Univest Corporation Pennsylvania (UVSP) Key Ratios
$42.67
As on 11-Sep-2026 16:00EDT
Market cap
$1,177 Mln
Revenue (TTM)
$521 Mln
P/E Ratio
12.3
P/B Ratio
1.2
Div. Yield
2.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -2.59 | -0.76 | 2.50 | 9.62 | 12.34 |
| EBIT | -- | -- | -5.48 | -2.80 | -4.87 |
| Net Profit | -15.28 | 14.89 | 23.20 | 6.07 | 0.20 |
| EPS | -14.58 | 19.23 | 26.80 | 7.39 | 0.85 |
| Book Value | -- | -- | 8.91 | 8.00 | 7.04 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.23 | 25.83 | 18.09 | 21.87 | 19.04 |
| Net Margin
| -- | -- | 18.89 | -- | -- |
| Return on equity
| 9.17 | 10.02 | 10.37 | 9.92 | 8.80 |
| Return on Capital
| 6.07 | 6.80 | -- | 6.98 | 5.75 |
| Return on Assets
| 1.00 | 1.09 | 1.18 | 1.10 | 0.95 |
| Debt to Equity (x)
| -- | -- | 0.23 | 0.37 | 0.47 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
--
|
6.98
|
5.75
|
5.49
|
6.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.37
Higher than Peers by 0.43
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
10.37
|
9.92
|
8.80
|
8.80
|
10.08
|
|
Peer Median
|
9.95
|
--
|
--
|
--
|
--
|
ROA
1.18
Higher than Peers by 0.20
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
1.18
|
1.10
|
0.95
|
0.95
|
1.09
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EBIT Margin
18.09
Lower than Peers by 3.11
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
18.09
|
21.87
|
19.04
|
19.77
|
29.45
|
|
Peer Median
|
21.20
|
--
|
--
|
--
|
--
|
Net Margin
18.89
Lower than Peers by 1.64
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
18.89
|
17.51
|
15.17
|
15.85
|
23.67
|
|
Peer Median
|
20.53
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
2.50
Lower than Peers by 8.42
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
2.50
|
0.04
|
0.12
|
0.36
|
0.13
|
|
Peer Median
|
10.92
|
--
|
--
|
--
|
--
|
EBIT Growth
-5.48
Higher than Peers by 6.05
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
-5.48
|
18.94
|
7.45
|
-8.77
|
-14.97
|
|
Peer Median
|
-11.54
|
--
|
--
|
--
|
--
|
Net Profit Growth
23.20
Higher than Peers by 16.61
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
23.20
|
19.53
|
6.79
|
-8.98
|
-14.90
|
|
Peer Median
|
6.59
|
--
|
--
|
--
|
--
|
EPS Growth
26.80
Higher than Peers by 21.49
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
26.80
|
0.22
|
0.09
|
-0.09
|
-0.15
|
|
Peer Median
|
5.32
|
--
|
--
|
--
|
--
|
Book Value Growth
8.02
Lower than Peers by 0.80
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
8.02
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.82
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.23
Higher than Peers by 0.03
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
0.23
|
0.37
|
0.47
|
0.60
|
0.61
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.02
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
0.02
|
0.03
|
0.01
|
0.01
|
0.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
4.22
Higher than Peers by 3.94
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
4.22
|
0.08
|
0.09
|
0.14
|
0.12
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Quick Ratio
4.22
Higher than Peers by 3.89
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
4.22
|
--
|
--
|
0.17
|
0.12
|
|
Peer Median
|
0.34
|
--
|
--
|
--
|
--
|
Interest Coverage
1.67
Lower than Peers by 0.11
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
1.67
|
0.60
|
0.47
|
0.58
|
2.87
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
--
|
5.72
|
55.72
|
61.88
|
72.56
|
|
Peer Median
|
7.03
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
0.06
|
0.06
|
0.06
|
0.06
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
--
|
108.68
|
203.05
|
210.52
|
248.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
--
|
--
|
-361.08
|
-208.46
|
-3,573.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
--
|
46.64
|
53.01
|
48.53
|
239.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
--
|
--
|
-211.03
|
-46.47
|
-3,564.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.33
Lower than Peers by 0.50
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
12.33
|
10.24
|
11.30
|
9.16
|
9.84
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
1.23
Lower than Peers by 0.10
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
1.23
|
0.98
|
0.97
|
0.78
|
0.99
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
2.11
Lower than Peers by 0.31
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
2.11
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.42
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
--
|
6.00
|
9.12
|
5.89
|
7.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,177
Higher than Peers by 885
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Univest Corporation Pennsylvania (UVSP)
|
1,177
|
--
|
--
|
--
|
--
|
|
Peer Median
|
292
|
--
|
--
|
--
|
--
|