Mercury General (MCY) Financials

$102.14

$-0.51 (-0.50%)

As on 11-Sep-2026 11:42EDT

Market cap

$5,790 Mln

Revenue (TTM)

$6,342 Mln

P/E Ratio

6.2

P/B Ratio

2

Div. Yield

1.2 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	6,342.28	5,992.47	5,475.63	4,629.63	3,643.07	3,993.36
Cost of Revenue	3,502.14	3,963.03	4,542.77	4,226.38	4,016.83	3,393.54
Gross Profit	2,840.14	2,029.44	932.86	403.25	-373.77	599.82
Operating Expenses	1,677.96	1,365.79	357.98	303.83	296.95	300.51
Operating Profit (EBIT)	1,162.18	663.65	574.88	99.43	-670.72	299.31
Other Income	--	--	--	--	--	--
Profit before Tax	1,162.18	663.65	574.88	99.43	-670.72	299.31
Provision for Tax	225.31	122.56	106.93	3.09	-158.04	51.37
Profit after Tax (Net Income)	936.87	541.09	467.95	96.34	-512.67	247.94
Minority Interest	--	--	--	--	--	--
Consolidated Profit	482.95	541.09	467.95	96.34	-512.67	247.94

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	2,836.03	2,417.28	1,946.52	1,548.15	1,522.13	2,140.28
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	7,703.39	774.65	6,343.36	5,611.20	5,053.04	663.27
Current Liabilities	2.95	6,368.75	20.75	175.22	206.82	3,968.92
Total Liabilities	10,545.31	9,560.67	8,310.63	7,103.40	6,514.19	6,772.47

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	237.66	6,893.37	215.64	5,266.75	286.54	5,565.04
Current Assets	2,523.55	2,667.30	1,411.03	1,331.12	978.82	1,207.43
Total Assets	13,065.91	9,560.67	8,310.63	7,103.40	6,514.19	6,772.47
Total Debt*	962.13	586.86	587.71	587.96	420.25	407.51
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	1,087.19	1,037.12	452.99	352.59	501.58
Cash Flow from Investing Activities	--	-420.16	-796.66	-295.44	-316.38	-373.67
Cash from Financing Activities	--	-71.72	-71.11	103.58	-81.99	-140.84
Net Cash Inflow / Outflow	--	--	--	--	-45.78	-12.92

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	16.91	9.77	8.45	1.74	-9.26	4.48
Cash EPS ($)	--	11.12	9.78	3.04	-7.77	5.91
Adjusted Book Value ($)	--	43.64	35.15	27.96	27.49	38.65
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	19.63	18.73	8.18	6.37	9.06
Free Cash Flow per Share ($)	--	18.57	17.89	7.52	5.73	8.31

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	19.54	20.04	4.72	-22.84	9.92
ROE (%)	35.67	24.80	26.78	6.28	-28.00	11.88
ROA (%)	7.54	6.06	6.07	1.41	-7.72	3.79
EBIT Margin (%)	18.78	11.55	11.06	2.67	-17.94	7.92
Net Margin (%)	14.77	9.03	8.55	2.08	-14.07	6.21
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	9.95	0.09	0.18	0.27	-0.09	0.06
EBIT Growth (%)	136.03	14.29	390.06	118.91	-306.52	-33.46
Net Profit Growth (%)	140.18	15.63	385.75	118.79	-306.78	-33.81
EPS Growth (%)	140.14	0.16	3.86	1.19	-3.07	-0.34
Book Value Growth (%)	44.00	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	6.18	9.63	7.87	21.44	-3.69	11.85
Price / Book Value	1.97	2.16	1.89	1.33	1.24	1.37
Dividend Yield (%)	1.20	--	--	--	--	--
EV/EBITDA	--	5.40	4.81	9.83	-3.33	7.26
Close Price ($)	106.62	94.06	66.48	37.31	34.20	53.06
High Price ($)	108.55	96.50	80.72	40.32	56.94	67.88
Low Price ($)	64.21	44.19	36.96	26.15	27.89	50.37
Market Cap ($ Cr)	5,789.77	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.33	0.24	0.30	0.38	0.28	0.19
Short term debt to equity ratio	--	0.00	0.00	0.01	0.01	0.01
Current Ratio	856.31	0.42	68.00	7.60	4.73	0.30
Quick Ratio	856.31	--	--	17.80	11.21	0.70
Interest Coverage	41.12	24.19	19.65	5.11	-37.92	18.49

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	13.06	16.93	14.27	14.33	18.08	17.24
Asset Turnover	0.51	0.67	0.71	0.68	0.55	0.61
Receivable days	--	54.74	48.19	52.14	67.52	61.13
Inventory Days	--	--	-143.80	-135.16	-132.08	-170.56
Payable days	--	31.83	16.78	14.13	14.59	19.56
Cash Conversion Cycle	--	--	-112.39	-97.14	-79.15	-128.99

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.