 | 0.80 | 1.72 | 0.95 | 1.23 |
|
EBIT Margin (%)
|
18.96 | 25.13 | 19.97 | 17.04 | 21.05 |
|
Net Margin (%)
|
25.85 | 17.19 | 33.16 | 18.97 | 22.62 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
17.63 | -13.53 | 9.32 | 119.40 | 25.15 |
|
EBIT Growth (%)
|
4.11 | -9.32 | -40.79 | 141.21 | 82.74 |
|
Net Profit Growth (%)
|
81.76 | -19.73 | 19.98 | 160.95 | 125.40 |
|
EPS Growth (%)
|
64.59 | -14.88 | 19.51 | 161.11 | 110.45 |
|
Book Value Growth (%)
|
2.90 | 6.16 | -0.05 | -3.16 | 4.89 |
Valuation Ratios
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
17.63 | 12.06 | 16.90 | -6.89 | 24.15 |
|
Price / Book Value
|
1.01 | 1.34 | 2.24 | 0.80 | 1.52 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
13.86 | 8.78 | -7.07 | 0.56 | 10.84 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
0.03 | 0.32 | 0.02 | 0.03 | 0.00 |
|
Current Ratio
|
0.20 | 0.33 | 4.15 | 0.19 | 0.12 |
|
Quick Ratio
|
0.20 | 0.33 | 4.15 | 0.19 | -- |
|
Interest Coverage
|
2.30 | 1.65 | 2.79 | 1.75 | 1.89 |
Operating Efficiency Ratios
| Independent Bank (INDB) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Simmons First National Corporation Class A (SFNC) | FB Financial Corp (FBK) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 0.00 | 8.02 | 5.85 |
|
Asset Turnover
|
0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
|
Receivable days
|
2.82 | 4,646.62 | 3,561.72 | 66.23 | 35.61 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
-- | 15,129.51 | 20,948.46 | -- | 23.13 |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |