First Commonwealth Financial (FCF) Key Ratios
$21.04
As on 02-Sep-2026 14:43EDT
Market cap
$2,131 Mln
Revenue (TTM)
$622 Mln
P/E Ratio
12.9
P/B Ratio
1.4
Div. Yield
2.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -62.63 | -63.51 | -12.03 | 5.81 | 9.26 |
| EBIT | -196.54 | -208.40 | -30.53 | -13.22 | -3.85 |
| Net Profit | 18.75 | 33.49 | 25.60 | 5.66 | 8.06 |
| EPS | 19.25 | 36.06 | 24.80 | 3.89 | 6.64 |
| Book Value | -- | -- | 8.83 | 10.05 | 6.22 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 28.07 | 32.94 | 18.78 | 27.19 | 25.49 |
| Net Margin
| -- | -- | 27.04 | -- | -- |
| Return on equity
| 11.35 | 11.72 | 10.78 | 10.29 | 10.49 |
| Return on Capital
| 8.00 | 8.43 | -- | 8.11 | 7.41 |
| Return on Assets
| 1.33 | 1.36 | 1.23 | 1.27 | 1.24 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.29 | 0.24 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
--
|
8.11
|
7.41
|
8.48
|
8.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.78
Higher than Peers by 0.91
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
10.78
|
10.29
|
10.49
|
13.27
|
11.86
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.23
Higher than Peers by 0.27
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
1.23
|
1.27
|
1.24
|
1.48
|
1.32
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
18.78
Lower than Peers by 2.02
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
18.78
|
27.19
|
25.49
|
31.53
|
37.37
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
27.04
Higher than Peers by 7.01
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
27.04
|
20.88
|
20.38
|
25.07
|
29.90
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-12.03
Lower than Peers by 23.13
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
-12.03
|
0.04
|
0.12
|
0.46
|
0.07
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-30.53
Lower than Peers by 19.03
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
-30.53
|
11.24
|
-9.74
|
23.33
|
-7.31
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
25.60
Higher than Peers by 18.32
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
25.60
|
6.82
|
-9.23
|
22.53
|
-7.29
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
24.80
Higher than Peers by 19.02
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
24.80
|
0.05
|
-0.09
|
0.12
|
-0.06
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
5.37
Lower than Peers by 3.40
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
5.37
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
--
|
0.29
|
0.24
|
0.60
|
0.53
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.09
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
0.09
|
0.18
|
0.06
|
0.45
|
0.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.17
Lower than Peers by 0.13
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
0.17
|
0.37
|
0.13
|
0.12
|
0.11
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.17
Lower than Peers by 0.19
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
0.17
|
--
|
--
|
--
|
0.11
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.07
Higher than Peers by 0.32
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
2.07
|
0.96
|
0.80
|
1.37
|
9.03
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Lower than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
0.05
|
0.06
|
0.06
|
0.06
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
--
|
--
|
--
|
1.23
|
7.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
--
|
--
|
--
|
18,374.32
|
75,179.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.86
Higher than Peers by 0.07
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
12.86
|
11.47
|
12.10
|
10.05
|
10.19
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.37
Higher than Peers by 0.05
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
1.37
|
1.12
|
1.23
|
1.20
|
1.24
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.59
Higher than Peers by 0.11
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
2.59
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
--
|
5.10
|
4.28
|
5.93
|
5.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,131
Higher than Peers by 1,817
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Commonwealth Financial (FCF)
|
2,131
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|