TriCo Bancshares (TCBK) Financials

$53.53

$-0.14 (-0.26%)

As on 11-Sep-2026 16:01EDT

Market cap

$1,711 Mln

Revenue (TTM)

$546 Mln

P/E Ratio

12.8

P/B Ratio

1.3

Div. Yield

2.7 %

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	545.80	533.31	523.97	492.81	412.05	334.90
Cost of Revenue	118.96	128.79	141.84	105.67	28.00	-1.27
Gross Profit	426.85	404.52	382.13	387.14	384.05	336.17
Operating Expenses	238.62	235.36	227.03	226.24	210.14	172.47
Operating Profit (EBIT)	188.22	169.24	155.12	160.93	173.91	163.70
Other Income	--	--	--	--	--	--
Profit before Tax	185.22	166.16	155.10	160.91	173.91	163.70
Provision for Tax	49.71	44.60	40.24	43.52	48.49	46.05
Profit after Tax (Net Income)	135.51	121.56	114.87	117.39	125.42	117.66
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	125.42	117.66

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	1,343.59	1,328.00	1,220.91	1,159.68	1,046.42	1,000.18
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	8,587.17	221.37	353.74	875.34	8,855.57	134.45
Current Liabilities	13.57	8,272.70	8,099.08	7,875.07	29.00	51.02
Total Liabilities	9,944.34	9,822.06	9,673.73	9,910.09	9,930.99	8,614.79

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	9,792.03	9,631.40	9,479.32	7,613.87	393.44	2,748.23
Current Assets	138.73	190.67	194.41	2,296.22	130.78	3,002.22
Total Assets	10,069.49	9,822.06	9,673.73	9,910.09	9,930.99	8,614.79
Total Debt*	77.06	80.23	216.24	794.52	413.55	158.25
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	133.29	109.71	138.89	162.90	132.21
Cash Flow from Investing Activities	--	-82.63	285.00	28.57	-723.22	-883.81
Cash from Financing Activities	--	-38.60	-348.45	-175.98	-100.86	850.47
Net Cash Inflow / Outflow	--	--	--	--	-661.19	98.87

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	4.17	3.73	3.46	3.52	3.75	3.94
Cash EPS ($)	4.17	4.17	3.95	4.10	4.30	4.52
Adjusted Book Value ($)	42.03	40.70	36.82	34.77	31.27	33.48
Dividend per Share ($)	2.70	--	--	--	--	--
Cash Flow per Share ($)	--	4.08	3.31	4.16	4.87	4.43
Free Cash Flow per Share ($)	--	3.92	3.17	4.02	4.76	4.32

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	8.54	6.77	6.88	9.58	10.59
ROE (%)	10.14	9.54	9.65	10.64	12.26	12.22
ROA (%)	1.33	1.25	1.17	1.18	1.35	1.45
EBIT Margin (%)	26.00	31.73	29.60	32.65	42.21	48.88
Net Margin (%)	24.83	22.79	21.92	23.82	30.44	35.13
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	4.28	0.02	0.06	0.20	0.23	0.06
EBIT Growth (%)	-6.26	9.12	-3.61	-7.48	6.23	87.27
Net Profit Growth (%)	21.00	5.82	-2.15	-6.40	6.60	81.53
EPS Growth (%)	23.35	0.08	-0.02	-0.06	-0.05	0.81
Book Value Growth (%)	8.80	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	12.84	12.72	12.62	12.21	13.61	10.91
Price / Book Value	1.28	1.16	1.19	1.24	1.63	1.28
Dividend Yield (%)	2.70	--	--	--	--	--
EV/EBITDA	--	8.04	8.84	-0.13	-2.30	-8.50
Close Price ($)	53.85	47.37	43.70	42.97	50.99	42.96
High Price ($)	54.17	50.61	51.06	52.66	58.62	51.66
Low Price ($)	39.69	35.20	31.73	28.66	37.41	34.43
Market Cap ($ Cr)	1,711.17	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	0.04	0.06	0.18	0.69	0.40	0.16
Short term debt to equity ratio	--	--	0.08	0.03	0.05	0.05
Current Ratio	10.22	0.02	0.02	0.29	4.51	58.85
Quick Ratio	10.22	--	--	0.28	4.39	74.29
Interest Coverage	2.65	1.41	1.15	1.97	18.25	29.72

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	6.14	6.31	7.94	9.14	9.61	7.72
Asset Turnover	0.05	0.05	0.05	0.05	0.04	0.04
Receivable days	--	25.77	30.20	31.35	29.01	27.08
Inventory Days	--	--	159.49	112.98	-5,115.47	212,932.97
Payable days	--	28.78	25.68	16.61	13.66	-330.08
Cash Conversion Cycle	--	--	164.00	127.72	-5,100.13	213,290.12

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)