Market cap
$2,046 Mln
Revenue (TTM)
$380 Mln
P/E Ratio
15.9
P/B Ratio
2.5
Div. Yield
2.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -18.48 | -17.34 | -0.18 | 7.42 | 10.58 |
| EBIT | 5.24 | 0.39 | 10.28 | 4.78 | 9.55 |
| Net Profit | 4.93 | -0.27 | 7.85 | 4.61 | 9.35 |
| EPS | 6.51 | 2.63 | 10.24 | 5.99 | 11.48 |
| Book Value | -- | -- | 13.37 | 12.98 | 4.81 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 41.06 | 44.32 | 43.47 | 41.46 | 38.93 |
| Net Margin
| -- | -- | 34.71 | -- | -- |
| Return on equity
| 17.27 | 16.15 | 16.28 | 16.94 | 16.64 |
| Return on Capital
| 10.65 | 10.35 | -- | 10.30 | 10.10 |
| Return on Assets
| 1.91 | 1.79 | 1.62 | 1.98 | 1.85 |
| Debt to Equity (x)
| -- | -- | 0.19 | 0.64 | 0.65 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
--
|
10.30
|
10.10
|
11.55
|
10.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
16.28
Higher than Peers by 6.43
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
16.28
|
16.94
|
16.64
|
18.23
|
16.22
|
|
Peer Median
|
9.86
|
--
|
--
|
--
|
--
|
ROA
1.62
Higher than Peers by 0.66
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
1.62
|
1.98
|
1.85
|
1.90
|
1.72
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
43.47
Higher than Peers by 22.78
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
43.47
|
41.46
|
38.93
|
42.79
|
49.79
|
|
Peer Median
|
20.69
|
--
|
--
|
--
|
--
|
Net Margin
34.71
Higher than Peers by 14.68
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
34.71
|
33.28
|
31.54
|
34.20
|
39.91
|
|
Peer Median
|
20.02
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.18
Lower than Peers by 11.22
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
-0.18
|
0.06
|
0.11
|
0.31
|
0.12
|
|
Peer Median
|
11.03
|
--
|
--
|
--
|
--
|
EBIT Growth
10.28
Higher than Peers by 22.16
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
10.28
|
12.49
|
0.99
|
12.39
|
14.52
|
|
Peer Median
|
-11.87
|
--
|
--
|
--
|
--
|
Net Profit Growth
7.85
Higher than Peers by 0.80
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
7.85
|
11.43
|
2.39
|
12.04
|
15.88
|
|
Peer Median
|
7.06
|
--
|
--
|
--
|
--
|
EPS Growth
10.24
Higher than Peers by 4.54
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
10.24
|
0.14
|
0.03
|
0.12
|
0.18
|
|
Peer Median
|
5.70
|
--
|
--
|
--
|
--
|
Book Value Growth
8.93
Higher than Peers by 0.22
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
8.93
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.71
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.19
Lower than Peers by 0.02
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
0.19
|
0.64
|
0.65
|
0.64
|
0.50
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.47
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
0.47
|
0.45
|
0.45
|
0.49
|
0.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.31
Higher than Peers by 0.01
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
0.31
|
0.18
|
0.05
|
0.29
|
0.33
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.31
Lower than Peers by 0.04
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
0.31
|
--
|
--
|
0.27
|
0.38
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
3.04
Higher than Peers by 1.29
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
3.04
|
1.92
|
1.68
|
2.75
|
13.19
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
5.61
Lower than Peers by 1.32
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
5.61
|
5.28
|
5.56
|
6.07
|
7.15
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Lower than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
0.05
|
0.06
|
0.06
|
0.06
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
--
|
19.27
|
20.14
|
21.07
|
24.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
--
|
--
|
426.38
|
-384.79
|
-15,699.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
--
|
--
|
--
|
32,184.68
|
176,606.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
--
|
--
|
--
|
-32,548.40
|
-192,281.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.87
Higher than Peers by 3.03
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
15.87
|
13.12
|
14.87
|
14.25
|
13.48
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
2.50
Higher than Peers by 1.20
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
2.50
|
2.11
|
2.38
|
2.41
|
2.38
|
|
Peer Median
|
1.31
|
--
|
--
|
--
|
--
|
Dividend Yield
2.40
Lower than Peers by 0.06
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
2.40
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
--
|
7.30
|
12.53
|
3.71
|
-0.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,046
Higher than Peers by 1,718
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
City Holding (CHCO)
|
2,046
|
--
|
--
|
--
|
--
|
|
Peer Median
|
328
|
--
|
--
|
--
|
--
|