Market cap
$453 Mln
Revenue (TTM)
$159 Mln
P/E Ratio
12.9
P/B Ratio
1.2
Div. Yield
2.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -84.89 | -83.16 | -12.90 | 3.90 | 10.91 |
| EBIT | -200.00 | -204.41 | -45.96 | -10.04 | -3.27 |
| Net Profit | 32.34 | 36.09 | 18.34 | 15.66 | 14.11 |
| EPS | 32.53 | 12.25 | 4.67 | 11.19 | -1.50 |
| Book Value | -- | -- | 26.56 | 15.40 | 5.70 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 17.51 | 18.45 | 11.63 | 18.83 | 16.74 |
| Net Margin
| -- | -- | 20.59 | -- | -- |
| Return on equity
| 8.85 | 9.11 | 8.55 | 8.63 | 8.95 |
| Return on Capital
| 4.75 | 5.15 | -- | 4.87 | 4.68 |
| Return on Assets
| 0.78 | 0.77 | 0.91 | 0.83 | 0.77 |
| Debt to Equity (x)
| -- | -- | 0.60 | 0.69 | 0.89 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
--
|
4.87
|
4.68
|
4.69
|
5.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
8.55
Lower than Peers by 1.32
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
8.55
|
8.63
|
8.95
|
8.96
|
8.72
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.91
Lower than Peers by 0.05
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
0.91
|
0.83
|
0.77
|
0.73
|
0.69
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
11.63
Lower than Peers by 9.17
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
11.63
|
18.83
|
16.74
|
16.95
|
18.06
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
20.59
Higher than Peers by 0.55
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
20.59
|
15.18
|
13.51
|
13.55
|
15.44
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-12.90
Lower than Peers by 24.01
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
-12.90
|
0.05
|
0.10
|
0.27
|
0.18
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-45.96
Lower than Peers by 34.47
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
-45.96
|
18.52
|
8.65
|
19.08
|
-1.30
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
18.34
Higher than Peers by 11.07
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
18.34
|
18.37
|
9.75
|
11.28
|
4.73
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
4.67
Lower than Peers by 1.12
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
4.67
|
0.11
|
0.10
|
0.12
|
-0.19
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
9.46
Higher than Peers by 0.69
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
9.46
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.60
Higher than Peers by 0.39
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
0.60
|
0.69
|
0.89
|
0.94
|
0.88
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.60
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
0.60
|
0.23
|
--
|
0.28
|
0.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.42
Higher than Peers by 0.12
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
0.42
|
0.08
|
0.03
|
0.17
|
0.18
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.42
Higher than Peers by 0.06
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
0.42
|
--
|
--
|
--
|
0.18
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.68
Lower than Peers by 0.07
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
1.68
|
0.60
|
0.48
|
0.58
|
2.10
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
9.44
Higher than Peers by 2.54
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
9.44
|
8.27
|
--
|
--
|
--
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
0.04
|
0.05
|
0.06
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
--
|
30.22
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
--
|
--
|
--
|
4.73
|
11.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
--
|
--
|
--
|
18,098.28
|
62,422.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.86
Higher than Peers by 0.07
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
12.86
|
11.81
|
11.88
|
10.74
|
11.45
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.16
Lower than Peers by 0.17
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
1.16
|
0.89
|
1.02
|
0.92
|
0.97
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.21
Lower than Peers by 0.27
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
2.21
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
--
|
9.66
|
12.38
|
1.10
|
-0.76
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
453
Higher than Peers by 139
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Colony Bankcorp (CBAN)
|
453
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|