Market cap
$10,316 Mln
Revenue (TTM)
$4,560 Mln
P/E Ratio
11.3
P/B Ratio
1.3
Div. Yield
1.3 %
| UMB Financial (UMBF) | Banco Santander - Chile ADS - ADR | Columbia Banking System (COLB) | Cullen/Frost Bankers (CFR) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | Old National Bancorp (ONB) | Prosperity Bancshares (PB) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|---|---|---|---|---|
Market cap ($ Mln) |
10,316 | 16,155 | 8,385 | 9,921 | 17,432 | 11,342 | 9,752 | 8,453 | 9,936 | 9,856 |
Revenue ($ Mln) |
4,560 | 4,850,848 | 3,562 | 2,643 | 4,716 | 4,633 | 4,032 | 1,779 | 3,248 | 4,346 |
Net Profit ($ Mln) |
942.68 | 1,127,054.00 | 711.00 | 683.68 | 1,446.16 | 1,057.00 | 886.28 | 562.31 | 950.21 | 900.36 |
Net Margin (%) |
20.67 | 23.23 | 19.96 | 25.86 | 30.67 | 22.81 | 21.98 | 31.61 | 29.26 | 20.72 |
RoE (%) |
11.99 | 20.82 | 9.24 | 14.87 | 15.94 | 11.56 | 10.38 | 7.07 | 10.45 | 12.18 |
Price to Earnings |
11.29 | 13.72 | 11.67 | 15.06 | 12.22 | 11.57 | 11.28 | 12.19 | 10.76 | 11.74 |
Price-To-Book |
1.32 | 3.11 | 1.08 | 2.21 | 1.84 | 1.34 | 1.13 | 1.02 | 1.09 | 1.45 |
Income Statement ($ Mln)
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
4,560.44 | 4,715.66 | 4,850,848.00 | 4,633.00 | 3,247.63 |
|
Cost of Revenue
|
1,894.76 | 1,782.73 | 1,785,978.00 | 1,142.00 | 1,086.77 |
|
Gross Profit
|
2,417.68 | 2,736.64 | 2,275,837.00 | 3,356.00 | 2,567.90 |
|
Operating Expenses
|
1,655.26 | 1,075.90 | 1,693,275.00 | 2,106.00 | 1,320.67 |
|
Operating Profit (EBIT)
|
1,008.74 | 1,857.03 | 1,371,595.00 | 1,385.00 | 840.19 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
1,188.54 | 1,857.03 | 1,371,595.00 | 1,370.00 | 1,227.14 |
|
Provision for Tax
|
245.86 | 410.87 | 219,797.00 | 298.00 | 276.94 |
|
Profit after Tax (Net Income)
|
942.68 | 1,446.16 | 1,127,054.00 | 1,057.00 | 950.21 |
|
Minority Interest
|
0.00 | 0.00 | -24,744.00 | -16.00 | 0.00 |
|
Consolidated Profit
|
0.00 | 0.00 | 0.00 | 511.00 | 494.36 |
Liabilities ($ Mln)
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
8,030.79 | 9,245.93 | 4,974,214.00 | 9,168.00 | 9,131.47 |
|
Minority Interest
|
0.00 | 0.00 | -24,744.00 | -16.00 | 0.00 |
|
Non-Current Liabilities
|
61,141.17 | 4,588.90 | 29,508,900.00 | 71,971.00 | 1,862.52 |
|
Current Liabilities
|
3,083.60 | 69,657.16 | 35,676,111.00 | 3,003.00 | 57,916.05 |
|
Total Liabilities
|
73,094.09 | 80,435.00 | 68,147,280.00 | 83,876.00 | 67,197.41 |
Assets ($ Mln)
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
71,475.68 | 62,184.44 | 60,607,845.00 | 83,403.00 | 4,430.08 |
|
Current Assets
|
779.88 | 21,277.31 | 9,715,486.00 | 1,034.00 | 7,247.26 |
|
Total Assets
|
73,094.09 | 80,435.00 | 68,147,280.00 | 83,876.00 | 67,197.41 |
|
Total Debt*
|
3,563.73 | 3,992.35 | 13,883,464.00 | 4,324.00 | 1,566.24 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
1,026.69 | 1,501.70 | 704,904.49 | 988.00 | -471.75 |
|
Cash Flow from Investing Activities
|
-5,620.10 | -5,476.51 | -1,292,537.89 | -1,454.00 | 792.19 |
|
Cash from Financing Activities
|
3,916.69 | 2,897.23 | -50,055.82 | 524.00 | 1,458.76 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
7.82 | 11.26 | 4.87 | 7.33 | 9.31 |
|
ROE (%)
|
11.99 | 15.94 | 20.82 | 11.56 | 10.45 |
|
ROA (%)
|
1.20 | 1.54 | 1.46 | 1.18 | 1.25 |
|
EBIT Margin (%)
|
22.12 | 39.38 | 28.28 | 22.53 | 15.96 |
|
Net Margin (%)
|
20.67 | 30.67 | 23.23 | 22.81 | 29.26 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
41.55 | 16.07 | 19.86 | -3.82 | 7.54 |
|
EBIT Growth (%)
|
55.53 | 20.70 | 5.51 | -3.78 | -33.34 |
|
Net Profit Growth (%)
|
78.41 | 21.24 | 5.79 | 25.39 | 60.60 |
|
EPS Growth (%)
|
41.16 | 21.72 | 7.64 | 33.89 | 41.29 |
|
Book Value Growth (%)
|
10.01 | 12.91 | 10.19 | 9.54 | 7.50 |
Valuation Ratios
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
12.53 | 11.80 | 0.01 | 12.06 | 11.86 |
|
Price / Book Value
|
1.14 | 1.76 | 0.00 | 1.34 | 1.05 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
2.70 | 2.55 | 6.70 | 8.83 | 3.32 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.03 | 0.33 | 2.13 | 0.14 | 0.11 |
|
Short term debt to equity ratio
|
0.38 | 0.10 | 0.65 | 0.33 | 0.17 |
|
Current Ratio
|
0.25 | 0.31 | 0.27 | 0.34 | 0.13 |
|
Quick Ratio
|
0.25 | 0.31 | 0.27 | 0.34 | 0.13 |
|
Interest Coverage
|
1.83 | 2.13 | 1.79 | 1.93 | 2.15 |
Operating Efficiency Ratios
| UMB Financial (UMBF) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | First Horizon National Corporation (FHN) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 3.82 | 0.00 | 0.00 |
|
Asset Turnover
|
0.06 | 0.05 | 0.06 | 0.05 | 0.04 |
|
Receivable days
|
34.96 | 24.86 | 54.29 | 4,646.62 | -- |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
-- | -- | 90.12 | 15,129.51 | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |