First of Long Island Corp (FLIC) Key Ratios
$11.87
As on 30-May-2025 16:04EDT
Market cap
$269 Mln
Revenue (TTM)
$178 Mln
P/E Ratio
16.5
P/B Ratio
0.7
Div. Yield
7.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -3.26 | -3.25 | 4.17 | 9.46 | 3.01 |
| EBIT | 42.86 | -10.28 | -39.86 | -33.18 | -19.24 |
| Net Profit | 15.78 | -15.31 | -32.22 | -27.99 | -16.28 |
| EPS | 16.09 | -15.75 | -32.31 | -27.00 | -14.96 |
| Book Value | -- | -- | -0.61 | -1.73 | 0.77 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-24 | Dec-23 |
| EBIT-Margin
| 22.43 | 28.14 | 9.15 | 9.35 | 18.24 |
| Net Margin
| -- | -- | 9.21 | -- | -- |
| Return on equity
| 7.87 | 8.89 | 4.25 | 4.50 | 7.05 |
| Return on Capital
| 3.50 | 4.27 | -- | 1.91 | 2.84 |
| Return on Assets
| 0.72 | 0.84 | 0.34 | 0.41 | 0.62 |
| Debt to Equity (x)
| -- | -- | 0.94 | 1.21 | 1.49 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
--
|
1.91
|
2.84
|
5.73
|
5.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.25
Lower than Peers by 5.69
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
4.25
|
4.50
|
7.05
|
12.06
|
10.50
|
|
Peer Median
|
9.95
|
--
|
--
|
--
|
--
|
ROA
0.34
Lower than Peers by 0.64
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
0.34
|
0.41
|
0.62
|
1.12
|
1.06
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EBIT Margin
9.15
Lower than Peers by 12.05
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
9.15
|
9.35
|
18.24
|
39.71
|
39.33
|
|
Peer Median
|
21.20
|
--
|
--
|
--
|
--
|
Net Margin
9.21
Lower than Peers by 11.31
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
9.21
|
9.52
|
16.24
|
32.01
|
31.79
|
|
Peer Median
|
20.53
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
4.17
Lower than Peers by 6.75
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
4.17
|
0.11
|
0.10
|
0.08
|
-0.07
|
|
Peer Median
|
10.92
|
--
|
--
|
--
|
--
|
EBIT Growth
-39.86
Lower than Peers by 28.32
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
-39.86
|
-43.11
|
-49.38
|
9.21
|
7.63
|
|
Peer Median
|
-11.54
|
--
|
--
|
--
|
--
|
Net Profit Growth
-32.22
Lower than Peers by 38.82
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
-32.22
|
-34.92
|
-44.09
|
8.92
|
4.58
|
|
Peer Median
|
6.59
|
--
|
--
|
--
|
--
|
EPS Growth
-32.31
Lower than Peers by 37.62
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
-32.31
|
-0.35
|
-0.44
|
0.13
|
0.06
|
|
Peer Median
|
5.32
|
--
|
--
|
--
|
--
|
Book Value Growth
0.99
Lower than Peers by 7.83
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
0.99
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.82
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.94
Higher than Peers by 0.74
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
0.94
|
1.21
|
1.49
|
1.47
|
0.78
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
--
|
--
|
0.18
|
0.34
|
0.30
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.13
Lower than Peers by 0.15
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
0.13
|
0.13
|
0.23
|
-6.59
|
0.23
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Quick Ratio
0.13
Lower than Peers by 0.20
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
0.13
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.34
|
--
|
--
|
--
|
--
|
Interest Coverage
1.18
Lower than Peers by 0.60
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
1.18
|
0.18
|
0.43
|
3.15
|
3.30
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
--
|
7.47
|
--
|
--
|
--
|
|
Peer Median
|
7.03
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
0.04
|
0.04
|
0.04
|
0.04
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
--
|
27.30
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
--
|
--
|
82.61
|
29,204.30
|
44,873.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
16.49
Higher than Peers by 3.59
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
16.49
|
15.58
|
11.46
|
8.70
|
11.82
|
|
Peer Median
|
12.90
|
--
|
--
|
--
|
--
|
Price / Book Value
0.70
Lower than Peers by 0.63
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
0.70
|
0.70
|
0.79
|
1.12
|
1.23
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
7.08
Higher than Peers by 4.66
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
7.08
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.42
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
--
|
13.08
|
3.16
|
3.05
|
0.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
269
Lower than Peers by 22
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
First of Long Island Corp (FLIC)
|
269
|
--
|
--
|
--
|
--
|
|
Peer Median
|
292
|
--
|
--
|
--
|
--
|