CVB Financial Corporation (CVBF) Key Ratios
$22.66
As on 04-Sep-2026 13:35EDT
Market cap
$3,905 Mln
Revenue (TTM)
$706 Mln
P/E Ratio
15.4
P/B Ratio
1.2
Div. Yield
3.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 36.42 | 37.86 | 11.69 | 4.46 | 8.20 |
| EBIT | -5.11 | -5.45 | 1.09 | -6.89 | -1.49 |
| Net Profit | -5.37 | -4.55 | 1.54 | -5.59 | -0.48 |
| EPS | -5.37 | -2.06 | 3.42 | -5.01 | -0.65 |
| Book Value | -- | -- | 7.10 | 6.51 | 2.61 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 44.12 | 50.88 | 39.23 | 43.78 | 41.18 |
| Net Margin
| -- | -- | 29.31 | -- | -- |
| Return on equity
| 9.92 | 10.37 | 7.57 | 9.34 | 9.41 |
| Return on Capital
| 5.92 | 7.29 | -- | 6.71 | 5.45 |
| Return on Assets
| 1.34 | 1.37 | 0.93 | 1.36 | 1.29 |
| Debt to Equity (x)
| -- | -- | 0.01 | 0.43 | 0.35 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
--
|
6.71
|
5.45
|
5.59
|
8.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.57
Lower than Peers by 2.30
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
7.57
|
9.34
|
9.41
|
11.00
|
11.68
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.93
Lower than Peers by 0.03
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
0.93
|
1.36
|
1.29
|
1.36
|
1.46
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
39.23
Higher than Peers by 18.44
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
39.23
|
43.78
|
41.18
|
47.39
|
58.43
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
29.31
Higher than Peers by 9.27
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
29.31
|
32.53
|
30.47
|
33.27
|
41.90
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
11.69
Higher than Peers by 0.59
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
11.69
|
-0.02
|
-0.01
|
0.18
|
0.20
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
1.09
Higher than Peers by 12.59
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
1.09
|
3.85
|
-14.01
|
-3.93
|
10.31
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
1.54
Lower than Peers by 5.73
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
1.54
|
4.28
|
-9.36
|
-5.94
|
10.78
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
3.42
Lower than Peers by 2.36
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
3.42
|
0.06
|
-0.09
|
-0.05
|
0.07
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
45.18
Higher than Peers by 36.41
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
45.18
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.01
Lower than Peers by 0.20
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
0.01
|
0.43
|
0.35
|
1.13
|
0.80
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.34
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
0.34
|
0.21
|
0.35
|
1.13
|
0.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.39
Higher than Peers by 0.09
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
0.39
|
0.01
|
0.04
|
0.26
|
0.26
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.39
Higher than Peers by 0.03
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
0.39
|
--
|
--
|
0.27
|
0.29
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.99
Higher than Peers by 1.25
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
2.99
|
2.12
|
1.48
|
2.67
|
35.87
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.61
Higher than Peers by 1.71
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
8.61
|
7.26
|
42.93
|
45.27
|
55.91
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
0.03
|
0.04
|
0.04
|
0.04
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
--
|
93.54
|
161.96
|
168.88
|
117.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
--
|
--
|
-265.88
|
-891.55
|
-21,155.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
--
|
13.84
|
28.97
|
36.12
|
120,430.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
--
|
--
|
-132.88
|
-758.79
|
-141,468.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.41
Higher than Peers by 2.62
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
15.41
|
12.08
|
14.79
|
12.63
|
15.25
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.24
Lower than Peers by 0.09
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
1.24
|
1.10
|
1.36
|
1.35
|
1.84
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
3.59
Higher than Peers by 1.11
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
3.59
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
--
|
2.46
|
12.08
|
5.68
|
4.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
3,905
Higher than Peers by 3,592
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CVB Financial Corporation (CVBF)
|
3,905
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|