ConnectOne Bancorp (CNOB) Financials

$31.86

$-0.45 (-1.39%)

As on 08-Sep-2026 16:00EDT

Market cap

$1,626 Mln

Revenue (TTM)

$612 Mln

P/E Ratio

10

P/B Ratio

1.1

Div. Yield

2.3 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	612.30	606.47	534.62	504.07	386.99	316.76
Cost of Revenue	334.82	338.62	284.35	243.16	89.38	33.36
Gross Profit	277.48	267.86	250.27	260.91	297.61	283.40
Operating Expenses	166.85	155.11	151.80	143.95	126.39	108.34
Operating Profit (EBIT)	110.62	112.74	98.47	116.96	171.22	175.06
Other Income	--	--	--	--	--	--
Profit before Tax	221.00	112.74	98.47	116.96	171.22	175.06
Provision for Tax	61.02	32.30	24.67	29.96	46.01	44.71
Profit after Tax (Net Income)	159.98	80.44	73.79	87.00	125.21	130.35
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	119.17	128.64

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	1,626.53	1,573.34	1,241.70	1,216.62	1,178.75	1,124.21
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	12,752.41	12,396.91	157.25	221.78	279.58	672.32
Current Liabilities	32.93	32.45	8,480.64	8,417.20	8,186.62	6,332.95
Total Liabilities	14,444.79	14,002.70	9,879.60	9,855.60	9,644.95	8,129.48

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	12,087.47	365.05	9,473.40	8,946.62	8,695.69	7,295.29
Current Assets	1,280.37	12,703.08	406.20	908.98	949.26	834.20
Total Assets	15,692.24	14,002.70	9,879.60	9,855.60	9,644.95	8,129.48
Total Debt*	32.93	1,170.25	783.51	1,026.19	1,022.27	633.56
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	106.40	60.70	92.89	176.78	202.27
Cash Flow from Investing Activities	--	-186.16	55.15	-248.04	-1,543.23	-689.86
Cash from Financing Activities	--	104.17	-2.08	129.55	1,369.23	449.37
Net Cash Inflow / Outflow	--	--	--	--	2.78	-38.22

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	3.33	1.60	1.92	2.25	3.18	3.12
Cash EPS ($)	--	1.87	2.06	2.40	3.22	3.16
Adjusted Book Value ($)	--	31.21	32.23	31.48	29.93	26.88
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	2.11	1.58	2.40	4.49	4.84
Free Cash Flow per Share ($)	--	2.00	1.48	2.21	4.41	4.77

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	3.37	3.46	3.92	6.33	7.85
ROE (%)	10.00	5.72	6.00	7.26	10.87	12.78
ROA (%)	1.03	0.67	0.75	0.89	1.41	1.66
EBIT Margin (%)	18.07	18.59	18.42	23.20	44.25	55.27
Net Margin (%)	26.13	13.26	13.80	17.26	32.36	41.15
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	11.89	0.13	0.06	0.30	0.22	-0.02
EBIT Growth (%)	113.95	14.50	-15.81	-31.69	-2.19	93.67
Net Profit Growth (%)	326.84	9.01	-15.18	-30.51	-3.94	82.85
EPS Growth (%)	227.11	-0.17	-0.15	-0.29	0.02	0.75
Book Value Growth (%)	-9.07	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	10.03	16.43	11.96	10.18	7.61	10.49
Price / Book Value	1.05	0.84	0.71	0.73	0.81	1.22
Dividend Yield (%)	2.34	--	--	--	--	--
EV/EBITDA	--	9.06	12.54	8.56	6.07	6.65
Close Price ($)	33.44	26.22	22.91	22.91	24.21	32.71
High Price ($)	33.66	28.47	29.31	26.12	37.00	35.50
Low Price ($)	22.07	20.61	17.07	13.11	22.55	19.25
Market Cap ($ Cr)	1,625.83	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.12	0.74	0.63	0.84	0.87	0.56
Short term debt to equity ratio	0.02	0.02	0.53	0.72	0.70	0.35
Current Ratio	38.88	391.51	0.05	0.11	0.12	0.13
Quick Ratio	38.88	--	--	1.18	0.15	0.18
Interest Coverage	1.69	0.39	0.36	0.50	2.39	4.50

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	10.05	1,873.08	8.51	9.74	11.90	10.78
Asset Turnover	0.04	0.05	0.05	0.05	0.04	0.04
Receivable days	--	3,434.42	32.32	34.48	37.85	40.05
Inventory Days	--	--	-11,548.76	-6,988.91	-1,255.27	-3,496.81
Payable days	--	--	--	11,050.41	27,972.06	67,291.93
Cash Conversion Cycle	--	--	--	-18,004.84	-29,189.47	-70,748.69

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.